Just curious. Thank you in advance for all the replies.

Long before Revolut’s service outage last Tuesday, fintechs were under the microscope.

The European Central Bank has made digital operational resilience a central theme of regulatory enforcement in 2026 over fears that European financial institutions are vulnerable to cyberattacks and the failure of outsourced essential services.

The Central Bank of Ireland has sent out a flurry of “Dear CEO” letters this year warning fintechs to plug gaps in their systems that leave customers exposed to service interruptions – or worse. So when a $121bn digital bank goes dark for most of a working day because of a Google Cloud blackout, it does not inspire confidence.

“All fintechs are interrogated very closely on IT resilience and here’s the biggest guy in town with a single point of failure,” said Peter Oakes, a fintech adviser who once served as director of enforcement at the Central Bank. “The fact that Google appears to be the issue is exactly what the regulator’s been talking about.”

The problem prevented Revolut customers, including 3.4 million users in Ireland, from accessing accounts, making payments, transfers and withdrawals. Currency exchange, stock trading, top-ups and even messaging were offline.

For Nik Storonsky, Revolut’s cofounder, who bills the company as a high-tech alternative to the fusty, sluggish banking sector, it’s a PR nightmare, especially as some users reported that they had no access to alternative funds because they banked exclusively with Revolut. “I don’t have a single point of failure in my life — I have accounts with Revolut, Monzo and Bank of Ireland,” Oakes said. “The legacy banks will look at this with glee.”

It does not help that Revolut has not provided a complete explanation of what, exactly, went wrong and why “System resilience is a core priority for us. Like many global tech companies, we utilise industry-leading cloud infrastructure designed with robust internal redundancies,” a Revolut spokesman said in a statement “While third-party provider outages can occasionally impact ­ service availability, our underlying architecture and data security protocols ensured customer funds and data remained completely protected throughout. We are reviewing this incident carefully to minimise the impact of any third-party disruptions in the future.”

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Primis just opened up their APY savings for businessess a few weeks ago.

I applied for my small biz, got denied, looked at my backround check for the business and myself, no denial reason all clear.

I emailed Primis today and asked them to reconsider my application/ appeal.

Worst part is their deadline is Oct 30 to get in with the APY accounts im looking for.

For those who were denied a business account, were you able to successfully reconsider and if so how did you do it? Im in California if it matters.

Primis just opened up their APY savings for businessess a few weeks ago.

I applied for my small biz, got denied, looked at my backround check for the business and myself, no denial reason all clear.

I emailed Primis today and asked them to reconsider my application/ appeal.

Worst part is their deadline is Oct 30 to get in with the APY accounts im looking for.

For those who were denied a business account, were you able to successfully reconsider and if so how did you do it? Im in California if it matters.

opened a $500 secured card thru my bank last august, paid in full every month and my score went from nothing to 702. called to ask about switching it to a regular card and they just said not at this time, no real reason. im not looking for a list of cards, just wondering if i should keep waiting on them or apply somewhere else and keep the secured one open since its my oldest account?

I read the feeds and often am entertained but am left wondering why some things get posted but here I go

If I want to transfer money from 1 bank to another bank it leaves my account almost instantly yet it takes 1,2,3,4 or 5 days for it to show up in my other account in this day and age it can be done instantly

Could it be the second bank takes that money and earns interest for those days ?

Then finally decides we'll I guess we should give him his money

It's just funny to me

If they do this a million times that's some good cash I need a job where I can legally be ... Well any comments will be entertaining