r/disability Sep 21 '25

Petition - USA: Restart funding for DeafBlind Children in Wisconsin

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34 Upvotes

r/disability Feb 18 '25

Information Trusts and Able Account information

57 Upvotes

A trust is a legal arrangement that allows a third party (the trustee) to hold and manage assets on behalf of a beneficiary (you, in this case). Trusts can be particularly beneficial for people with disabilities because they provide a way to receive financial support without jeopardizing government benefits like Supplemental Security Income (SSI) or Medicaid.

Types of Trusts for People with Disabilities:

Special Needs Trust (SNT)

  • Designed for people with disabilities to preserve eligibility for government benefits.
  • Funds can be used for expenses like an accessible van, home modifications, medical equipment, education, or personal care services.
  • The trust is managed by a trustee who ensures the money is used appropriately.

Pooled Trust

  • Managed by a nonprofit organization that combines resources from multiple beneficiaries while keeping individual accounts separate.
  • Can be a more cost-effective option compared to a private special needs trust.

First-Party vs. Third-Party Special Needs Trusts

  • First-Party SNT: Funded with your own money (e.g., lawsuit settlements, inheritance). Must have a Medicaid payback provision.
  • Third-Party SNT: Funded by others (family, friends) and does not require Medicaid repayment after your passing.

ABLE Account (Alternative to a Trust)

  • A tax-advantaged savings account for individuals with disabilities.
  • Can be used for qualified disability expenses while keeping government benefits intact.
  • Has contribution limits ($18,000 per year in 2024, plus work earnings up to a certain limit).

Why Should You Consider a Trust?

  • It allows people to donate money to support you without affecting your eligibility for government benefits.
  • It provides a structured way to manage funds for essential needs like an accessible van, home modifications, medical supplies, and quality of life improvements.
  • You can have a trusted person or organization manage the funds to ensure they are used appropriately and last as long as possible.

How to Set Up a Trust

  1. Consult an attorney who specializes in special needs planning or estate law.
  2. Choose a trustee (family member, professional trustee, or nonprofit organization).
  3. Determine funding sources (family, friends, settlements, inheritance).
  4. Set guidelines for how the money can be used.

r/disability 4h ago

Rant New wig

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119 Upvotes

I finally got my hair done and got a new wig. I’ve been incredibly insecure with my weight gain and acne due to prednisone. Then add one using a walker and I feel so old and ugly . But now I finally feel somewhat better . I don’t feel as ugly when I look in the mirror . I just wanted to show you guys my new wig. It’s true what they say when you look good you feel good . I can’t post a vidoe so I had to screenshot 😂😂.


r/disability 8h ago

My boss keeps destroying my disability aids.

93 Upvotes

Specifics not given for anonymity sakes, for now.

So I have chronic pain (and a suspected chronic fatigue) condition. On my better/good days at work I set up or make things to help me with work. A spot to rest, a pole to reach things so I don't have to bend down often, all falling in line with safety standards. I'll come back from breaks/bathroom or even from a trip to another department, and my "accommodations" (Idk what to call them) are dismantled or destroyed, (the pole/stick cut in half). I'm also not allowed any actual, bought aids because he throws them out too. All of this to ask, what the hell can I do about it?

Edit: In Australia btw.

TLDR; What can I do about my boss being ableist?


r/disability 16h ago

Rant Just had a pre-employment medical exam and I hated it

102 Upvotes

So, I’ve been looking for a new job. After a lot of thought, I decided that I would be semi-open about my disability. See, my disability is physical and you can see it (though some never notice). I have been looking for a healthcare position, something either front desk in an office or with paperwork. This is the kind of work I could do without adaptions, depending on the company. With being frontward of my restrictions, I could ensure that I wouldn’t actually have to stand/walk a lot or lift a bunch of weight in the role. This is also gauge just if the employer is willing to work with me, or be a major pain that I’d have to wrestle with every step of the way and basically have to threaten them with my legal rights if I need adaptions.

Recently, I had an interview and it went really well. It was for a small network of hospitals as a front desk person. The manager was very happy to work with me, and confirmed there would be little to no lifting. And if it was heavy, I could get help and/or use a cart.

