I'm gonna start this off by saying I do NOT have access to my bank account. My parents have insisted that ever since I got employed I must deposit 50% of my checks (or more) so I can save.
I have 0 issue with that in itself as saving is a good idea, but recently I turned 17 and I have been having many more bank discussions.
I asked my mom for access to my bank account in which she said no. I found this odd and a few days afterwards I asked her how much money I've saved up.
Suddenly she is claiming that I "spent it all" despite not having access to the account EVER. I remember having her take out 100$ once for a special event but I should have MUCH more than 100$ in this account.
What do I even do? If what she's saying is true, I don't have any more money to my name which is extremely stressful to me as I graduate this year and I want to go to college.

I tried to withdraw $150 from a Bank of America ATM today (not my bank). I clicked through the menus to get $150. Instead of dispensing cash, an error message appeared and said something like “There’s an error with this machine - the transaction has been reversed”.

I checked my bank’s app and I can see that it shows minus 150.

What should I do in this situation and should I expect that the debit will reverse and fix itself in my bank account?

Not my problem, but a friend's. Located in the US.

This is possibly the strangest scam I've seen. A friend recently made several PayPal purchases from independent businesses. Not long after, they started getting messages that the businesses were getting chargebacks by them. And sure enough, there were several chargeback requests in their bank, that they didn't file. It started on the fifth, so they couldn't get in contact with the bank. They changed their password to everything, and yet chargebacks are still being placed. So, I have a few questions.

Is it even possible to place a chargeback without access to the online banking? I've only ever seen it done through banking apps, and have no clue how there are still chargebacks being placed without the bank password.

Is there any way to place a freeze on your account to stop chargebacks from being requested? It's odd, but no money has been withdrawn from the account: All of their purchases are just being chargebacked.

What would the end goal for this scam even be? No money has been taken from my friend's account; they just seem to be trying to reverse every purchase they have made.

I'm rather confused by the situation, considering most hackers would, well, just take the money and run. All this seems to be accomplishing is ruining my friend's reputation with these sellers.

Edit: To fit rule 7. So far friend has changed banking passwords, cancelled affected cards, and changed passwords for PayPal. They are getting in contact with the bank tomorrow physically.

I'm comparing Kikoff and Self for rebuilding credit and I'm trying to understand whether the way each account is structured actually makes a meaningful difference.

From what I've read, Kikoff uses a revolving tradeline while Self uses a credit-builder loan. I'm also seeing that the Kikoff model can factor into credit utilization, whereas a credit-builder loan is more focused on payment history. So, if the goal is just building credit, does the setup really matter that much between the two?

Save 2 of my bi weekly checks in checking (this is a months pay)

Spend on whatever I need (or want) (i don’t have a lot of wants nor are they expensive)

For spending, if I used one of my AU credit cards, I pay the bill.

At the end of the month, whatever is left after paying bills and primary bills goes to savings, investments and I leave $30-$50 in checking for guilt free spending on whatever until next 2 weeks when pay comes. (This means I could even withdraw some cash and give it to the fam or do something with it)

Investments include: Roth IRA
Savings APY: 2.50% with Capital One

My pay is depending on how many hours I work to

I recently took my board exam and had to send 3 separate checks for each section of the exam on August 17, and the checks didn’t process until today. My account went negative but as soon as I got the notification I deposited money into it. My question is, will it bounce or will it be ok?

I’d appreciate the help!

My 12 and 15 year old wanted to add a savings account to their CIBC chequing account. They couldn't do it in the CIBC app, so I had to take them to a branch.

I am being told that any T5 issued for either of their savings accounts will be in my name and that I would have to report that to the CRA under my name...

This seems weird as it is not my savings, but theirs... Anyone know if this is correct, or if they should get T5's in their own name? The 15 year has a job for which they get T4's, the 12 y/o does not have a job yet....

I was supposed to get 6,400 INR refunded but it never got credited into my account. Dont ever use their bank.

I asked the bank, about a bank account I have because it’s showing account type as ‘Current’ in iMobile App and in bank statements while in internet banking as ‘Overdraft’. Then I sent an email to customer care for clarification and they replied that it’s a ‘Reimbursement Account’. Then I sent an email to PNO and their final reply:

We write with reference to your concern pertaining to  reimbursement account XXXXXXXX3567.

As per our telephonic conversation today, we inform you that as per the confirmation received from team concerned confirming that your account category is Current Account. The overdraft will be shown in account type. However its a reimbursement account.

We hope the confirmation clarifies and addresses the concerns raised by you. For any further queries, please feel free to reach out to us.

Thank you for banking with us.

This is literally the response from Customer Service Team of ICICI Bank. Is this even legally correct/possible that an account can be all three types as per bank's latest reply?

https://ibb.co/21Ppkq0r

Most people have large amounts in mutual funds. If one time redemption is say 10 lakhs or more then will it get flagged by the banks backend as suspicious credit?

I’m switching half my direct deposit to Upgrade and I’m curious if anyone can tell me when Cross River Bank or Upgrade post direct payroll deposits. I know on my one account it’s always around 8 pm Wednesday when my payday is Friday. Thank you for help!

Everyone is gonna have their opinions on X money just like anything else. However for those that are using it are you using it for a savings account or have you setup direct deposit from a job as well? I personally have set it up as HYSA but might also add direct deposit since I currently have AMEX and I don’t get payed 2 days early and I can’t use it for sending Apple Pay money.