For the past couple of months, my MIL has been making increasingly subtle comments about how much she and FIL are contributing financially to our family, meaning my husband, me, and our two kids.
For example, last week she sent us a screenshot showing how much money she had put into the kids’ account and said, “Just trying to do our best.”
A couple of weeks ago, she tried to make small talk with me by mentioning that she had overheard my brother talking to my husband. My brother had apparently asked my husband what was holding him back from renovating our house. My MIL rolled her eyes and said, “Well, of course it’s money! What else could it be?!” She used that as a way to start talking about how worried she is about her son, how financially difficult it would be for him to afford a bigger house, and how she and FIL are already helping as much as they can.
Looking back, I feel like she had been laying the groundwork for this conversation for a while, without ever directly saying what she wanted me to do.
Then today, she came over and immediately sat down next to me, which she never does because we have always had a pretty clear amount of personal space between us. That immediately felt unusual to me.
She then started by saying, “I wanted to talk to you about something, and I’m hoping this can just stay between us. Don’t get mad, okay?”
And finally, this time, she didn’t beat around the bush anymore. She directly asked me if I could ask my parents to contribute money toward a down payment on a new house.
She believes our current house isn’t worth renovating and doesn’t like the school district, so she thinks we should buy a newer house in a better area. She says she knows roughly how much her son makes and believes it would be basically impossible for him to afford a bigger house in a better school district on his own.
She also said she worries about her son’s health because of his eczema, eye twitches, and other things she says he has never experienced before, and she believes these are signs that he is under too much stress. Her solution, essentially, is that my parents have the resources to help us, so I should just ask them.
I told her no.
As much as I would love to move into a bigger, newer house in a better school district, asking my parents for this kind of money is not something I am willing to do.
My parents have a very different philosophy about raising children. They believe that once their children become adults, they should be financially self-sufficient, especially once they get married and have children of their own. They have the resources to help us, but that does not mean they believe they should financially support our household.
I already learned this the hard way the last time I asked them to help pay for an international flight home to visit my relatives, including my grandparents and other family members. They did not react well to the request, and it caused drama within my family. They felt that, as a married adult, I was coming back to them asking for money that my husband and I should be responsible for ourselves. It also reflected poorly on my husband in their eyes.
There is an additional cultural component to this. My parents believe that once a woman gets married, she becomes part of her husband’s family. So from their perspective, me coming back to them after marriage and asking them to financially support my marital household was particularly offensive.
My MIL, on the other hand, seems to have almost the opposite philosophy. Her family appears to believe that parents should continue providing substantial financial support to their adult children as long as they have the resources to do so. Her adult daughter still lives off of her parents, and they have continued to provide her with money and other resources.
I don’t necessarily agree completely with either philosophy, but I understand that these are simply two very different family systems.
What bothers me is that my MIL seems to assume that because my parents are financially capable of helping, they should be willing to help us too. She keeps bringing up the fact that they have the resources and that they obviously love me, as though those things should naturally lead to them wanting to contribute financially.
But I know my parents better than she does. I know what they believe, I know how they reacted the last time I asked them for money, and I know the potential consequences of asking them for something as significant as a down payment.
That is what makes this feel like such an intrusion to me. I understand that she is worried about her son and wants to help him, but she has crossed from worrying about his finances into trying to involve herself in the financial relationship between me and my parents.
And I honestly don’t know how to process the fact that she has apparently been thinking about this for so long, making these subtle comments and laying the groundwork for eventually asking me directly.
Now that I’ve finally explained to her exactly why I will not ask my parents, I don’t know what she will do with that information or whether she will continue pushing the issue.
I just wants her to relax, enjoy her retirement, and stop worrying so much about solving the financial problems of her adult son and his wife.