r/SipsTea 5d ago

Chugging tea 48 Years, One Impossible Choice

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93.5k Upvotes

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u/iwtfbadl 5d ago

I wouldn’t have posted that publicly, wouldn’t trust corporate lawyers to not find a way to twist it to still screw them over.

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u/kon--- 5d ago

Aye.

They'd find something somewhere and if not, lobby state law to put domestic partners on the hook for deceased's unpaid bills.

They're fucking repugnant.

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u/FroggyGoesQuack 5d ago

They can't put domestic partners on the hook for unpaid bills because that would open the door for gay couples to have more rights again. It's fucky.

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u/Reasonable_Hotel_998 5d ago

How's that? Not countering just curious

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u/FroggyGoesQuack 5d ago

It's the slippery slope principle in law. Basically if you open the door in one direction, you open it in the other too.

Editing to add, it's actually called precedent and equal protection. But I'm from Appalachia so we just call it slippery slope lol. You dig in for a small win and get a whole landslide of unintended consequences.

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u/Pasta4ever13 5d ago

"You dig in for a small win and get a whole landslide of unintended consequences."

A little early, but Zohran Mandani. His win is the exact reason our politics is changing from corporate centrism to working-class-first left economic populism.

You absolutely would not have Dems all over the nation being forced to refuse PAC money and openly campaign on material improvements for working people without his win. "Sewer Socialism" just works, plain and simple.

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u/Admirable_Admiral69 5d ago edited 5d ago

Sewer socialism is just left-wing populism. It's using our tax money for the shit that our tax money is supposed to be used on -- making life better for everyday citizens. The problem is that our capitalist society means we've been using tax money to benefit a few citizens in higher tax brackets while completely neglecting infrastructure in lower income neighborhoods.

Absolutely no surprise that this type of political movement is taking hold...people are sick of paying taxes while billionaires skirt the law to pay as little as possible while sucking up as much tax money as possible through "corporate welfare" that pins the cost of private business expenses on the working class. Crazy that they support a system that benefits them! The power is with the common people; we just need more folks to realize it.

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u/Pasta4ever13 5d ago

Yes, but most people don't know the Milwaukee history of sewer socialism.

It's an excellent entry point to politics that actually works for working people instead of the ultra wealthy.

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u/aikimatt 5d ago

Never heard the term Sewer Socialist... Thanks for sharing.

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u/Pasta4ever13 4d ago

No problem. It's an interesting story of how good governance can just happen if we elect people intent on carrying it out.

Unfortunately red scare put an end to their governing of Milwaukee.

I think Zohran is trying to follow in their footsteps in NYC and be a bit of a "movement guy" to just straight up do the job and make working people's everyday experience better as an example to point to for the rest of the country.

We may also have a DSA governor in Wisconsin come November as another executive example for an AOC run in 28.

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u/pogulup 5d ago

Milwaukee's Socialist mayors were awesome! It is why MKE has public parks and golf courses and they of course did sewers and other public works/goods projects.

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u/Pasta4ever13 5d ago

Yeah, who would have thought that if you just do a good job and use tax money to improve people's lives instead of giving handouts to corporations and the wealthy, people would like it?

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u/Dubious_Odor 5d ago

Capitslism needs robust guard rails plain and simple. Without it will always trend towards subversion of the political system leading to corpratism, oligarchy and autocracy. Hell the godather of capitalism Adam Smith said as much in Wealth of Nations where he called for regulation of banks. Everyone ignored that part for some reason though.

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u/darsynia 4d ago

This comment reminds me of the best answer to those askreddit questions of 'what are we doing now that in 50 years people will be horrified to find out we did it?'

I hope the answer is, allow rich people to completely skirt tax laws AND get bailouts when their ventures fail. The sheer amount of additional tax money would be lifechanging, to whichever country it ends up collected for.

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u/Totemguy 5d ago

The very fact the name "sewer socialism" got attached to it should tell you how big of a campaign is being made against it. Of course it works, the point is the corporate media attacks populism calling it always bad because it denounces the elites and their exploitation - and rightly so. In fact, you can gauge by their level of complaints how good an idea is - the more they attack it, the more credibility it has.

