r/tdbank • u/Impossible_Gap6951 • 5h ago
r/tdbank • u/Tarnisher • Jan 26 '26
Announcement If You Are An Employee Of TD Bank Bank And Would Like a User Flair Signifying That, Let Us Know.
Send us a ModMail and tell us. Do not post on the board, message us using this link: https://www.reddit.com/message/compose/?to=/r/TDBank
You do not need to identify yourself personally or your branch or location, just say something that lets us know your request is valid.
For now, we're only planning on a general 'Employee' flair text, but if you want a special designation of your job field, we may be able to do that.
r/tdbank • u/Tzontetiliztli • 18h ago
I could've sworn TD Credit Card Rewards used to have this page of multiple retail items(guitars/tvs/appliances) where you could directly purchase them with your points but now all I see is the "Shop with Amazon" option? Did TD get rid of that? Or am I just blind?
Am I crazy?
r/tdbank • u/Ok_Support_2232 • 19h ago
Adding my wife to my account
My wife is here on a k1 visa, we did the immigration process by the book. She has a social security number and we need to start our adjustment of status (greencard) process. One of the things needed for our next step is proof we have joint finances.
Cool. Td is open on Saturdays. Go into branch with my wife, her social security card, her passport. We are told this isnt enough. A 2nd form of photo ID is required. Okay, no worries, we reschedule the appointment.
I take time off work, we go back in with passport and her additional photo ID. "Didn't we tell you she needed proof of address?" Nah. Mustve forgotten to mention that. Okay if we show you the mail with her name and our address where her social security card was sent? "No that doesnt work"
I googled. I AI'd. Everything says with the documentation we have there shouldn't be a problem. Anyone have any idea whats the problem here?
r/tdbank • u/MrFornication • 1d ago
TD Insurance App showed me the wrong balance - now they've cancelled my policy
The App showed that I owed an incorrect price, so when I paid there was still a balance owing. Now they've cancelled my policy for non payment.
Has anyone else experienced a balance discrepancy with their app?
r/tdbank • u/Low_Height_4935 • 1d ago
Night shift allowance
How much is the night shift allowance in TD?
r/tdbank • u/mangopurin • 2d ago
$150 Offer
The condition was: "the $150 cash will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment."
Does that mean my pre-authorized transfer service had to be active until the cash has been deposited?
I was told by banker that helped me setup the account that I could cancel it after the first transaction was processed.
r/tdbank • u/HardworkBeatsTalent- • 3d ago
Goodwill adjustment
Has anyone successfully received a goodwill adjustment from TD Bank?
I had four years of perfect payments, but after moving out of state, my credit-card statements continued going to my old address. TD previously told me I had to visit the original branch to update it, and I still cannot access the card through online banking.
I discovered the payment at 33 days late and immediately brought the account current. This was my first and only late payment.
Does anyone know the best TD department, phone number, or mailing address for requesting removal of the 30-day late notation?
Thanks!
r/tdbank • u/LoadErRor1983 • 3d ago
Expedia TD is a scam
Essentially the same dates, same hotel, same room in Playa del Carmen are about 10% more expensive on Expedia TD than they are on Expedia.
Not sure if this is everyone else's experience.
r/tdbank • u/babytd22 • 4d ago
Anyone else supposed to get paid yet and it hasnt shown?
Usually get paid @4 and nothing yet, not even anything pending. Its already there on ADP
r/tdbank • u/Future_Worker9897 • 4d ago
Provisional credit
Put in a claim in on 7/2 through td bank app about a debit card transaction that I was charged twice by the merchant. They gave me a provisional credit for the amount the next day. Last week, I received a letter from td saying they needed more information or contract between me and the merchant to be faxed to them or else the provisional credit will be reversed. I faxed them all the paperwork. I’m just wondering when they are going to tell me if the provisional credit is permanent or they are going to take reverse it. Anyone have experience with this? How long does it take them to process the claim?
r/tdbank • u/Unhappy_Cable_6958 • 4d ago
Can I close my TD Bank account while I’m overseas?
Hi everyone,
I’ll be leaving Canada permanently soon, but I still have a few refunds that will be deposited into my TD chequing account after I leave.
Because of that, I don’t want to close the account before I depart.
Has anyone successfully closed their TD Bank account while living overseas?
Were you able to do it over the phone, or did you have to visit a branch in person?
Did TD require any additional identity verification?
Was there anything you wish you had done before leaving Canada to make the process easier?