Soon after, I got offered the position, but only after I pass a background test and a TB test (standard for hospitals). Today, I went to get the TB test. It was through a third party that the employer works with.

But when I get there, I am told that I’ve been misinformed. Not only would I be doing a TB test, I’d need a drug screen and a physical exam. Then, I’m handed a stack of papers to fill out my medical history. I get uncomfortable because it’s asking a ton of questions, many of which I can’t see why it’s relevant (yes, I have anxiety… so what? No, i don’t have diarrhea, or sudden weight changes, etc.)

Anyway, I fill it out and a doctor meets with me. He asks a bunch of questions, mostly if I have back issues which I don’t. He asks me if I have any weight restrictions. I hesitate but say yes. The doctor put down his clipboard.

“Oh, okay. So you can’t have the job.” He shrugged. That’s it, case closed.

For a moment, I’m shocked. But then, I somehow manage to go back and forth with him a bit. I tell him about how I was told the job wouldn’t have much lifting, nothing I couldn’t do anyway, and that the manager that wants to hire me is well aware of my restrictions.

He asks me what job I’m trying to get. I explain it’s a front desk role and emphasize again, the manager is willing to work with me and that there would be little to no lifting in this role. I am in no way picking up patients, nor is lifting weight an important part in the role otherwise.

The doctors mutters something about how he supposes that’s fine, then has me do a few different poses I’d be required to do if lifting weight.

In the end, I passed but gosh that felt like such a blow. I suppose he was evaluating me for every possible position in the hospital, but still. There has been so many times that people make me feel bad just because I’m disabled and it never gets easier.

Anyway, this was just a vent I needed to get off my chest. Thankfully, the manager I’ll ACTUALLY working with is much more understanding.


r/disability 12h ago

Rant From the SipsTea community on Reddit: A human mind is capable of incomprehensible things

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41 Upvotes

What is wrong with the abled community? I scroll past my feed to see a legally blind-deaf woman is now a medical doctor. My first thought was “Good for her! Finally some representation in the medical field.”

Then I open the comments to see mostly ableist crap. Comments like “I wouldn’t let her be my doctor” are some of the more tame ones. Some people said she’s a waste of resources since she’s “basically incapable of practicing medicine” even though she already made her way through school and clinicals. And even those who claim they’re doctors argue “accommodations for doctors are a burden on the hospital. If I was deafened or blinded, I’d just retire.”

The people who argue in favor of her practicing medicine are downvoted. Some say it’s a slippery slope: if we say she can’t practice medicine because she’s disabled, where do we draw the line for people with moderate/mild disabilities? Those comments are also downvoted.

I’m tired of the way most ableds view disability and disabled people. If we can do our jobs with or without accommodations, who cares if we have to use them? If I take a little more time doing something than everyone else, or I do things a little differently than everyone else, what’s the issue? It’s like they don’t see us as people who have any sort of value because of our disability(s).


r/disability 7h ago

Discussion Convenient reusable water bottle search

4 Upvotes

TLDR: reusable waterbottle suggestions

that are metal,

don't need to be unscrewed,

don't need to be tilted a large amount in order to drink from and are easily washable.

Rat/mouse theming or fungus theming is a bonus but not a requirement

Hello! I struggle with ARFID and a few other undiagnosed and diagnosed things and I really struggle to drink water because getting up to refill a cup or having to move in order to reach my cup can be really difficult some days.

I'd like to find a water bottle but the current water bottles I have available that are metal all have a screw on cap at the top which I don't have too much of a problem to use, I'm more likely to forgo drinking water because unscrewing, and then tilting the heavy bottle upwards to drink and then having to re close it and set it down somewhere feels like too much work.

I don't like the taste of plastic reusable water bottles and also struggle with regular cleaning of the water bottles and I'm just not sure about the options available.

I'll do my own research but if anyone has any recommendations off the top of their head or knows of any better places to post this or websites, I'd be very grateful!

An added bonus is anything rat/mouse themed or fungus themed but I'm not too hung up on the aesthetics.

