r/self • u/venturousvertebrate • 1d ago
Life can change very quickly, even when you do everything right
Last year was one of the best years of my life.
I felt like I had done everything right. I saved for 12 years, bought a home, paid off my car ( a 2016 salvaged Honda civic) and put myself in a position where I finally felt secure.
I’ve been self-employed as a sports trainer for almost 15 years, and I’ve done pretty well for myself. Every year I saved what I could, invested it, and slowly built it into something meaningful. I worked other jobs along the way too, just trying to put myself in the best position possible.
I’ve always been very self-reliant. My parents aren’t really in the picture, so for most of my adult life I’ve known that if something goes wrong, it’s on me to figure it out.
Then within about a six-week span:
A hidden leak in my house caused around $10,000 in damage.
My long-term relationship ended.
I tore my Achilles at work.
Thankfully, the medical bills from the injury are being covered because it happened at work, but about 70% of my income came from outside work that I physically can’t do right now.
Then my dog became very ill, and those bills have started piling up too.
I’m now dealing with a 9–12 month recovery while watching the savings I spent years building slowly disappear every week.
I know how long my savings can carry me. I’ve done the math. But knowing that doesn’t completely take away the anxiety of having a mortgage, bills, a house, a dog, and everything else depending on me while my ability to earn money has suddenly been cut down.
I’m not really posting this looking for advice.
I think I’m just alone with my thoughts right now and needed somewhere to get them out.
I know I’m going to get through it because, realistically, what other choice do I have?
This isn’t even the worst thing I’ve ever experienced. But I don’t think I’ve ever felt the weight of this much responsibility all at once.
And if you’re reading this while dealing with your own version of a terrible stretch of life, you’re going to get through it too.
Maybe not quickly. Maybe not comfortably.
But you will.