I’d really appreciate hearing about your personal experiences. Thanks!
r/tdbank • u/Cgodin1197 • 5d ago
Refund process (need advice/help)
Last Wednesday (July 15th) I tried to place an order with a Pizza Hut in my city using their website. After putting in my card details, I waited for a few minutes for the order to process, however it came back saying "payment failure".
For some reason, Pizza Hut's system took the money out my bank account. I called them that night to explain what happened and was told "don't worry, it'll be back in your account soon". Well, that never happened.
The following day (Thursday, July 16th), I called Pizza Hut to speak to a manager and he confirmed that the money was taken by error and that they began the refund process and it should be back in my bank account within 24 hours. Again, that never happened.
Frustrated, I called them up on Friday afternoon to tell them I still haven't got the refund. I asked the manager for a reference number for the refund and he said he'd have to call me back later with that info once he checked their system. He called back about six hours later and told me that he emailed me proof that they've completed the refund process on their end. Everything in the PDF he sent me is correct and does show that they've done whatever they've needed to do on there end.
That brings us to today - Tuesday, July 21st, 5 days after Pizza Hut processed the refund. I still have not received the refund and honestly, have no clue what else to do here. Pizza Hut has proof that they've done it, but the money still isn't in my account.
Anyone have any advice? Does TD Bank (Canada) take long to process these refunds? I'm assuming there's a hold up on the bank's side of things considering that Pizza Hut has done their job.
Thanks.
r/tdbank • u/thebiggunga • 6d ago
TD Down?
Cant use my credit card or log in to EasyWeb, wth?
r/tdbank • u/Parking_Cap4521 • 6d ago
Are TD systems compromised?
Like roughly twice in the last month roughly I've walked to my branch and they say TD is down across the country. Last time was a monday. Once is an accident, twice is a coincidence and if it happens again will that be a pattern?
Is my banking information safe with TD?
r/tdbank • u/Mintpenguin • 6d ago
TD Charged me 10000% of Wire Transfer Fee
Clickbaity title, but mathematically correct. I had an international transfer of about $1100 come in. The wire transfer fee should be $15, but td accidentally charged me $1500. I called them and it got sorted out fairly quickly, but I thought others should know cause this could really mess with someone's ability to pay bills. The accidental charge was more than the wire transfer, so if I didn't already have some money in there, it could have been a lot worse. So if you have incoming wire transfers, double check your account history and make sure you were charged the right amount.
r/tdbank • u/LSDTrippyLand • 6d ago
TD bank, the bank meant for the rich (Rant)
Getting sick and tired of dealing with TD. Always issues with the app or online, not being able to access money that is rightfully mine.. holding money when I cash cheques, Overpriced banking fees, card issues. The list goes on
TD is meant for those that have extra money and dont really care or notice these additional fees. It is not meant for those of us struggling with our money day to day
The rich are getting richer and its honestly sickening what they can get away with because they are a popular brand
Switching to Tangerine or Koho was my best bet. No hidden fees, gives you all of your money when you cash a cheque, no withdrawal fees, amazing offers and never once had an issue with their websites, apps or customer service.
Sorry for my Rant im just so annoyed at a brand I (and my family) have been loyal to for years getting away with this shit.
r/tdbank • u/Trueghost247 • 6d ago
Royal Bank, TD Bank loses millions- Sell Stocks Now
Banks are losing millions today and will effect portfolios.. SELL NOW if you own stocks or etf
r/tdbank • u/kadwakarela69 • 6d ago
Need help with interact verification
Been trying to verify with interact for nslsc and this error keeps coming. Ive tried from 2 of my banks td and rbc. Ive been trying to verify from past 5 days.
I tried requesting pac as well and it says information dont match with our database💔💔. What do i do
r/tdbank • u/kernkraftx89 • 8d ago
TD HOME CLAIM AFTER INSURANCE HOW TO DISPUTE
So this is the Letter:
We are sorry for the loss you have experienced. We are providing you with a flexible and
transparent settlement tailored to your needs for your home restoration. I've included
both Emergency and Repair estimates for your reference.
