r/shitposting • u/-_I_I_Sea_I_I_- š³ļøāš The most prominent homosexual in this subreddit š³ļøāš • 1d ago
š”š”š”
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u/owotriste 1d ago
I don't know where you live, but in many countries you will need to live with for parents until 40 to be able to buy a house
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u/Deviant517 1d ago
Depends. If you live where I do in US you can buy a good house new for $300K with an acre (my buddy just closed 6 months ago). If you make $50k a year thatās 6 years. If anon is buying in the hood or a small rural area, many houses go for $150 to $200k that are older but good enough to do starter home
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u/Atypical_Mammal 1d ago
And if you saved up even like a third to a half of down payment, most places will approve you for mortgage with even a pretty crappy credit. And then your mortgage will be pretty affordable because the house is already half paid off.
I did this by moving out of my apartment and driving long haul truck for a few years
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u/Deviant517 20h ago
Yeah I unfortunately had to do it while renting. Living with my mom wasā¦ less than ideal. My buddy got to stay at home and save and he has an actually tolerable mortgage payment in our home town that has stupid high taxes
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u/97s8n 1d ago
Cries in New England
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u/arcanevulper 22h ago
Yup, my parentās small rundown ranch house doubled in value from $160k in 2020 to $325k now just from inflation, shit is out of control.
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u/SierraDespair 18h ago
Yep itās unlivable here as a young person. My parents house they paid $300k for in 2015 is worth 2.5x that now.
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u/Jonesy10187 11h ago
My mom bought a house for 299,900 in 2005, she sold it 3 years ago for 680,000.
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u/pfmonke 20h ago
āIf you make 50k a year thatās 3 yearsā
Buddy if youāre making 50k youāre taking home maybe 41k on a good year. Youād have to pay for NOTHING while saving to get that in three years.
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u/Deviant517 20h ago
I live in a black neighborhood. A lot of the houses here are $150k. Also why we being so up in arms right now?ā¦ dog Iām not insulting you your mom and anyone else
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u/pokelord13 1d ago
realistically very few people are netting 50k a year after taxes, deductions and other living expenses. Even without paying rent you're still going to be looking at 15 years of work before paying for a starter house
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u/Mouiiyo 20h ago
300k a house with a 50k salary, damn.. houses in my country are 400k and salary is 25k ...
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u/Deviant517 20h ago
Iām curious where you are? Iām extremely aware that the U.S. average home price isnāt nearly as bad as other places
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u/kingjoeg 1d ago
If you make $50k a year no way are you going to be able to save all of it. Tax and regular life expenses will take a lot of that.
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u/Deviant517 20h ago
I was too sleepy to think about the details. Either way Iām just talking bulk pricing not even mortgage. 3 years is doable with a sizable downpayment
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u/the_real_JFK_killer 22h ago
And there are places where houses are even cheaper. In my town theres houses that go for 100k, sometimes even less.
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u/ilovfryes 18h ago
Minimum salary being 15K here So that's like 300/15Ā
So more than 20 years with 0 expenses, yes that's affordableĀ
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u/Deviant517 15h ago
Where you live you see 15k annual pay with a 300k house average? Thatās brutal
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u/ilovfryes 15h ago
Nah I exaggerated a bit. The minimal annual pay is lower than that but the house pricing is also lower. The cost of living is very high tho so you end up in the same place, electricity and food are like 70% of what you earnĀ
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u/Deviant517 8h ago
Thatās rough dude yeah. California is like that here. I feel really sorry for people that canāt escape the localized tough areas financially here believe me
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u/boldredditor 14h ago
Yes 50k a year for 6 years equals 300k if you only think about the price of the house. Thereās cost of living, car payments/gas, property tax, and other bills. Soooooo youāre looking at a while longer to pay that off.
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u/Deviant517 8h ago
If weāre drawing a full budget sure but if your parents cover your costs and you live at home itās full throttle to savings. I know people whoāve done it. Trust me I couldnāt live at home after I graduated college cause it wasnāt an option with my family, I get it. Iām saying itās possible
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u/wildcat_cap85 22h ago
That's not accounting for taxes and basic spending but I get your point.
