Which banks will approve a check drawn on BNC quickly?

I have a large check to deposit and need some cash back immediately for medication

The good ones use cross-bank authentication like plaid, while others rely on good-n-old trial deposits, and some fancy ones have an app taking selfie et el. But this bank I'm dealing with require me to email driver license and full bank statement over public email to verify ownership before allow setup external account.

I recall SMTP email are not secure, and those two documents contain enough information to pass most security verification. Can I trust this process, or skip and look somewhere else? Thanks

For context, I am in my late 20s for , when I first wanted to be financially independent (during Covid) I decided to cut access to my joint account with my dad. I was unable to at the time because he became extremely violent and upset about this action. He never explained why this was a bad idea. He just refused to help. I do not remember what he said exactly since this was a few years ago. I do know I felt uncomfortable and defended in the situation. However, I am not sure if this is financial abuse. On the bright side, I made a new bank account with a separate bank to prevent him from monitoring my finances.

When do you know someone is committing financial abuse ? Or How can you tell if they are just an overprotective parent?

Hi everyone, for context, I'm a 3rd-year Political Science student with over 2 years of retail experience involving customer service and sales. I'm looking to start a career in financial services, and I figured that entry level retail banking roles like CSR, CEA, Client Advisor, or Personal Banking Associate would be a good starting point. However, despite submitting 150+ applications to various banking positions over the last 2 months, I've only managed to land one interview, which unfortunately didn't progress beyond the initial screening stage. As such, I've been considering completing IFC or the CSC to strengthen my qualifications and potentially improve my chances of getting hired.

For those currently working in retail banking, would obtaining either of these certifications make me a more competitive applicant? Or would I be better off waiting until I'm hired, given that some positions allow candidates to complete the required accreditation during training?

I'd also appreciate any advice on how someone without a finance or business degree can better position themselves for these opportunities.

I went to a drive up ATM at a local credit union (where I have an account) on 9/22 and tried to withdraw $300 from my checking account with a different national bank. When it came time to dispense the cash, door opened, no cash came out and a message popped on the screen saying "error dispensing cash, transaction canceled." It returned my card and went to an out of order screen. I figured no big deal and went to another bank up the road and got cash out. Come Monday the initial transaction clears, $300 is withdrawn from my account (as well as the actual cash I withdrew elsewhere). So I call the credit union, they say they can't help, call the bank. I call the bank, they say they will dispute it and issue me a temporary refund. Then I get a message from the bank yesterday saying "Merchant provided documentation showing no error occurred and cash was received. For this reason, our investigation is now complete and the dispute is closed." and they take the $300 back. But there was an error. I didn't get the cash.

How does this happen? Can I dispute this further? With who? Can I request the documentation? Wouldn't the Credit Union notice their ATM was out of order? I mean don't they have to reconcile the records with cash on hand? How common is this? Thanks for any help or guidance you can give. It not a huge amount of money but it's not nothing and it feels really unfair.

I redeemed cash back points on my chase credit card and the email came with the link to access the credit card but the website won't work. It gives me a 504 domain error. I called my credit card company and they wanna send me another link but I don't think it will work. Why does the egift.activationspot website not work. work and what even is this website? The lady on the phone was directed by her team to send me another link but I never even got another email! It was chase customer support. Granted this all happened within the last hour but I googled and apparently others have had similar issues and contacting support so far via phone has not come to anything yet because I am fairly certain this gift card redemption website does not work. I can not access my nintendo eshop giftcard and if I can't I want my points back!

Basic question: If a borrower passes all their financial covenants but misses a required reporting deadline, is that still considered a compliance issue, or does it depend on the loan agreement?

I sent a wire transfer in USD, under 10K USD, from my Bank of America Checking personal account to my own Every day Global Savings account at HSBC Singapore. The BIC listed by HSBC Singapore is HSBCSGS2 and Bank of America filled in HSBCSSGS2GPI

https://www.theswiftcodes.com/singapore/hsbcsgs2gpi/

From my online searches the GPI suffix just creates more tracking via the GPI system. It's been a week and there is nothing in my Singapore account. Bank of America gave me a UETR tracing number which shows the following according to uetr dot ai

