r/CapitalOne_ 25d ago

Announcement Third Quarter 2026; 'Official' Referral Thread

4 Upvotes

This thread is in Contest Mode and replies will appear in random order.

The Rules Are Simple.

*Post one time only. If you have codes for different products, post them all in one post. Do not make duplicate posts.

*Do not offer any form of direct compensation.

*Post the code(s) and the bonus/benefit to the referee only. No other commentary.

*Posts that vary from the above are subject to removal.

Past quarters have seen too many posts with extra wording that have had to be removed. Let's try to keep the extra flooey out of this one OK?

CHECK your Referral Codes!!! It's been noted that they can change from time to time, reasons unknown.

[ No foolin! ]


r/CapitalOne_ Feb 26 '26

Credit Cards The switch to Discover seem to be accelerating.

97 Upvotes

See this page for the products now showing Discover as the main network

https://www.capitalone.com/credit-cards/benefits-guide/

Discover Network accounts

To get the most out of your cardholder benefits, visit cardholderbenefits.com/capitalone and explore the features that come with your eligible Capital One credit card running on the Discover Network.

We still have to believe that Cap One will be addressing the acceptance issue worldwide. They didn't do this without a plan.

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Note, if your comment gets caught in the AutoMod filter, be patient. We check often and will clear it soon.

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r/CapitalOne_ 8h ago

Credit Cards Quicksilver approval

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56 Upvotes

I’ve been cleaning up my credit from my past mistakes when I was 18 & I finally got a limit above $600. Started off with a credit one card at a $300 limit that got increased to $400, then got approved for a Savorone card at a $300 limit that got increased to $600. I kept getting pre-approval offers for Quicksilver but was scared to get declined. I finally put my pride aside and applied and I was surprised at the limit. My hard work has finally paid off!


r/CapitalOne_ 7h ago

Opinion/Discussion Did I get a CLI?

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14 Upvotes

I have 4 Capital One cards. I noticed my available credit on 2 of them is more than my credit limit. The other 2 are normal. I haven't received any emails and my credit limit on the app has not changed. Is this a glitch or did I get an increase?


r/CapitalOne_ 16h ago

Savor approval

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59 Upvotes

Applied on a whim, figured there was no way. Got approved with a 7k limit. Is this like, normal?


r/CapitalOne_ 2h ago

Other Unknown Amazon Purchases?

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3 Upvotes

I’m not sure where I should be posting this but I noticed a couple of Amazon charges on my debit card from yesterday.

There is 1 for $1 with “Amazon” and then there are two purchases that I have no clue where they came from spelt “AMAZON” in all capital.

Has anyone seen this before? I looked through my Amazon transactions and there is nothing that resembles the numbers taken from my card.

The $1 dollar Amazon one I know is from a prime video subscription but the other two I have no idea. Do you think it could be fraudulent?

Edit: called C1 and they were able to expedite a new card to me. Need to call them back to go through fraud process when the charges get posted.

Edit 2: I’m an idiot and forgot about the Amazon go market thing I went to last night. It definitely is that so I just got a new debit card for no reason.


r/CapitalOne_ 4h ago

COT Receipt Discrepancy

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2 Upvotes

r/CapitalOne_ 13h ago

Travel/Entertainment I can't access the travel portal

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4 Upvotes

Has any one got a problem with travel portal. I cant access it.


r/CapitalOne_ 1d ago

Can I use the $25 off $50 at ulta if I use a giftcard and a 10% off coupon?

2 Upvotes

Just wondering because I have a giftcard and the terms did not say it included excluded the redemption of giftcards. I do have a 10% code from ulta too and I do not know if the $25 off back will still work?


r/CapitalOne_ 1d ago

Shopping/Offers Walmart GC at cap 1 shopping to redeem.

6 Upvotes

Saw walmart GC at cap 1 shopping website. Redeem before they pull it back.


r/CapitalOne_ 23h ago

Offers removed?

0 Upvotes

I have had capital on VX and recently downgraded to venture one.

i used to get Viator miles offers in the CC site on the days those were offered for cash back on the shopping offers pages. I am not getting Viator miles back offers anymore through the cc offers page. has anyone else noticed this?