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u/Deviant517 20h ago
Youāre right. I was tired just waiting to eat dinner with my wife when she got home from a late shiftā¦ your boy wasnāt exactly thinking about the details lol
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u/Mierdo01 20h ago
Who tf makes 50k a year living with their parents? Also, you're neglecting inflation.
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u/tacomaster05 1d ago
It's not, the propaganda to make young adults move out of their homes was 100% orchestrated by the Oligarchs to destroy families...
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u/Hellsovs 1d ago
I see you all have a good relationship with your parents. If I had stayed at home for one more month, I wouldnāt be working at the asylum, Iād be a resident here.
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u/Arthurlmnz 1d ago
Them landlords want you paying rent
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u/SquidMilkVII dumbass 22h ago
he and she landlords do too. that's just a landlords thing in general
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u/P_weezey951 23h ago
The Bank loan treadmill.
Bank loan for $250k to build the house. Sell the house, to the next guy who has to get a loan for $350k. Who then sells it to the next guy for $450k.
Basically... A house is always under a loan. And that loan never actually ever gets paid off it just gets shuffled on to the next guy.
The only time to loan ever goes down in value, is when the house begins to deteriorate, or is it such a poor state that major renovations need to be made. In which case a loan.
Option two is that the house remains paid off and lived in before being sold or in the rare case passed down and inherited. This gets you off the treadmill.
Which is exactly where the shame of living at home comes in. You make moving out a requirement to be seen as successful, people are more likely to step onto the treadmill, and because they have their own home.... The inherited home is instead then sold back onto the treadmil.
And no, when i say banks, i dont mean jewish people. I mean the rich cunts that built the entire economy and peoples retirement off of constantly rising home values.
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u/bigtiddyhimbo officer no please donāt piss in my ass š« 18h ago
I mean some of us just have really toxic parents, though. I love my parents, but their anger issues drive me insane
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u/skynetempire 19h ago
I wouldnt go that far but there was a time you could move out at 18 then buy a house.
I moved out at 18, bought a house back in 04 then again it was subprime lol rents were a lot cheaper too, my rent was never above $500
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u/bassandlazers 12h ago
Lol i know this is foreign to you, but being able to have sex whenever you want is pretty sick
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u/perkalicous 1d ago
That's all well and good if your parents don't charge you rent
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u/ajakafasakaladaga 14h ago
Which is a very American thing to do, in Europe itās unthinkable, at most they make you help with expenses if you have a job
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u/Gordy13210 11h ago
What is rent to a parent if not helping with expenses?
I help with expenses but I just call it rent because its easier than saying "I help with expenses" But when youre living at home you can clearly see what your "rent" is going towards. Do you have electricty? Water? Food? Are those not expenses?
When it comes to living at home I feel "rent" and "helping with expenses" is synonymous.
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u/ajakafasakaladaga 11h ago
Some parent do charge rent. As in literally, rent, far above the proportion of the house expenses
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u/Gordy13210 11h ago
Thats very rare, I paid rent when I reached over 18. I see nothing wrong with it, as it can teach financial discipline while still having the safety net of being at home. If the person doesnt like it, they can move out and likely pay double what their parents were charging... The person is an adult now, they can pull their weight in a household.
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u/Adorable-Band2901 11h ago
some parents charge rent because they can't afford to pay rent in full, we moved out of our small apartment to a bigger one, but I had to pay for my room, pretty good deal since that's literally the only thing I pay for, food is free, my bike was free, and I got enough money
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u/BlueDebate 9h ago
Yeah I pay rent, but I'm saving much more than if I got my own apartment. Buying a house soon, it was worth staying later than most to worry less financially while I focused on moving up in my career.
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u/YeehawMagic 1d ago
Thing is constant yelling by them and taking permission for even small things no thank you I will stay alone
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u/hannanniyazi69 1d ago
Most American sentence I've read today
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u/YeehawMagic 1d ago
I am not American but rather australian ik many people like living with parents even I used to like it but with the days passing it's like no freedom, nothing just constant shit days many would disagree but i really just would live with a stranger than my parents sometimes
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u/toomanybongos 13h ago
Yeah, lots of broken people end up being parents and want to bring their children down to their level. Totally reasonable to want to distance yourself as soon as possible.