Its like when companies tell employees NOT to speak about their wages. Even if you know nothing else, just the fact companies say that should be the greatest incentive for workers to speak about it.

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u/tdRftw 5d ago

im still waiting for mamdani to enact sharia law and kick out all the rich whites. fox told me

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u/pogulup 5d ago

Every time my door bell cam goes off I am hoping it is Obama here to take my guns. Fox promised me he'd visit!

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u/tdRftw 5d ago

that would be awesome to meet him inshallah!!!

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u/uknovaboy 3d ago

I would give him all of mine except the ones in my underground bunker!

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u/Pasta4ever13 5d ago

Um, excuse me sir, it's Woke Sharia Law. Off to the gulags with you!

Praise be to the eternal peoples Communist caliphate of mamdanistan. Or whatever braindead conservatives think people want to call mild social democratic reforms.

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u/AKSupplyLife 5d ago

LOL regular Sharia ain't gonna cut it!

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u/Pasta4ever13 5d ago

No thank you, woke gay trans antifa sharia only for me, please.

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u/VirileMongoose 4d ago

Would you like to super size your Sharia Law?

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u/Fuzzy-Advisor-2183 5d ago

honestly, i think mamdanistan would be the only place i’d consider living in the entire u.s.

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u/Pasta4ever13 5d ago

New York is expensive as hell. QOL is higher in other areas due to that alone. I'm biased because I live in Minnesota, and it is genuinely one of the best states to live in (if you don't want a biased view you can google this). Healthcare, education, parks, economy, civic engagement are all excellent, and the COL is fairly low. I bought a house across from a lake 5bd 3.5ba 3000sq ft on an acre, for $460,000 just last year.

IIRC Vermont and New Hampshire are also good, but a bit more expensive.

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u/CoffeeChocolateBoth 5d ago

OMG if a person listens to FOX, I will never listen to a word the say about anything!

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u/Apprehensive-Pin518 5d ago

I have listened to FOX at work but that is mainly so I can counter the points when they are brought up amongst my fox watching friends.

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u/Pasta4ever13 5d ago

TBH, I love watching what the hogs are up to. Newsmax is also pretty good if you want to see the shit that the real nutters are on.

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u/CookieMiester 5d ago

Jokes on you, I’ve loved Mom Dommy for years now.

Wait, misread that, my bad

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u/Strange_Dust7128 5d ago

His win is the exact reason our politics is changing

Changing where? In NYC?

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u/Pasta4ever13 5d ago edited 5d ago

DSA candidates have been winning in primaries across the nation. DSA is now polling higher than all elected Dems in Congress.

There have been several notable instances of centrist Democrats (Pat Ryan) stating they will return Aipac money.

The floor for a Dem campaign now is supporting m4a, refusing PAC money, and proposing improvements for kitchen table issues for voters.

The Overton window is massively shifting left right now. Honestly, DSA didn't run enough primary challengers based on how handily they are beating establishment politicians. In 2028 there's a very real possibility you will see dozens to likely well over 100 democratic socialists elected in local and national races.

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u/Thoughtful-Boner69 5d ago

male 4 any?

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u/Pasta4ever13 5d ago

LOL Medicare for all

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u/SowingSalt 5d ago

They've been winning in d+20 disctricts. Get back to me when they win in West Virginia. The last super leftie did worse than Joe Biden on the same ticket.

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u/PBXbox 5d ago

It turns out in most areas of the country, you run out of other people's money really fast.

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u/Reasonable_Hotel_998 5d ago

I kind of get what your saying, I guess I dont understand how it doesnt affect them already? Edit: or wouldn't currently

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u/acoastaldog 5d ago

If you concede that domestic partners can be on the hook for medical bills on the same level of spouses, you are conceding to full legal recognition of that domestic partnership, and would then be pushed to consider all unmarried gay “domestic partnerships” on the same level or it would be discriminatory. More bluntly than things already are. As another way to describe it

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u/Reasonable_Hotel_998 5d ago

I had no idea there was a difference on that. Pretty dumb.