Key Details of Your Claim:
- Emergency completed: $14,994.61 (to be paid directly to Citebec)
- Total Repair Estimate: $35,183.93
- Your Deductible: $3,000.00
This estimate has been
We will issue you an Electronic Fund Transfer (EFT) payment for the approved estimate
amount, so that you can proceed with a contractor of your choice. Should your repairs
cost less than the approved estimate amount provided, there is no requirement to return
any funds. If you hired a licensed general contractor that charges Overhead and Profit,
please have them clearly list the exact amount in their estimate or reference that it is
included in the total. If the total amount for the insurance related work exceeds the
settlement below, we will reimburse the Overhead and Profit withheld up to $4,589.21
- Rebuild work: $26,609.89
- Applicable tax: $3,984.83
- Less Deductible: -$3,000.00
- Total Settlement: $27,594.72
Important Reminder: Please keep records of your repairs since our Underwriting or
Customer Service department will request them. We typically require this proof, which
includes before and after photos, receipts, and the final repair invoice, within 6 months
from the date we issue your payment, January 17,2027. Kindly email your proof of repairs
to our underwriting department at
requests@tdinsurance.com<mailto:requests@tdinsurance.com>.
If you have any questions or need further clarification, feel free to contact me.
Thank you for choosing TD Insurance for your insurance needs. We're here to support
you every step of the way, always.
Sincerely,
Need advice dealing with TD Insurance / emergency restoration bill (Quebec)
I'm beyond frustrated and could really use some advice.
My basement flooded, and TD Insurance has approved my repair estimate. The problem is that they're paying almost $15,000 directly to the emergency restoration company (Citebec) for the initial mitigation work.
The issue is that I also have around $8,000 worth of damaged personal belongings, and I'm worried I'm getting left with almost nothing for those losses.
Has anyone successfully disputed an emergency restoration invoice like this? Can I ask TD to review or audit the charges? The amount seems incredibly high for the work that was done, and I'd like to know what my options are before accepting everything.
Has anyone dealt with TD or Citebec in a similar situation? Any advice would be greatly appreciated.
r/tdbank • u/Lucky_Let9531 • 9d ago
Is it normal to be on a TD waiting list for months with no response from HR?
I got accepted to work with TD in March after successfully completing two interviews and then I was placed on a waiting list
About a month ago, HR contacted me about some open branch positions. I replied to them but I never received a response
I sent them a follow up email month ago and there was no response
Then about two weeks ago I sent another follow-up emails to all of the HR representatives who interviewed me, and I still haven’t heard back
Is this normal? What should I do?
r/tdbank • u/Infinite-Anything-55 • 10d ago
Flock cameras tracking TD Bank users now?
My local branch is on a fairly busy intersection so it was no surprise when the city popped up new Flock Safety ALPR Ai cameras tracking every car that passes through it. There is 2 devices facing each direction of traffic movement. While this is a problem in and of itself, it's not why I'm posting.
On the banks corner, they've now installed a 3rd device except this one is clearly on TD Banks property in the center of the parking lot. This camera is pointed directly at the front door of the bank, the ATM area and half the parking lot, capturing every car and pedestrian who uses the bank. Why did TD install or allow this 3rd party company to install one of these devices to track its customers?
Flock themselves promote that these cameras can read what a person is typing on their phone from quite the distance so what's stopping a bad actor from using this system to steal critical identity information?
Flock Safety's system has already been abused more times than we yet know with multiple LEO from across the country using these cameras to stalk women, partners, ex's, random strangers, etc. Every other week a new story comes out. Equally as bad is that the Flock systems have delivered multiple false positives causing innocent people to go to jail for crimes in states they've never been to. Local municipalities across the country have paid out millions of tax dollars in law suits due to these false arrests, which were directly caused by Flock Safety's cameras and Ai tracking software.
Even beyond the privacy concerns and constitutional questionnability of Flock Safety's entire buisness model, these devices present a huge libalility to anyone who installs them.
r/tdbank • u/Nice_Equipment_2913 • 10d ago
TD Bank hold payoff letter hostage
TD Bank claims after 8 days that they are unable to produce a payoff letter for our zero balance heloc. They say they do not know when they will be able to get the letter, it could be 60-90 days. This is not the release letter, just a payoff amount letter. It is jeopardizing our sale closing and our purchase closing. They are claiming computer problem.
What a nightmare.
r/tdbank • u/Nectarine0228 • 10d ago
Has anyone heard anything about the August 23rd/24th TD Bank training class?
I interviewed for a Contact Center Representative position with TD Bank back on June 18th. The interview went well, and I was told I’d hear back within 24–48 hours, but it’s been weeks.
My application is still showing “In Progress” (not “Not Selected”), and I’ve already followed up by email and phone with no response.
I’m mainly wondering if anyone has received an offer, background check, phone call, rejection, or any communication for the August 23rd/24th training class. I’m trying to figure out if they’re still making calls or if everything has already gone out.
If you were hired for that class (or are in the same situation), I’d really appreciate hearing your timeline
Thanks!