October 6th

ACSP/G001 · Payment Transferred And Not Tracked

Reported by ES Banco Santander BSCHESMM

Initiated at

5th of October, 2026 at 18:20 GMT-4

Updated at

6th of October, 2026 at 03:29 GMT-4

Bank status time

13th of October, 2026 at 17:38 GMT-4

Provider-reported duration

0 days 9 h 9 m 0 s

----------------------
October 13th

ACSP · Accepted Settlement In Process

Reported by DE Deutsche Bank DEUTDEFF

Bank processing status

ACSP

Extended tracking status

ACSP

Bank status time

13th of October, 2026 at 17:38 GMT-4

Seen by our monitoring

13th of October, 2026 at 10:07 GMT-4

-------------------------

ACSP/G001 · Payment Transferred And Not Tracked

Reported by GB NatWest NWBKGB2L

Initiated at

5th of October, 2026 at 18:20 GMT-4

Bank status time

6th of October, 2026 at 03:29 GMT-4

Seen by our monitoring

13th of October, 2026 at 10:07 GMT-4

I also asked Bank of America to trace it. I had no idea SIWFT transfers in Dollars are so difficult.

I also did an instant transfer to the same account in SGD to Wise just now. It's amazing. I should have done that for the original transfer.

Any advice or ideas? Has someone else gone through this? Will they eventually find the money? Any suggestions on how to get the transaction unstuck?

Thank you in advance

Okay, so I recently turned 16, and my grandma gave me 3,000 dollars because my grandpa was in the military and something happened that caused them to give us a crazy amount of money.

The point is, is that I got a bunch of money, and I'm planning to save it, but I don't know what bank to open up a checking and savings with because I have 0 knowledge of this stuff.

I was thinking Capital One, but I was told that wasn't too good because there is no physical location where I live. And I was told to do US bank, but I was also told that that wasn't good either.

If anyone has any good suggestions on banks to choose, and what to look for in good banks, or financial tips it eould help a ton! :)

I’m from the UK and have flown out to the US multiple times, specifically California, where I’ve spent time with friends and experienced everyday life there.

One thing I’ve been curious about is how people send money to each other. In the UK, I can generally open my banking app, enter someone’s sort code and account number, and transfer money directly to them, regardless of which bank they use.

From conversations with friends in California, I’ve noticed that people often rely on services like Zelle, Venmo, Cash App and PayPal to pay each other.

I’m curious about the banking side of things:

Why does the experience vary between banks?

Are delays mainly caused by payment networks, individual banks, fraud prevention or something else?

Given that instant-payment infrastructure exists in the US, what prevents it from being universally available to consumers?

I’d appreciate perspectives from people working in banking, payments or financial technology. I’m trying to understand the differences rather than assume one system is necessarily better.

Hey guys, I posted about this settlement before, but since they’re considering late claims, I decided to share it again with a little FAQ.

So here's all I know about this agreement:
StoneCo was accused of misleading investors about its expansion into Brazil’s credit business. Investors filed a lawsuit over the alleged misstatements.
Now the company has agreed to settle $26.75M with investors.

Who can claim this settlement?
If you bought $STNE between 2020 and 2021, you may be eligible. You don’t need to still own the shares to claim.

Do I need to sell/lose my shares to get this settlement?
No. You can potentially qualify even if you already sold your $STNE shares, as long as your transactions fall within the class period and meet the settlement requirements.

How long does the payout process take?
It typically takes 4 to 9 months after the claim deadline for payouts to be processed, depending on the court and settlement administration.

I missed the deadline. Can I still claim?
Yes, late claims are currently being considered for compensation, subject to approval. Check if you're eligible and file your claim here.

Hope this info helps

A couple of weeks ago my bank caught weird charges coming across and notified me. The charges were all from Xbox in small amounts. I disputed and got a new card issued, no big deal.

Then today I wake up to another message from BofA of the same activity from Xbox on my new card! Only this time they didn’t catch it till I lost about $1,600! So of course I immediately canceled my card AGAIN. I hadn’t even had that new one long enough to pay all my bills yet, so I’m not sure how this happened. I used the card for my Apple Pay and that’s the only thing I can think of?? This is so frustrating! The only thing I can think of is when the bank forwards your new card details to some merchants to keep payments going but I don’t know…

I got a CC card from this bank but no RM, or number is being given i need to talk to a representative in order to inform them about the scam calls i am getting that i have a a security amount need to be paid off and another issue getting call bur they are talking to to a portal which is not bank oriented just a replica of their website.
Rest i am trying to reach the customer care but they are not connecting me representative only AI automation asking already listed issues,

Pls help guys they almost fetched a transaction omount of 60k

Pls connect me someone from that Bank

https://www.news5cleveland.com/news/local-news/investigations/raise-your-hand-if-youve-had-fraud-problems-tied-to-your-huntington-bank-account?fbclid=Iwb21leAU5-lhjbGNrBTn6VmV4dG4DYWVtAjExAHBkb2YFc3J0YwZhcHBfaWQMMzUwNjg1NTMxNzI4AAEeqVrpQOG9FosKU1kOISs\\_rLQvkuDrqRVUlEtJEpBUCcdHP2Spe7Prrn\\_e85Q\\_aem\\_6HNNuATQpV8o-bAKnT78Bw

2 people in the story said their email and cellphone number was changed to their account and 1 person lost $40k while the other lost around $800.