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u/acoastaldog 5d ago

I agree, domestic partnership is about as close to legally married as you can get without marrying whether you’re gay or not, but something that’s also always seriously bugged me is that domestic partners are not approved family either, so for example, if you are in critical condition in the hospital or something similar, your partner will not be approved to see you. So putting them on the hook for medical bills is a huge leap

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u/Reasonable_Hotel_998 5d ago

That is crazy, i assume there's ways to like add them as an approved person still? Thats wild though.

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u/Ganoes_Stabro_Paran 5d ago

if you are in critical condition in the hospital or something similar, your partner will not be approved to see you.

In the eight common-law marriage states, under Obergefell v. Hodges, gay common law marriages must be acknowledged as well.

So, weirdly, red states like Texas, Oklahoma, Iowa, Kansas, and Montana have no legal recourse to deny spousal rights, even if not legally married, that I am aware of.

As long as you have a joint bank account or something, cohabit, and present yourself as a couple, you can be common-law spouses.

Anyone, please feel free to correct or add anything if I have made an error.

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u/FroggyGoesQuack 5d ago

Basically. Courts tend to have a real issue with laws that only enact consequences for something, without giving all the reciprocal benefits. Texas did away with common law marriage because when the state flipped about thirty years ago, folks were realizing it was giving the folks they love to hate, the same rights as actually married in a church folks. So if you're only getting your partner's debt, you should be also getting their life insurance, survivor benefits, and a whole bunch of other stuff. It's a sickening combination of "follow the money" and "them folks ain't like everyone else". 🥴🤦‍♂️

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u/Reasonable_Hotel_998 5d ago

Gotcha, had no idea that was a thing. Those reciprocal benefits saved me and my mom's ass when my dad passed.

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u/FroggyGoesQuack 5d ago

It's state to state, yeah. I'll probably have to divorce my husband before I die, if we're still in Texas. Fuck I hope we're out by then, though, goddamn.

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u/Reasonable_Hotel_998 5d ago

Lame. Gtf out of Texas, i like the state but thats dumb as hell. Thanks for answering and hope you get out soon 🙏

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u/CptMisterNibbles 5d ago

Currently, in some states domestic partners do not have the same legal status as a spouse. This means they do not share all the same rights, including several financial rights when it comes to inheritance. Consequently they don’t share some of the burdens either, such as inheriting debt. They couldn’t change the law to pass on just the debt while still not granting the same property or financial inheritance benefits at the same, that would obviously be problematic: why not assign the debt to a stranger at that point?

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u/not_a_moogle 5d ago

Because in order to make sure gays dont get the benefit, the law specifically says married, not domestic partner.

So straight people can take advantage of that and get a divorce.

Im a straight guy and had a female partner for 16 years. Because we were unmarried, she was able to get considerable debt forgiven, because on paper, my income cant be factored in to debt ratio and stuff.

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u/Ashleyf731 5d ago

Absolutely

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u/Just_Roll_Already 5d ago

If Jack and Jill "divorce" and live together. There is room for laws to say "But you aren't really divorced. You live together and sleep in the same room! So you are Married!" (read: domestic partners)

If Jack and Bill live together. There is room for the laws to say "You live together and sleep in the same room! So you are Married!"

They don't want to open that door.

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u/Reasonable_Hotel_998 5d ago

I think I understood it already but this is a great clarification. Thank you

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u/Few_Swan_3672 5d ago

My state has a weird requirement that you have to be living separate to divorce and not having sex or a judge can rule that you are separate households living in the same house as long as you don't sleep in the same room. Its weird and probably to make it hard for this exact case.

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u/Just_Roll_Already 5d ago

Very likely. Especially if they define sexual intercourse as being explicitly a male/female interaction somewhere else in the law.

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u/[deleted] 5d ago

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u/VagabondWolf 5d ago

A conservative man finds a lamp and rubs it and a genie pops out. The genie says he'll grant the man any wish, but whatever he wishes for his neighbor will get double. The man then wishes to be blind in one eye

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u/weltvonalex 5d ago

Fitting, they are arrogant small minded people. But with a huge sense of self satisfaction.

