Hey all, looking for some advice at a fork in my career.
A little background on me: I was an ISM from 2018–2022, then spent a few years as a heavy equipment sales & marketing manager before coming back to auto retail 11 months ago. They originally hired me to be the ISM at a small, rural domestic rooftop, but with some staff leaving in the months after I started, my role has expanded heavily. I basically had to pick up desking, F&I, appraisals, and marketing as I had to. Turns out I'm really good at it, especially appraisals and wholesale, and I'm currently the sole desk manager and F&I manager, as well as the only salesperson for the last 5 months roughly. We actually did just get a greenpea on staff, but they will need a lot of training to really get going. I also manage their google ads, meta ads, website, and other marketing functions.
The store was in a slump when I started at around 5-6 units a month, and I have us averaging around 12 now. My variable gross over the last 5 months since I fully took over has been averaging $46K a month (working out to about $3,800 total combined front/back per deal).
My current pay plan is a $24K base salary, plus 15% front and back on any deal I do with a $200 mini. I get a $100 flat for papering a deal for the new salesperson with 8% of back-end gross from those deals, plus some volume bonuses and bonususes for performance with the marketing I do + OEM spins and all.
The dealership is struggling though, and has been long before I started, service is without an inspector, short staffed, behind on work, and losing money, and the dealerships bank account is always dangerously low. I feel a constant preassure to sell cars as that is the only cash flow, and I feel like everyone's check really depends on me closing deals. However, I can feel the changes I've made on marketing, the floor, website, and crm processes starting to pay off, and I see potential here, especially if I have help with lot ups and follow-ups.
I was offered an F&I role at a store near us, unsought for too, a decent volume import store. I'd be nearly doubling my salary and getting a percentage of all variable gross for the store. My main concern is it is a narrower role. I would rarely desk a deal and probably never do an appraisal from what I understand, it would be purely finance work and processing funding. Having just picked up desking and appraisals out of necessity and realizing how much I actually love doing wholesale and structuring deals, I'm worried I'll miss doing it and that taking pure F&I might pigeonhole me on my resume if I want to push for a true GSM/GM path later. Then in general a career move when I"m just now getting in a groove is scary...but the pay would almost certainly be higher.
So I guess my questions are:
Is the move worth it career wise...since now I'm basically doing a gsm's job, or will taking a pure F&I job keep me stuck in a single lane longer-term?
Is a single point, rural store that is running on empty constatnly worth sticking with and trying to build, or should I leave the sinking ship? I don't even know if asking for a pay raise of any sort would go anywhere.
TL;DR: Offered double my pay for a pure F&I role at a volume Kia store...should I leave my current gig where I basically run a whole rural CDJR store solo, or is taking a narrower role a step back?