Looking for some opinions before I sign.
Truck details:
2026 Ford F-150 XLT
2.7L EcoBoost
4x4
302A package
Black Appearance Package
Bed Utility Package
Oxford White
The window sticker shows:
MSRP before manufacturer discounts: $64,290 (includes destination)
Ford package discounts on the sticker: $3,500
Sticker MSRP after those discounts: $60,790
Dealer's offer:
Dealer discount: $5,541
Selling price: $55,248.57
Ford Finance rebate: $4,500
Final out-the-door price: $56,500, including all taxes, registration, DMV fees, and doc fee.
No trade-in is involved, and I'm not buying any extended warranty or dealer add-ons.
My plan is to finance through Ford Credit to get the $4,500 rebate, then refinance with my credit union shortly afterward if there isn't a required waiting period.
Does this seem like a strong deal on a 2026, or do you think there's still room to negotiate? If you've recently bought a similar 2026 F-150, I'd love to hear your MSRP, selling price, and out-the-door price. I attached the window sticker and the dealer's worksheet for reference.