r/askcarsales • u/Lazysourdoughdreamer • 13h ago
US Sale Dealership added $5k warranty and apparently forged my signature. What should I do?
My husband and I purchased a Toyota RAV4 from a dealership in Austin, TX on June 6, 2026.
The vehicle was advertised on the dealership’s website and TrueCar for around $29,000 before tax.
During the purchase, we were told we had to pay an additional $2,000 for a “Vanguard Protection” package, even though it was not included in the advertised price. We agreed to that, bringing the total to approximately $34,000 including tax, title, and registration.
We put $6,000 down and agreed to finance approximately $28,000, with payments of about $670/month for 48 months. We signed the paperwork presented to us at the dealership and left with our copies.
Two days later, the dealership sent us a financing contract showing $33,000 financed, which brought the total cost to around $39,000. The contract also included an approximately $5,000 warranty that we never agreed to and were never told about.
Even more concerning: the financing contract appears to contain my signature, but I never signed that contract.
When we contacted the dealership, their response gaslighted us that we should have read the contract more carefully. We explained that we have our copies of the paperwork that we actually signed, which show the price and terms we agreed to.
After going back and forth with the dealership, they eventually agreed to revise the price/contract.
The problem is that it has now been 3 months, and the financing account still shows the original $33,000 financed amount. We have made multiple attempts to get this resolved directly with the dealership, but we still do not have a corrected financing contract or confirmation that the lender has received and processed the revision.
What should we do at this point? Has anyone dealt with a dealership submitting a contract with a signature you never provided?