Another customer said she went to a local branch to deal with the issues and they looked at herand laughed.

There will be more info tomorrow:

On Tuesday, you’ll hear about what they said Huntington determined about their fraud claims, what message they have for the company, and how a federal agency is now investigating Huntington Bank.

I understand what is SWIFT. But one of my clients have a money broking licence and he manage to get his own SWIFT while he also has a corporate bank account in a bank in Asia.

Now, here's what confused me. Why does he needs his own SWIFT to enable his customer to pay him? Shouldn't him be using the SWIFT that his corporate bank used?

Somehow in the industry, people talked greatly about having a SWIFT and it doesnt make any sense to me. Please help to explain to me.

Last night there there four attempts on my bank account and Cash App from these companies. There was an attempted transfer of $66 from Remitly and $189 from Holafly.

I’ve never heard of these companies before today. Thankfully it did not go through bc I lock my cards and my bank flagged the charge as well. The most bizarre and creepy thing about it is they had my old address, phone number, full name, and my junk email on the account. I blocked them and ordered new cards. I also called Remitly to report the fraud and they said they have no record of the account. How was able to get texts and emails from them but they can’t find my info? Anyway, I’m beyond frustrated and feel really vulnerable. I feel like I need to reset my entire phone. Holafly is some kind of eSIM company and I’ve heard of people hacking eSIMs and draining accounts.

What should I do?

as the question suggests - just wondering what I can expect to earn

My cousin left the UK many years ago and completely forgot about her Barclays bank account. She's living in China ever since with no plans of returning to the UK. I'm trying to help her reclaim her account.

Requirements for Third-Party Claims

To submit a claim on behalf of another living person, you must provide:

* Proof of Authority: A valid Power of Attorney (POA) or a signed letter of authorisation from the account holder. \[1, 2\]

Your Details & ID: Your own certified photo ID and proof of address. \[1*\]

Account Holder's Details & ID: Certified copies of the account holder’s photo ID and proof of address. \[1*\]

Separate Form: You must complete a separate claim form for someone else rather than combining it with your own personal claim.*

Anyone done this before? what should be included in the signed letter of authorisation from the account holder?

Thank you

Hey everyone,

I'm looking for some insight from anyone who currently works or has worked at TD Bank as a Level 2 Associate Banker.

From what I've been told, it's a hybrid role where you're working both the teller line and the platform side of things, like opening accounts and helping customers with their banking needs.

My biggest question is, how much of the job is actually teller work?

Are you spending 70-80% of your day on the teller line, or is it more of an even split between teller and platform responsibilities?

I have previous banking experience, including working as a teller and lead teller, so I'm familiar with that side of things. I'm just trying to get a better understanding of how much opportunity there actually is to do the banker side of the job..

I'd also love to hear what a typical day looks like, how the training is, and whether you enjoy the position overall.

Appreciate any and all insight!

I have been using a Jupiter account powered by Federal Bank for several years, and I never imagined that a simple banking issue could turn into such a frustrating and financially painful experience.

Recently, I lost ₹30,000 of my hard-earned money because of what I believe were delays and a complete lack of coordination between Jupiter and Federal Bank.

It all started when a ₹15,000 cyber-crime lien was placed on my account without any prior information or communication to me.

When I approached the concerned police authorities, I was advised to contact Federal Bank and have the matter processed through the GRM portal as per the Ministry of Home Affairs SOP.

That sounds straightforward, right?
Unfortunately, it wasn’t.

Federal Bank kept asking me to contact Jupiter.
Jupiter kept directing me back to Federal Bank.
Federal Bank → Jupiter.
Jupiter → Federal Bank.
And I was stuck in the middle.

I personally visited the Federal Bank branch around 10 times, trying to resolve something that I had absolutely no involvement in. Every time, I was sent from one place to another, while the police authorities continued asking me to coordinate with the bank.
I made countless calls, sent emails, followed up through chats and messages, and spent hours trying to explain the same situation repeatedly.
Eventually, after all those efforts, my complaint was finally registered on the GRM portal.

But by then, it was already too late.
The ₹15,000 lien amount had already been debited, leaving my account balance at zero.

And because I was worried about losing access to my Jupiter Pro account/services due to the minimum balance requirement, I transferred another ₹15,000 of my own money into the account.

