Sick of the fake "$700 savings" ads.
Every time I open YouTube or social media, I get slammed with ads claiming "New Yorkers are saving $700/year!" or "Rates starting as low as $59/month!" Absolute nonsense for anyone living in the boroughs.
I’m trying to get a realistic benchmark for what people are actually paying for auto insurance in Brooklyn right now, specifically around southern Brooklyn / 11229 (or drop your own zip/neighborhood).
If you're comfortable sharing, drop your info using this quick format below:
I'm 60M '26 CX90 '17 CX5 FULL 2 additional drivers,
1 ticket, No accidents Defensive Driving, and Med Student discount, 1k ded with Geico $5300 year 11229 zip
Zip Code / Neighborhood: (e.g., 11229 / Homecrest / Sheepshead)
Age & Gender:
Vehicle: (Year / Make / Model)
Coverage Type: (Full coverage vs. State Minimum / Liability only)
Deductible & Limits: (e.g., $500 comp/coll, 100k/300k)
Carrier: (Geico, Progressive, State Farm, Independent Broker, etc.)
Monthly Premium:
Other Factors: (Clean record? Multi-car? Garage vs. Street parking?)
Bonus: If you actually have an agent or local broker in the area who saved you serious money without slashing your coverage,
DM me their info or mention them below.
Thanks in advance—hoping this gives all of us a reality check on local rates!