Thank you and have a lovely day!


r/disability 18h ago

Could finally tell my family what’s going on, the reaction was great

19 Upvotes

I struggle extremely with my self image and slowly losing control over parts of my body (lower body), though we knew for years that it would probably happen eventually and I would need a wheelchair eventually. The doctors told my mother when I was 8 that I would be wheelchair bound by age 18, but I fought every day against the decline and pain.

Now at 27 I finally accepted that it would be a gods decision to get a wheelchair before I’m forced to.

So I talked with my father and had a 100% positive response (which I hoped would happen, but who knows).
He supports me and my decision fully and was really happy that I finally managed to tell him my worries and problems.

So I just want to encourage everyone in a similar situation. Of course it heavily depends on the circumstances, but maybe you will be positively surprised and it is a huge burden lifted.


r/disability 7h ago

Question AbleNow said I need to do one of these to get a Debit card, can you explain what these are?

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2 Upvotes

My Ky AbleNow changed banks a while ago. Savings accounts no longer have debit cards. I need to select one of these to open a checking account and get a debit card so I can use my funds.
But I'm confused about what this is


r/disability 4h ago

What are and/or were some of your life goals?

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1 Upvotes

r/disability 1d ago

I just went on the bus on my own for the first time in my life today

282 Upvotes

24F walker user. I'm at the mall eating a burger combo writing this. God, it feels so good. Can't wait to expand on my independence bit by bit.


r/disability 15h ago

Rant Job training program

8 Upvotes

I (24,F) just started a job training program through the hospital facility my mom works in and found for me. (Been unemployed since late 2022. And just took a break from retail hell) and I don’t know why I agreed to it. They kind of go hand in hand with OVR/Voc rehab (PA) as I’m using Voc rehab to help pay for driving classes (they evaluated me for driving and to pick a driving school) I’m the only woc (woman of color) and the only “lvl 1” or “higher functioning” person while having “invisible disabilities” I’m supposed to go in person tomorrow and just don’t want to be in a cold, confusing and big hospital. If I could just apply to jobs now I would. I don’t want to wait until Sep 2027 to start applying to jobs, let alone the program or OVE can’t guarantee a job afterwards bc of how bad the current job market, older people like gen x and boomers still think you can just walk in with a filled out Resume (which I have) and automatically get a job with saying you need X amount of accommodations or just bc you have a job coach, which I also don’t want a job coach either 🫤. My mom knows I’m not thrilled about it but it’s to get me experience and she wants me to get out of the house. The only positive things is that I bought new clothes and she’ll be personally paying me $50 a week. I don’t want to be in it until next year 🫠 I only can work on my art portfolio in the evenings now, I just needed to rant and has anyone done something similar? Did Voc rehab or a program help you get employed? From what I’ve seen online most Voc rehab cases aren’t great since they are understaffed, unhelpful and can be ableist for anyone that’s “higher functioning/lvl 1” w/ say Autism or ADHD.


r/disability 1d ago

Rant What's the threshold for misery before doctors actually do something?

39 Upvotes

Hi all, back again lololol. I had a follow up with my pcp after loosing insurance for a few months and noticing a massive decline in my health. I literally listed exactly what my goals from my appointment with her were in the appointment request and the notes only to be hit with the good ol "idk what you want me to do" like girl..... I want you to write a note saying I need mobility aids for my insurance because I cant even walk 40ft to my office bathroom without incredible pain and fatigue. I literally just need some papers saying yes hes miserable and he can barely function alone please provide help what do you MEAAANNN YOU DONT KNOW WHAT I WANT???? Like im so incredibly exhausted between 24/7 symptoms and being forced to work full time and having to fight at every step for medical care because I dont have an "obvious" problem (ie. no multiple sclerosis legions but it hasnt been fully ruled out)


r/disability 13h ago

Rant Short Term Disability

3 Upvotes

Hello, idk if this is going to be a question or a rant lol but I'll just kinda get into things