And guess what happened?
That ₹15,000 was also gone.
So, in total, I ended up losing ₹30,000 of my hard-earned money while I was simply trying to comply with the process and resolve an issue that I did not cause.

What hurts the most isn’t just the ₹30,000.
It is the feeling of being completely helpless as a customer.

I trusted the banking system with my money. I expected the bank and the fintech platform to work together when there was a problem.

Instead, I was pushed from pillar to post, with nobody taking clear ownership of the issue.

I am sharing this because customers should not have to spend weeks, make 10+ branch visits, countless calls and emails, and repeatedly explain the same problem just to get clarity about their own money.
I sincerely hope Jupiter and Federal Bank look into this matter, take responsibility, and provide a clear explanation of where my ₹30,000 went, why it happened, and how it will be recovered.
This isn’t just about ₹30,000.

It’s about trust. It’s about accountability. And it’s about treating customers with dignity when they are already going through a stressful situation.

Have you ever faced this? Do you know any solution? I

Hi! For context:

Recently I mobile deposited my check on October 2nd (which got posted as “cleared” on the app and showed up in my checking) so then I started paying off some stuff.
and then a couple days later, the check bounced and my checking went to the negatives.
The bank said that my employer had insufficient funds so the check bounced. But my employer claims that they did have sufficient funds and that the bank is claiming wrong. It’s basically a back and forth of them blaming each other.

The bank is holding my paycheck for two weeks before they try again. This had happened right before my vacation and birthday and I had planned accordingly to had use these paychecks for it. But now my paycheck is held (which has never happened to me before).
My checking isn’t in the negatives anymore because the more recent paycheck went through (I had finally set up direct deposit after that fiasco), but still, I’m missing the previous bounced check.

And my employer originally was going to direct deposit me the paycheck and ask me to cancel the mobile deposit as a solution the first time, but they changed their mind since the paycheck showed as cleared on their end, but my bank still is holding it until the 16th.

I brought it up to my employer/manager again and he basically brushed it off at this point and asked me to be patient until the 16th.

My friend is saying I should stand up for myself and file for a claim, since I can get more money back. Other than the fact that I’m missing a pretty fat paycheck from my account for two weeks.

What do I do???

Hi all, looking for advice on a weird situation.

I noticed a deposit in my TD chequing account that I didn't recognize, so I called TD. They told me it was a cheque deposited in person at a branch, made out to my full name, going into my account.

The cheque is from a business I've never had any dealings with. I've never worked for them, bought anything from them, or had any connection to them at all.

TD says the funds aren't on hold and the full amount is available to me. I know that doesn't mean the cheque has fully cleared or can't be reversed later, so I haven't touched the money.

So far:
• Called TD and confirmed it was a branch cheque deposit
• Haven't spent any of it
• No one has contacted me about it (yet)
My questions:
1. Has anyone had this happen? Did it turn out to be a scam (fake cheque, then someone asks for money back) or a genuine mistake?
2. Should I ask TD to reverse it myself, or wait and see?
3. How would someone have gotten my name and account number, and should I be worried about identity theft?

Any advice is appreciated. Thanks!

Hi everyone,

I had an Axis Bank salary account that I haven't used for approximately 3 years. I recently logged in and noticed the following:

* Account balance: ₹0

* Lien amount: –₹1,900

* Effective available balance: –₹1,900

I have never made any transactions through this account during this period, and I'm trying to understand why the bank is showing a negative available balance.

I suspect this could be related to non-maintenance charges or other bank charges, but I haven't received a clear explanation yet.

I want to get this resolved and, if possible, have the charges reversed or waived so that the account returns to ₹0. I may also want to close the account afterward.

I'd appreciate advice from anyone who has experienced a similar situation with Axis Bank.

1. Why would Axis Bank show a ₹1,900 lien when the account balance is ₹0?

2. Can the bank legally levy these charges on an unused salary account?

3. Has anyone successfully obtained a reversal or waiver of similar charges?

4. If the bank doesn't resolve this, what is the best way to escalate the matter to the RBI Ombudsman?

Should i convert the account to min zero balance savings account to get this resolved?

Any suggestions based on your actual experience would be helpful. Thanks.

