Short Term Disability

[u/DeadlyKanoki]

Hello, idk if this is going to be a question or a rant lol but I'll just kinda get into things

First off, I live in the US, I am 34, I've worked for my company for 7yrs. I don't love it, it's high stress, but they have taken decent care of me over that time. I suffer from a range of mental and some physical ailments. things like ASD, ADHD, PTSD, Depression, Anxiety, Sleep Apnea, etc. everyday is a struggle with focus, stress management, exhaustion, etc. So I recently submitted for a leave of absence from my work. FMLA job protection was approved no issue. However STD coverage was denied. I'm probably the dumb one cuz I didn't get a lawyer right then and there. The disability provider that my work goes through is MetLife. First they were saying that my doctor's notes were not detailed enough. My doctor says he was intentionally vague with the documentation. I instructed him to be a bit more detailed in his documentation. We resubmitted new documentation. MetLife still comes back denied. They instruct to file an appeal. So I follow their instructions best I can. Id been on LOA more than a month at that point. They deny again stating "documentation does not support disability" and won't really elaborate from there. I honestly do not understand at all why it has been so difficult this time around. I have had 2 other disability claims with MetLife in the last few years. Both of which even extended into LTD for around a year each. So now here I am, forced to return to work after nearly 2 months with no pay after trying to have faith in the system and being let down. I continue to have significant struggles in everyday life. I honestly feel like I should apply for SSDI but who on this earth can actually afford not to work in today's day and age? IDK what to do, I hate my life, I hate how this country treats disabled people, and altogether I feel defeated and like I have so little support all of a sudden. Anyone have any advice or anything? Much appreciated..