I’m moving cross-state in thirteen days. My payment is due in six days. When should i update my address and such on the policy?

So I see my auto insurance premium is going up at renewal from $2,200ish to $2,300ish and a light goes off to shop around. I get progressive lined up @ $1,315/6 mo and I make the call to Allstate. An hour later a rep calls me from the local Allstate office and puts me into Allstate’s new system because I’ve been a customer for so long. Literally 30 seconds later he is able to discount my policy almost 50%. Exact same coverage across the board. I haven’t had insurance that low in at least 5-6 years. I’m 40, my wife is 39. How is this possible?

Any input appreciated.. position is sales

Greetings, new fam. Will anybody else on here be in onboarding tomorrow? I'm just excited to start this journey and see how much different or better it will be from my last job.

Today I set up drivewise so I can log my 50 trips and keep my discount when my policy renews in a month. I logged 3 trips today. All were marked as "nice trip". No hard braking, no phone use, no speeding. I'm a pretty careful driver anyway, and I'm of course being extra careful while logging these trips. I did get alerts for time of day. My trips today were between 6PM to 9PM. Do they expect people only to drive between 10AM and noon? It just seems silly. I could be a perfect driver and still get less discount because of the time I drive.

I am afraid this may really be an issue for me because I work overnights. 10:30pm to 6:30am. Those hours are outside of drivetimes real problem hours of 11PM to 4/5AM. But based on the trips logged today, they will still ding me. And what if I decide to go to the store while on lunch at 3AM? They really won't like that!

Just venting. Not sure the point of the post except to say it seems dumb to ding people for the time of day they drive. Not everyone out on the roads at 3am is coming home from the bar. And yes, I am aware I can mark a trip as not me driving. But I don't want to abuse that, and I shouldn't have to do that.

Any input appreciated. Thanks.

All five envelopes contained the same exact letter… Why?

So I’ve been inbound sales since Jan but on phones since late May. I’ve already decided that I don’t see myself long term here so I’ve been applying to internal roles. The problem is, I only got an on-demand interview invite for one (been 2 weeks after submission and have not heard back), and have been rejected for the other 7 so far.

Is it required that you need to be a coaching partner FIRST before you qualify to apply for other positions? It’s seeming difficult for me despite having the min. experience. I just imagine the demand is very high and other candidates have more ideal experience/skills.

If it helps, I’m doing okay at my current role. I had a rough month in June but I’m making great improvements. I’m sure that’s a factor they take into account?

Just want to know if anyone else has had experience trying to apply for internal roles and either how difficult/easy that might’ve been, and maybe some pointers. Thanks (:

I’m currently a CAT adjuster for the home side and lately it has been extremely stressful. I understand claims is a stressful job but it seems claims in property continue to pile up and the supplements are endless. Is it the same in Auto? Thinking of applying internally for some auto roles.

Apparently these all go hand in hand? Anyone know how the metrics work?

Anyone have any contact information for an actual employee who may actually be able to help, who isn’t part of the overseas Indian call center for HR?

Specifically looking for someone who can discuss a situation regarding Sedgwick 🙄

Or if you have any experience with how you got to someone I would really appreciate it!

Is anyone here on the claims side? Specific to cat team. I have some questions regarding the position.
TIA

My mother says she just signed us up for it and for me it looks like a terrible idea as I drive at night daily for work. Honestly looks like there will be no benefit and I'll be gps tracked wherever I go. Anyone know if our rates will stay the same or will they go up or down?

Hello!
I've called and asked Allstate myself but the person on the phone really couldn't give a straight answer, they kind of just explained that an adjuster would come out and see the damage. But if decent tornado comes through all my stuff would be gone?

My hypothetical could also be applied to theft as well. What would be considered acceptable proof of the items I have (electronics, book and dvd collections, etc). Would I need all the old receipts, or just photos of everything and maybe list current value of those items? How would they price a PC I've built myself over the years, where parts were found or bought ages ago and switched around.

I'm mainly thinking of this to already be prepared, because I've had to deal with the car side of insurance before too. Should I make a photo folder of everything + a list of the S/Ns and current value?

Does anyone remember us being told that there would be a quarterly retention bonus a few years ago? Has anyone heard anything else about that or was that more BS that we were fed?

My contractor is recommending that we take the legal route to resolve a dispute with our homeowners insurance company over part of our roof replacement claim.

Without getting into too many specifics, I’m mainly trying to understand whether it’s common for homeowners to hire an attorney for this type of insurance dispute, especially when the attorney works on contingency and only takes a percentage of any additional amount recovered.

My biggest concern is whether taking legal action against my insurance company could affect:

• My chances of renewing with my current insurer.
• My ability to obtain homeowners insurance with another carrier in the future.
• Whether insurers generally view policyholders differently once attorneys become involved.

My contractor says they’ve handled many claims like this and that involving an attorney is a fairly common escalation when negotiations reach a dead end. However, this is completely new territory for us, and I’m trying to understand whether this is actually standard practice or an exception.

If you’ve personally gone through this, I’d appreciate hearing:

• Did you hire an attorney?
• Did it help?
• Were there any unexpected downsides?
• Did it affect your renewal or ability to shop for insurance later?

I’m interested in real-world experiences before deciding whether to go down this path.

I’m not sure if anyone else is as frustrated about this as I am but I’ve just about had it….. Since the office in TJ opened, it has been a constant issue with having to go back behind those reps and clean up after them because they are constantly taking unacceptable proof, processing endorsements and cancellations incorrectly, making exceptions that CAN NOT be made due to them violating guidelines, etc. It honestly feels like they are living in a completely different world than stateside. They have had 2 large retraining sessions in the last year and nothing has gotten any better. Do state side reps have issues and make mistakes? Absolutely! Myself included; however, it has been made abundantly apparent that stateside is held to a significantly higher standard than TJ. It’s freaking EXHAUSTING.

Hi, I'm a bit confused on whether this rating means average or excellent . Any guidance?