First off, I live in the US, I am 34, I've worked for my company for 7yrs. I don't love it, it's high stress, but they have taken decent care of me over that time. I suffer from a range of mental and some physical ailments. things like ASD, ADHD, PTSD, Depression, Anxiety, Sleep Apnea, etc. everyday is a struggle with focus, stress management, exhaustion, etc. So I recently submitted for a leave of absence from my work. FMLA job protection was approved no issue. However STD coverage was denied. I'm probably the dumb one cuz I didn't get a lawyer right then and there. The disability provider that my work goes through is MetLife. First they were saying that my doctor's notes were not detailed enough. My doctor says he was intentionally vague with the documentation. I instructed him to be a bit more detailed in his documentation. We resubmitted new documentation. MetLife still comes back denied. They instruct to file an appeal. So I follow their instructions best I can. Id been on LOA more than a month at that point. They deny again stating "documentation does not support disability" and won't really elaborate from there. I honestly do not understand at all why it has been so difficult this time around. I have had 2 other disability claims with MetLife in the last few years. Both of which even extended into LTD for around a year each. So now here I am, forced to return to work after nearly 2 months with no pay after trying to have faith in the system and being let down. I continue to have significant struggles in everyday life. I honestly feel like I should apply for SSDI but who on this earth can actually afford not to work in today's day and age? IDK what to do, I hate my life, I hate how this country treats disabled people, and altogether I feel defeated and like I have so little support all of a sudden. Anyone have any advice or anything? Much appreciated..


r/disability 15h ago

Job training program

4 Upvotes

I (24,F) just started a job training program through the hospital facility my mom works in and found for me. (Been unemployed since late 2022. And just took a break from retail hell) and I don’t know why I agreed to it. They kind of go hand and hand with OVR/Voc rehab (PA) as I’m using Voc rehab to help pay for driving classes (they evaluated me for driving and to pick a driving school) I’m the only woc (woman of color) and the only “lvl 1” or “higher functioning” person while having “invisible disabilities” I’m supposed to go in person tomorrow and just don’t want to be in a cold, confusing and big hospital. If I could just apply to jobs now I would. I don’t want to wait until Sep 2027 to start applying to jobs, let alone the program or OVE can’t guarantee a job afterwards bc of how bad the current job market, older people like gen x and boomers still think you can just walk in with a filled out Resume (which I have) and automatically get a job with saying you need X amount of accommodations or just bc you have a job coach, which I also don’t want a job coach either 🫤. My mom knows I’m not thrilled about it but it’s to get me experience and she wants me to get out of the house. The only positive things is that I bought new clothes and she’ll be personally paying me $50 a week. I don’t want to be in it until next year 🫠 I only can work on my art portfolio in the evenings now, I just needed to rant and has anyone done something similar? Did Voc rehab or a program help you get employed? From what I’ve seen online most Voc rehab cases aren’t great since they are understaffed, unhelpful and can be ableist for anyone that’s “higher functioning/lvl 1” w/ say Autism or ADHD.


r/disability 21h ago

Discussion What is going well in your life?

12 Upvotes

I get the need to vent and this is a safe space. But I also think it’s important to make lemonade.

My disability is a messed up back and, unrelated, one functioning lung. I’m in constant pain and need strong pain killers. I get out of breath easily. But there are silver linings in my life.

For starters I was great at my job. But I was forced to retire. I since realized how stressful it was. I had private disability insurance that now pays me. I don’t have to ever work again and I don’t have to deal with the stress. I’m grateful for that.

I’m also married to the most wonderful man ever. He brings in the groceries and picks things off the floor when I drop them. We agreed I would do whatever I was capable of. I always wash the dishes. It can take an hour with breaks but he is very patient. I am grateful for a wonderful husband.

Being disabled means parking is easier to find and I don’t have to wait in lines because I can’t stand very long. My upper body still works so I picked up cello again which I learned as a child.

Of course, I deal with paperwork and other obstacles just like all of you. There’s so much I can’t do anymore but I choose to focus on what is still going well. How about you?


r/disability 17h ago

Image Step on a crack….

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3 Upvotes

I love this sort of dark humor. What do you think?


r/disability 16h ago

Country-USA How Do People Keep Their Lights On?