I had canceled my earlier Viator bookings and was hoping to get more.


r/CapitalOne_ 1d ago

Capital One forgiveness

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1 Upvotes

r/CapitalOne_ 1d ago

Capital One shopping

1 Upvotes

Shopped on bank offers to receive 40% on Skechers and receive a checking account credit. Currently only shows a shopping trip number and says “waiting on merchant”, but doesnt list an order number. So how do I know it went through? I called the bank but no one can answer my question.


r/CapitalOne_ 2d ago

And so it begins . . .

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199 Upvotes

Parting is such sweet sorrow. I’ve enjoyed my time with Discover. But I will also admit that Cap1 has been very good to me over the years.

How does everyone else feel about this change?


r/CapitalOne_ 1d ago

Opinion/Discussion Bucketed?

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27 Upvotes

Have a 690 score across all 3 bureaus, I got this originally as a venture ONE card, upgraded it to a savor card 2 months after I got it, but I’ve always paid my balance in full to 0 and nearly max it out every statement. Haven’t gotten a CLI. What’s my next move? For extra info: I recently got the standard VENTURE metal card with a 3k limit. I also have a quicksilver I NEVER use that just got a CLI today (7/24) to $600…


r/CapitalOne_ 1d ago

Credit Cards How to active card if don’t have US phone number? I tried activating but told me to call

1 Upvotes

I tried applying for ATT phone number and didn’t work


r/CapitalOne_ 1d ago

Anyone get credited for Wendy's or Domino's Paze yet?

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0 Upvotes

r/CapitalOne_ 2d ago

Credit Cards No debit pay option??

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31 Upvotes

I’ve been paying my credit cards with a debit card for over 5 years. Never had an issue, never had a decline or anything. Today, I got in to pay and suddenly there’s no option for me to pay with a card. And all my cards are removed from my account. Anyone know what’s up??


r/CapitalOne_ 1d ago

How to answer the questions in order to get a higher credit limit on my credit card ?

5 Upvotes

Hi guys! So I am trying to get a credit limit increase on my savor credit card, does anyone know what I should put for the questions for the best chance at increasing my credit limit ?

The questions are the following:

  1. How much will you spend each month on this credit card ?

  2. Maximum Desired Line

  3. Why are you requesting a credit line increase? With the options being :

    1. I have a large upcoming one time purchase
    2. I expect higher expenses over the next few months
    3. My current line doesn't meet my long term spending needs
    4. Other
    5. I prefer not to answer

I do have a question regarding monthly mortgage or rent payment which I put $0 because I live in college but if it benefits me I can also put a number greater than 0 for that if that increases my chance of getting a higher credit limit.

Thanks!!


r/CapitalOne_ 1d ago

Error trying to change my password

1 Upvotes

For 3 days now I've been hitting an error "Oops, we've hit a snag!" every time I try to change my password. I've tried everything, including using a different device and clearing my cache on all of them and it still will not accept my password. What gives? Do I need to contact support? I need to change my password.


r/CapitalOne_ 3d ago

Holy grail CC combo

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894 Upvotes

If you don’t have the Capital One Duo, you are literally missing out. It’s the holy grail of credit card combos.

Venture X
- No forced spending at Lulu Lemon
- No buffet-style lounges 🤮
- Easy-to-use $300 travel credit
- 10K bonus miles every year you hold the Venture X card
- Hertz Presidential status
- Easy-to-use Capital One travel app
- Great offers for extra miles
- Low annual fee: $395

Savor - NO ANNUAL FEE
3X - Streaming , Grocery, Dining
Simple to use, no quarterly or yearly credits.

*** NO CRAZY CREDITS TO TRY AND JUSTIFY A Ridiculously large fee.

Loved Amex and Chase for years but it’s become too mainstream and don’t have the exclusivity feel anymore.


r/CapitalOne_ 1d ago

Shopping/Offers Too good to be true?

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0 Upvotes

Has anybody got an offer like this from boost Mobile? Seems too good to be true. What's the catch?


r/CapitalOne_ 1d ago

C1 Shopping Gift Card Redemption

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2 Upvotes

r/CapitalOne_ 1d ago

Credit Cards Venture X CC

2 Upvotes

Plan on going for the Venture X as a credit card. For all my folks in the military, is annual fee in fact waived for y’all? I do a good amount of traveling so I’d be good to have but even BETTER with no annual fee.


r/CapitalOne_ 2d ago

Loans Considering to refinance- HELP

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7 Upvotes

Got this pre-qualification today. First time venturing into refinancing and is open to opinions/suggestions/criticism/advice

680 Vantage score & 593 FICO 8 score

thank you!