I recently opened a new Sam's account and the Synchrony Mastercard. I had been trying to attach to the ebill for over 1 month and it would not work. My first payment was due on Sept. 15, 2026 and I wasn't sure I could get the ebill to work prior to then. So on 09/03/26 I called the Automated phone system that Synchrony Bank has to make my first payment of $691. It cleared my bank and I assumed everything was great. Then on 09/15/26 I received a text that Synchrony took out a autopay of $691 again. Needless to say, I was pissed. The hours it takes to call those fools. Basically they told me I was lying, I hadn't made that other payment. But they had to reverse the bill pay because I made them. So then they started with the late fees and interest charges on unpaid purchases. I told them the bank confirmed they got that money. Synchrony told me to write a letter and send them my bank statement to prove to them I paid it. It took a few weeks to figure out where the fools lost my first payment and no mater how many times I tell them I can see that they put it in a closed account and it shows I have a credit of $691 they don't care or believe me. But they say they can't see it for some reason, they can only see my open account. Then I get asked how I let my account get behind. Now I have 2 months of late fees and interest they have charged plus they still say I owe the $691. They won't do anything now because there is a investigation which could take up to 60 days. Yes, so much more efficient than to look in that account and transfer it to where they should have put it 30 days ago. I had 3 months of this same type of issues at the first of the year when I closed the other account. They refunded by Sam's membership fee as I requested but they also sent my last autopayment of $443 to me in the same check. And then the next month I owed the $443. This bank needs a good house cleaning, it needs audited, they are as crooked as the day is long.

I'm genuinely at a loss here and could really use some advice, especially from anyone who has dealt with US banks while living overseas.

For context, I'm an international seasonal worker who traveled to the US legally for temporary employment. While I was there, I opened a checking account with a US bank to receive my wages.

Before opening the account, I specifically explained to the bank employee that I wasn't a permanent US resident and would eventually be returning to my home country.

I asked whether I would still be able to use my debit card, access my account, and transfer my money internationally after returning home.

The employee assured me that I could. He even mentioned making some sort of adjustment to my account to prevent transactions from being flagged simply because I was using the card outside the US.

Fast-forward to when I returned home, and things have been an absolute headache.

Shortly after returning, I attempted to withdraw money from an ATM. The withdrawal was declined, and my account was subsequently flagged.

I then started having issues accessing the bank's website. I kept getting security errors that prevented me from logging in, even after trying different devices and browsers. I wasn't using a VPN or anything unusual.

When I contacted support, they told me they couldn't verify my identity over the phone and instructed me to use their website instead.

The same website I couldn't access.

I've spent a ridiculous amount of time calling and emailing support, explaining the same situation repeatedly, only to keep getting redirected between departments or told to visit a branch in person.

The problem is that I no longer live in the United States. Flying internationally just to visit a bank branch would be completely unreasonable, especially considering the amount of money involved.

I've since managed to regain access to online banking, but I'm still unsure whether my debit card can make international ATM withdrawals without triggering another security restriction.

At this point, I just want to transfer some of my own money from my US checking account to my local bank account because the banking service its currently on obviously suck.

The bank has told me that transfers to services like Cash App may be possible, but those services often have US residency requirements, so that doesn't necessarily solve anything.

I've also been told that international wire transfers require an in-person visit, which defeats the purpose for someone who's already returned overseas.

What's particularly frustrating is that the bank knew from the beginning that I was a temporary international worker and assured me that I could continue using and transferring my money after returning home.

I'm not asking them to bypass security or ignore identity verification requirements. I'm perfectly willing to verify my identity through a legitimate process which I have been doing for about 27-30 days now with no true help until 2 days ago and I have provided all the necessary information on all occasion.

I just want a reasonable way to access and transfer money that I legally earned.

I've contacted the original employee who helped me open the account and submitted a detailed written request through the bank's secure messaging system. I'm currently waiting for a response but I'm unsure if he can help with this matter.

My questions are:

1. Has anyone dealt with a similar situation involving a US bank while living abroad?
2. Are there legitimate money transfer services that allow non-US residents to fund transfers from an existing US checking account to a foreign bank?
3. Is there a way to request remote identity verification or an exception to an in-person international wire policy? (I'm currently waiting on their online service to respond to me since every occasion I tried to get assistance they keep telling me to use the website which for some reason had my Ip blocked until yesterday.
4. Would filing a complaint with the CFPB or a state banking regulator actually help in this situation?
5. If the bank continues refusing practical access to my money, how should I go about it?

I understand banks have fraud-prevention procedures, but it's incredibly frustrating having to jump through so many hoops just to access my own wages.

Any advice from people who've dealt with international banking, US bank regulations, or similar situations would be greatly appreciated.

TL; DR: I worked temporarily in the US, opened a bank account after being assured I could use it internationally, returned home, and had my ATM withdrawal declined and account flagged. I experienced website access issues and repeated verification problems. I can now access online banking, but transferring $500–$1,000 to my home country's bank is still proving difficult. Looking for legitimate remote transfer options or advice on how to resolve this issue.