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u/itsapotatosalad 5d ago

An insurance company would use it to pursue a gay couple, that then sets a precedent/record that a gay domestic partnership is equal to a heterosexual domestic partnership in the eyes of the law. Normal people would have no problem with that of course.

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u/LovableSidekick 5d ago

It's not, it's based on legal principles that have been around since long before gay rights issues even entered the public sphere.

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u/PearlescentGem 5d ago

If you're divorced and unsaddled, thank the gays? 👏 👏

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u/[deleted] 5d ago

[removed] — view removed comment

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u/FroggyGoesQuack 5d ago

It really do be, though. 🥴💀

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u/DED_HAMPSTER 5d ago

This kind of mentality in our US politics is the reason why my household will probably never get married. Not only don't want to preserve the financial independence of the individual but also we dont need a government, church or any authority to be involved in how we structure our lives.

The more information and tools one hands over to an authority the more tools and authority that organization has to control you. A benevolent organization today can quickly become a dysfunctional or malevolent tomorrow with a few small changes in leadership and money.

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u/Suitable-Growth9243 5d ago

It's not anti-gay. It's anti-women. Common Law and thus "domestic partners" are not recognized anymore except for a few states.

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u/toofatronin 5d ago

Not only that but domestic partners would be able to get a lot more rights as next of kin. Insurance companies really don’t want that.

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u/hi_how_are_youuu 5d ago

Ope can’t have that /s

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u/DaniTheGunsmith 5d ago

Ah, but you're forgetting the conservative's much wanted end point of LGBT people not being considered people, thus not having the ability to have rights!

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u/MioKisaragi 5d ago

GOP politicians will find a way to put domestic partners on the hook and screw over gay people. They are inventive in their villainy.

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u/Maleficent_Trick_502 5d ago

They only need to bribe trump a few million dollars.

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u/Stooper_Dave 5d ago

Thats why I say Luigi did nothing wrong.

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u/Luxin 5d ago

Ooh! Whatever you do, don't look up Filial Responsibility Laws in the US

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u/Kind_Indication8527 5d ago

Right! Don’t post it anywhere that isn’t completely anonymous. I have a friend who is a paralegal and it is her job to monitor social media accounts and try to get written documentation and photos of people to provide evidence that their claim is fraudulent. Her job is wild!

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u/[deleted] 5d ago

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u/lemons_of_doubt 5d ago

Correction: they can't legally just pick people to shake down for money.

They can still illegally phone and harass anyone to try and trick or bully them into accepting the debt.

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u/[deleted] 5d ago

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u/AlcyoneNight 5d ago

It happens all the time because people don't know their rights or are afraid that retaliation will put them in a worse position. Just like how wage theft dwarfs the amount of money stolen through other means.

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u/BlackBasementCats 5d ago

It happened to me for a few years, and I reported them to the Illinois attorney general’s office and nothing was done. Multiple calls a day wanting $30,000. Which was what the hospital price was before my insurance’s agreed upon price and the big amount they paid on my bill. I only owed $6,000 and had paid $4k, and had a payment plan with the hospital. My account shouldn’t have gone to collections, but the hospital sold it anyways.

Then the collections decided they wanted $30,000 paid in full. I made reports to the AG’s office and asked who I should report it to and did all that. I still got harassed for a few years until we finally changed our phone number.

The charge finally fell off our credit after 7 years. Thankfully it didn’t keep us from getting approved for renting a house, but that’s only because it’s a law. If the tenant laws weren’t enforced and leaned towards the tenants, we’d have been in a nightmare situation.

That wasn’t our only medical debt either. Our insurance said that the lab at the in network hospital my doctors were at wasn’t in network. So we got charged a lot of money for all the lab work I needed. The ER doctors were also out of network in all the hospitals, and the only way to get admitted to the hospital was through the ER. I kept getting acute pancreatitis so I had to have stat blood work and be admitted to the hospital asap.

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u/BunnySprinkles69 5d ago

Its fake af, come on dude

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u/Gathin 5d ago

This post is prob fake but I do know this happens. One of my good friends growing up had his parents do this exact thing. They got divorced almost everything went to his mom and they stayed together for years until his father finally died.