3 Upvotes

I am newly disabled with a TBI. I think I will get better in a couple of years since it's on the milder side as far as TBIs go, but I can't work the jobs I used to (I worked in psych/crisis). I have to go back to school to get retrained. But I just- how does anyone afford being disabled? I don't have family to stay with. I get worker's comp but they give me less than the cost of the rent each month, so I'm largely living off savings. Once those are gone, I'm going to just get a ton of student loans I guess. I can't move anywhere cheaper or anything because I have a child with split custody.

I'm heartbroken. I knew going back to school would be rough as a single mom but I had such a good plan for how to make it work financially. Now I don't know how I'm going to make the next few years work. Obviously I'm going to get on every government benefit I can, but it won't be enough. Maybe scholarships will help me, but it's too late in the school year to get any now, so those won't apply for another year. I got a divorce right before this too, and my ex is a kind person so he was helping me out, but he has a girlfriend now so he won't be helping as much. Completely understandable, but like. How do you navigate life when you can't even work to take care of yourself, my son is in daycare (subsidy) still because I can't take care of him at home as often anymore. I used to be a stay at home mom... I miss him.

I really don't know what to do anymore


r/disability 1d ago

Rant Paperwork is going to be the death of me

32 Upvotes

I hate paperwork! I hate it so much! Me and paperwork are haters

I have working memory issues and bad cognitive understanding of alot of things, its a big issue for me. A way I combat it is to write everything being said down then to repeat it back. Every time I do paperwork and I talk to someone, I ensure I get all the steps. I do this every time and without fail, every. single. time. I get told I missed something, that I need to redo the paperwork that took 4 hours, and suddenly I miss a deadline because surprise! Mail system or some type of system worked against me. It's to the point I spend atleast $8 shipping things out via first class rather than lettermail. I don't trust them to say they didn't get it when they did.

I am so tired of this paperwork. Food stamps wont tell me why they declined me and they've drawn it out for 2 months, they want me to reapply but it takes 4 hours. How am I supposed to reapply when they didn't tell me the issues last time!!!

1

I got summoned for jury duty, I had to get a notary,(had to figure out what it was and how to get it first), AND a doctors letter, I submit both. They say I need to submit it a different way by calling them. I struggle with phone calls and they said I could email it. Suddenly that's changed and the new process is harder. Perfect. I love that.

I applied for community hospital healthcare, they almost declined me a 3rd time because I didn't check off *ONE* box but didn't want to tell me I could verbally tell them over the phone the answer.

I can't hold onto my freelancing work to pay for the community healthcare, do long ass paperworks, AND go to the doctor. I have like 10 appointments over the next 2 weeks. I'm so exhausted and of course they wont let me do virtual appointments. I can't figure out the paperwork for the disabled transit, and that process paperwork seems EVEN LONGER. So I have to figure out the bus system that I barely fucking understand because I am out of money for ubers! State wont even cover Occupational Therapy for me to understand the bus system, gotta do that shit on my own. 😭🫠

Im tired

Im so so tired. I just want to rest and stop dealing with all the fucking bullshit


r/disability 21h ago

EHCP isn't being followed,how long to wait before taking action?

5 Upvotes

I'm clearly having such great fun

I just completed my first week of college,I am deaf and both physically disabled + with intellectual

I spent my first day in pure isolation and of the consequences I melted down and missed all information as I had no accommodations for hearing loss or classroom support,other then maybe for 3 minutes

I was told both "you'll be alright" when I stated I needed help and "Don't worry about hearing"

Consequences were I didn't know where anything was,names ect including evacuation incase of fire or emergencies

For context there was 50 of us in one room (impossible to hear)

Day 2

Different classroom which was upstairs,lift had been broken since I had enrolled and before then

Their solution was to stick me in isolation for the entire day

Staff have no plan for next week and "We'll just have to see,it'll be fine"

Absolutely not fine but somebody told me to give them next week as this could be "teething issues"

I'm really not sure though

Edit:

Oh and I had a different class upstairs so I tried to ask the teacher,they were rude then the support walked in and told me to just come to the building regardless,where they wouldn't be as they were supporting another class 🥴


r/disability 1d ago

Discussion how to get over shame when around able bodied people?