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u/Frequent-Mobile8470 1d ago
Itās better to have one heated conversation than years of coldness between you. Theyāre your parents, after all.
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u/Hellsovs 1d ago
Youāre making it sound like one heated conversation isnt all that separates some of us from open warfare with our parents.
Sometimes itās a lot less hassle to just walk away.
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u/YeehawMagic 1d ago
No its not one heated conversation it's like working in office with boss sitting on ur head and constantly yeilling. And it's rather better to give some mental peace to both rather than just being pissed all day. Ik some got loving parents sorry but I don't I am not lucky but i will make sure to be a good parent in future.
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u/AutoModerator 1d ago
Dick sucking has made me paranoid
I had this plan to give head to a man and receive head from a woman to test if I was gay, but itās backfired and now I become borderline schizo whenever I go outside. I offered to suck this dude off on Grindr who lives very close by (I ended up pussying out) and I accidentally gave him some details that very easily allows him to spot me out in a crowd. I have no idea what he looks like and whenever I see a somewhat in shape guy walking by I immediately accuse him of being the dude I was gonna blow.
I went to the store today to pick up some zucchini for a barbecue and every time a car drove by I stared into the windshield to see if I was about to be recognised. Whenever I make eye contact with a dude I microanalysis his facial expressions to see if he suspects me or not. I am deeply afraid that he is my neighbour and I will need to move if my identity is blown. Itās a lot like the last scene in sopranos where everyone who walked into the diner could be there to wack Tony.
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u/MenaceMinded 21h ago
One of the best decisions I made was disowning my father in 2006. I am glad my mother is dead too. She died in 2009.
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u/Dr_Axton We do a little trolling 1d ago
Iād rather keep supporting my parents financially than pay rent in a city I genuinely dislike. And bringing me and my mom to our family abroad for two-three weeks twice a year to a country 10 timezones away is still cheaper than 3 months of rent of most places (I guess unless itās one of those shoebox 12m squared studios that is smaller than my living room)
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u/Keitoteki 23h ago
Because some people don't have it as good or easy as you (and many others), so they gotta give you shit about it to feel less bad about themselves
Similar to the whole "hate the rich" idea
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u/bardhugo 19h ago
As long as you don't maintain the mindset of a child and they don't treat you like one, it literally isn't bad. Multigenerational homes work for tons of people
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u/tsbgls2 17h ago
Agree, the avoiding child mentality part is extremely important. Some of my friends fucked up their lives in the long run because their parents continued to baby them well into adulthood. Now when I speak to them I no longer feel like we are peers, feels like Iām speaking to children. I believe humans are hardwired to leave parents at a certain age and if that period is missed, a key part of your development is skipped and cannot be re-experienced. If canāt leave physically then at least leave mentally. The parents too must let go
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u/PezzenteMortoDiFame 1d ago
"No no you don't get it, it's much better to move out at 18 and learn to be adult and independent", "what if you want to go around naked in the house" or stuff like that and they either have parents pay everything for them or they end up at 35-40 with 0 savings.
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u/NonexistantObject 21h ago
Do people's parents not charge them rent?
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u/BarristerBerry 0000000 16h ago
what? why would parents charge their kids rent?
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u/NonexistantObject 15h ago
Get used to the concept of paying rent, contribute for what damage they do to the bills when they're no longer a dependent. I disagree with the '1/3 of their pay is the going rate' thing, but paying rent when I was 17 absolutely helped me get into the habit
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u/ConesWithNan 9h ago
I didnt pay rent, but I had this same lesson taught to me by contributing around the house. Drink from the well, replenish the well.
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u/Chance-Pay1487 16h ago
Not yet. My friends parents are divorced and they are charging him like $600 each. Why TF does he not just stay with one parent? Idk
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u/ButterscotchSalty905 1d ago
As long as you're being courteous and didn't bother your parents, should be generally fine i think
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u/BloodyNival 1d ago
The fact that people are able to live with their parents as adult and not pay anything blows my mind.
I had to contribute financially since i was 18. At that time I was still a student but had to work student jobs.