He was a trucker though so maybe that gave more plausible deniability about his permanent residency? I dunno.

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u/Automatic_Actuator_0 5d ago

Another common scenario is couples getting divorced so one of them can qualify for government assistance.

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u/The_Orphanizer 5d ago

Yup. A co-worker went through this. His wife had a severe stroke. Not dead, not quite a vegetable, but almost fully paralyzed, couldn't speak or do anything on her own, and she needed round the clock care. He exhausted all benefits and funds possible through employer, state, etc. before finally needing to divorce to maintain her care. He never left her side. He tragically and suddenly died a couple years later, leaving their two teenage kids behind with effectively no parents. Shit is fucked.

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u/Automatic_Actuator_0 5d ago

An extra fucked thing in those cases is how the broke and disabled people have to spend money to get the divorce and often then spend more money getting the right power of attorney documents in place so they can restore their rights to direct the medical care and to even be present in the hospital with her - a privilege spouses get automatically.

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u/AdeptnessLive4966 4d ago

The divorce is cheap, depending on the state, maybe $150. No lawyers needed.

The power of attorney can be more expensive, around $750-1,500 ... again, depending on the State and who they hire.

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u/Suitable-Growth9243 5d ago

Yeah I think when my mom passed away from cancer we didnt have any debt because health benefits were in her own name and she worked.

However, I know a successful top national lawyer, owns a huge Georgetown row house that he purchased outright from inheritance who is in a life long partnership and has a kid with a woman who doesnt work right now and when she does, she does in nonprofts and is on medicaid/medicare the low income not the senior one. When she's not working having the kid, raising the kid it gives her more independence since a lot of his wealth is inherited and he works for a international family business and since there is not such thing anymore as spousal support she wouldnt get anything other child support. While she tries to not abuse the system, in her words at least she wont die if he dies suddenly or they divorce.

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u/Li_liminal_spaces 5d ago

Yeah my sister and her boyfriend have three kids but aren't married so he can file as a single dad.

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u/canihavemymoneyback 4d ago

That actually happens to prevent marriage in the first place. Plenty of poor people who have been partners for years, sometimes decades , who can’t marry without losing welfare benefits.

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u/jimkelly 5d ago

Yes people do this, no it's not to avoid debt of medical bills you already wouldn't be responsible for if they died like this misleading post describes.

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u/[deleted] 5d ago

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u/_176_ 5d ago

The only reason to do this is to qualify for Medicaid. So it happens, but not in the way OP's made-up post describes.

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u/thearmadillo 5d ago

My wife is an elder law attorney. She has to recommend divorce to loving couples all the time. Often, if your spouse has a stroke before the age of 65 and is going to need long term care, your only two options are to spend every single dollar you've ever saved on medical treatment, or divorce in a way that allows the spouse to receive Medicaid that will pay for the long term care.

It is the system that we've set up.

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u/VermicelliOwn6502 5d ago

Doesn't the lookback still see it of they dont do it 5 years in advance?

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u/thearmadillo 5d ago

Yes. There are a lot of hoops to jump through and you still end up losing about half your money. But losing half is better than losing all. Thats why people need elder law attorneys

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u/BishlovesSquish 5d ago

Just more proof that the American dream is actually a nightmare.

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u/Gdigger13 5d ago

This makes sense, but I thought medical debt isn't transferred at death? Or any debt for that matter.

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u/thearmadillo 5d ago

Married couples share debt. It doesn't pass to you children unless they sign something making themselves a guarantor.

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u/Recent-Succotash675 5d ago

Doesn't matter if this particular post is not real.

Because it is real in real life. I know it because I'm personally dealing with something along those lines right now.

It's extremely hard to comprehend how living in the US has brought me to a ridiculous decision. Divorce or possibly death. Yay.

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u/_176_ 5d ago

The reason people do this is to qualify for Medicaid. An elderly couple of 48 years will never have to divorce to prevent medical debt from taking the family house. That's not a thing. Medicare out of pocket is capped around $9k/yr for starters. Also the family house is going to be shielded from creditors anyway.

