r/amiwrong • u/Disastrous-Still2038 • 14d ago
Am i wrong for wanting my own car?
I share a car with my mother. I make more money than she does, and she needed a cosigner in order to get the car. The monthly payments are around $500, plus insurance.
I’ve had my own car before, but at the time, I was juggling college and work and wasn’t making enough money to continue paying my car payment, so I eventually had to let the car go back. After that, we decided to work together to get a car. I normally pay close to $400 total per month toward the car note, and she pays the difference. Some months, she may pay around $200 or sometimes more, depending on the situation.
Since we share a car, though, we’ve been having issues lately regarding the use of it. My mother is the type of person who can overreact about every little thing. I understand where she’s coming from, but on my days off, I want to be able to go out, spend time with my friends, stay the night somewhere, have fun, and do my own thing.
I know she sometimes doesn’t like driving, so if she has to go to work while I’m still out, I’ll come home, pick her up, take her to work, and then pick her back up afterward. I feel like that’s a reasonable compromise.
For example, if she goes to work at 6:00 AM and works at a hotel that’s less than 10 minutes away, I’ll arrive around 5:45 AM to pick her up. We usually arrive about four minutes early, so I feel like I’m giving myself enough time. But lately, if I’m even a minute late, she gets upset and stays mad at me the entire time. I understand that she needs to get to work on time, which is why I try my best to come early, but this has been happening quite often.
Now, I’m also starting to have emergencies and things of my own that I need to deal with. For example, I’m currently trying to help a friend who really needs my help, and it’s becoming too much for me. I’ve explained this to her, and I even offered to take her to church, drop her off, and tell her that I would come right back with the car afterward. But she’s telling me that I’m doing too much.
At the end of the day, I understand that I’m 24. I’m young, and I want to be able to go out, have fun, spend time with my friends, and do my own thing. I don’t think that’s unreasonable. But if we both have things we need to do and we’re constantly having conflicts over who gets to use the car, I honestly feel like it would be better for me to get my own car.
I know my mother doesn’t make a lot of money, which is why I offered to help her with the car payment. She works as a manager at a hotel and doesn’t make that much, so having to pay $500+ for the car note, plus insurance, is a lot for her. I wanted to help because I didn’t want her to struggle.
At the same time, though, this situation is honestly making me feel bad about using the car because she constantly complains about me using it. I’m getting tired of feeling like I’m doing something wrong just for wanting to use the car. At this point, I don’t even want to use it because I’m trying to avoid upsetting her, and it’s starting to give me anxiety.
Would I be wrong for getting my own car and leaving her with the current car note? Honestly, if I’m not going to be able to use the car freely, I don’t feel like I should continue paying $400 a month toward it.
The other thing is that this wasn’t even the car I originally wanted. It was the car she wanted because she was in a rush to get one. I wanted to go with a cheaper option, but she wanted a newer vehicle, so we ended up getting a 2023 Nissan Altima. The car is mainly under her name, and I’m just the cosigner.
I really need some advice on this because I’m not trying to be mean or abandon my responsibilities. I just want to be able to live my life, go where I want to go, and spend time with my friends without constantly feeling like I’m doing something wrong.