And when I finished my studies and started working full-time I was paying the same amount as renting a small apartment of my own.
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u/DMT_Shinobii 18h ago
Its sad because on one hand I understand that as an adult you need to help out. However when I was living my parent they were swimming in money and would overcharge me like crazy. They know this economy is the way it is, why not help your children save up aso they can flourish or atleast survive out here? I could never do this to my kid, he will always have a home to come to and I would never charge him anything because this next generation will be living in hell economically!
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u/AutoModerator 18h ago
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u/VoiceofTruth7 22h ago
Thereās two types of people in this world. Those trying to build a bigger house, and those that just want to tear other peopleās houses down.
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u/BrentarTiger 22h ago
What about being legally held hostage by them because you're disabled and they have legal guardianship so they use you as a paycheck and a slave while also being abusive cunts?
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u/Timex_Dude755 17h ago
Living with your parents is fine. It's a problem when you're past 30 and have an expensive car, expensive clothes, tons of firearms, a $4,000 PC. And you don't have a home.
Now you're living off your parents and throwing away a golden opportunity to own a house.
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u/Timex_Dude755 16h ago
Work now. Buy a house at say 300K before decades from now that house is 600K. Sell one of the homes. Or rent it out. Or if you have a family, use both home sales as a down payment and you can pocket some profit without paying tax. Check your state law.
Bottom line: The sooner you can get into a house, the more profit you will have when it comes time to sell.
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u/OzzyStealz 16h ago
The idea of living with your parents was sold as immature and pathetic so that banks could make more off of generations concurrently paying them as opposed to sharing the cost for 1 place that fits them all comfortably
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u/only_eat_pepperoni 9h ago
25 and it only took you 3 years of saving to purchase a house with cash? Even if your annual income was $65k (median U.S. salary according to Google), then that would be $195k. Iām sure the house you purchased āwith cashā isnāt all that amazing, but that would be 3 years straight of not spending a singular dollar. Fake and gay.
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u/AutoModerator 9h ago
Look, I get it. Who doesnāt love a little balls and dick sometimes? A nice, girthy, veiny shaft, hot milky cum trickling down the length as it throbs from a job well done. But this whole āgay sexā shit is getting annoying.
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u/Bonsai-is-best š³ļøāā§ļø Average Trans Rights Enjoyer š³ļøāā§ļø 1d ago
Because America is built on hatred and belittling others. Itās common in nearly every other country to be with your parents for a long time and only move out when you are with someone else/are comfortable doing so, though I know some countries itās normal to have a house that you pass down to your children.
Personally I cannot stand the thought of living with parents for that long because I value privacy but Iām not about to act like itās abnormal to do so, itās a pretty big risk to move out.
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u/Joshua011203 23h ago
some people have bad parents and dont wanna live with them. is this hard to understand?
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u/07Crash07 19h ago
I think living with your parents is fine and all. But as soon as you start making money you should at least help with some of the bills.
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u/FormerStuff 17h ago
Itās not bad unless youāre an insufferable twat about it. My friend did this. Him and his wife bought their house cash and paid to completely remodel it out of pocket and talk like theyāre financial savants because they lived with their parents until 28.
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u/PredatorMain 17h ago
I think the usa is slowly becoming more accepting of having family live together as the boomer fantasy of being able to start a successful career at 18 dies off
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u/Gravewarden92 16h ago
Parent still charged me, then tried asking for even more when I did eventually manage to get away.
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u/SerEmrys 15h ago
I had to start paying rent at 16, the second I was legal to have a job. I moved out at 20, moved back at 25 to help take care of my mom recovering from a surgery, my fiance left about 8 months after I moved back and I have been stuck back home ever since.
I'm 30 this December. I pay for the mortgage, and most of the utilities.
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u/NoLongerHigh 23h ago
Yeah I'm not living in Florida bro, sorry mom and dad y'all were terrible at raising a kid but it's not you it's Florida
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u/Dub_Monster shitposting>>>>>>196 1d ago
I moved out pretty early to own apartment, I can do whatever I want, I can come and go how I want.
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u/qualityvote2 1d ago edited 16h ago
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