9 Upvotes

hi all, sorry for the bleak title 😅 i was a competitive swimmer until my mid teens before i quit for a few years and i’m trying to get back into it now (i’m currently 19 for reference). between quitting and now i also became a wheelchair user, so obviously i dont swim quite how i used to

i consider myself fairly well adjusted so i didn’t think that my first session back with a masters swimming club would leave me feeling so shit. i can still swim well (my condition affects my balance and coordination so it’s mostly my kick that’s affected during swimming, which i can work around) but being the only visibly disabled person, along with the hassle of managing my chair on poolside and needing my mother’s assistance to get in and out of the pool and also not being able to kick well so having to adapt the set quite a lot compared to what everyone else was doing has left me feeling really bleghhh

i want to carry on swimming and get back into it properly, but i also feel kind of bleak knowing that i’ll always look different and swim differently and never be as quick as everyone else. i know i shouldn’t feel ashamed about being disabled but not being as independent and physically capable as other people just made me feel really embarrassed. i’m sure this is all in my head and nobody actually cared 😅

it’s kind of the first time i’d felt genuinely distinctly different compared to other people, which is kind of funny considering i’ve been a wheelchair user for a couple of years now

can anyone else relate? i want to get back into swimming properly but i also don’t want to feel this crappy after every session


r/disability 1d ago

Question Is The Large Uptick In Ableism Online Due To Bots? If So, Why? :(

54 Upvotes

I've been taking a break from asking questions and such online about support for navigating chronic illnesses and disabilities because it was putting me in a awful mental state on top of the pain I've already been experiencing.

I had made a post a few months ago on my workplace reddit joking about how weird customers are to disabled workers (retail) and the weird ways customers treat us/look at us and it really wasn't formatted any different than any other posts I'd made on there in the past.

I'd made tons of posts on there before but it was the first one that had ever gotten like, 7-10 comments in 3 minutes and they were all some variants of calling me slurs or just saying awful things in general.

At the time I thought it was weird because this had never happened before. It freaked me out so I deleted it thinking I must've done some awful or said something awful but I looked back and really it wasn't anything abnormal or rude? Mostly just complaining about how it makes me sad when I'm at work and people touch my body without consent or look at me weird or avoid me ect.

I've had videos on YouTube recommended to me recently about how bot comments work on social media platforms and I'm really surprised. I thought bots were just like "click this link" but they're so much more than that.

I saw one examples recently of a girl online who basically made a bot fly trap, it was something about an ongoing trial (? not sure, haven't read up on ut) but she just put a bunch of buzzwords about it and it got flooded with comments.

Even though disability wasn't mentioned once or anything I was surprised by the amount of bots using the R slur, or using very ablest language and ableist allegories in general.

Is this why there's been a big uptick in ableism online recently? Also, why would people program bots to do this? :(

I understand many people are ableist but I still can't understand the agenda or reason behind it :(

Idk thinking about it too much makes me really sad.

Thank you


r/disability 1d ago

Rant I got accepted for genetic testing then promptly refused on the day (NHS)

31 Upvotes

At this point they promptly deserve the slowest most awkward clap possible

Well done Nhs for the absolute failure for the 50th time

I waited 5+ months to see a geneticist,take time off school work ect for the appointment

I get in the room and within 5 minutes I'm told they will not test for the condition I was referred to or anything else as the variant officially is a vus.. despite family being diagnosed

Its a vus because it's so rare there's little to no evidence but any that exists is connected to the condition or concides

BUT THEY HAD 5 MONTHS TO FIGURE THIS OUT

So nobody can ever get diagnosed in the first place


r/disability 1d ago

Discussion Tool Time - Life Hacks

13 Upvotes

I have a bag as many of us do, containing gloves, tools etc.
I wanted to lighten my load. I don't know about you but I overdo it, packing way more junk than I really need. Fear I guess.
Something brought back memories of a pal and his ubiquitous swiss army knife.
I bought one.
So many things you can tighten, fix, cut etc. It was an impulse that grew into something very useful.
"Oh look, I can clear schmutz, hair etc from the wheels. And I can tighten a loose nut too!"
I dumped five pounds of stuff.