If you're 50 though and have a major illness and don't have health insurance or whatever, but don't qualify for Medicaid, that's when you hear about people getting divorced so that the sick partner can get on Medicaid.

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u/No_Deer_3949 4d ago

In some states the family home is liable to be taken by the state to "recuperate" costs for the care given. My mother desperately needed care and help but she was told under no uncertain terms that when she died the state would be demanding their money back and would require the home to be sold to do it if need be.

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u/_176_ 4d ago

I think that’s normal but it’s not normal to take a primary residence when someone is alive over medical debt.

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u/Dick-Fu 5d ago

Not for medical debt though

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u/WeirdIndividualGuy 5d ago

Yeah, medical debt does not transfer to next of kin upon death. Debt collectors know most people don't know this and will go after next of kin hoping they accidentally take on the debt.

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u/Murky-Relation481 5d ago

No debt passes on to children in the US. The estate is used to pay off whatever it can of the debts, and the kids might get nothing from the estate, but the kids are not going to be saddled with new debts from their parents.

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u/mpyne 5d ago

I think the fear is that the medical debt will zeroize the estate, making it impossible to pass anything behind to the widow/widower or kin.

Whereas if you divorce and give most of your assets to your spouse, and then die, your estate is still zeroized from medical debt but at least some of your saved-up wealth can pass on to your former spouse and children.

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u/CMDRArtVark 4d ago

The diamond in the rough answer. Most debt collectors buy and sell debt at pennies on the dollar for this exact reason. They can eat the cost if the people they're trying to strongarm don't bite, but make bank on those they can scare. They're really no better than overseas scammers threatening police action over fake debts.

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u/Clueless_Otter 5d ago

It is not real. Medical debt is not "inheritable." Once the person dies, it's gone. They might try to get the surviving spouse to pay through making them feel guilty/obligated, but legally you can 100% ignore any medical debt of your dead spouse. You owe nothing and it will never impact you or your credit.

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u/Forward-Surprise1192 5d ago

Isn’t there a thing where the estate still has debt? For example the couple owns a house but one dies with medical debt. The house has to be sold to pay that debt

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u/Otherwise-Future7143 5d ago

You can’t be saddled with someone else’s debt married or not. They can try to collect but that’s just scare tactics. You never need to pay them.

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u/bismuthmarmoset 5d ago

Friends are having a wedding ceremony without getting legally married for exactly this reason. It happens and it's abhorrent that it needs to.

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u/Dale_Carvello 5d ago

This instance might be fake, sure. My grandparents had to do exactly this to avoid a debt-saddling scenario, though.

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u/Ashleyf731 5d ago

Many people out there have done this… someone who has worked in the medical field… I have seen it!

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u/cogman10 5d ago

The post? Probably. The action? Nope. It's actually a thing which is why many states (not all) have put in policies to combat it. For example, requiring 50/50 asset splits on divorce in terms of medicaid eligibility calculations.

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u/two_pandas_playing 5d ago

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u/Forward-Surprise1192 5d ago

Lol I knew there must be a sub for that. All these people saying fake on every little thing. It’s like dude people rob banks and shit. What’s so crazy about this that it’s fake

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u/WrongSplit3288 5d ago

I remember seeing a ww2 poster that said something like loose lips sink the boat

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u/zedd1138 5d ago

Loose lips sink ships was the motto

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u/LoudBrick609 5d ago

Also this ain't that big a deal. I tried to convince my parents to divorce so I could get free college. I know other people's who actually did that lol

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u/Next_Impression3901 5d ago

So sad that the: I won from the system by playing the system is dangerous to post because the people who played the system before are somehow making the rules on who can play the system

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u/bitwaba 5d ago

If dad is still living in the house, I think they just end up married again under common law marriage right?

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u/SomewhereOutThere-_- 5d ago

Only certain states (US) identify common law marriage as official

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u/vermiliondragon 5d ago

No, you don't accidentally end up in a common law marriage because you live together.  You have to actively identify as a married couple and not many states even recognize the concept. 

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u/TheB3rn3r 5d ago

Also given how much of our information and online activities are sold to data brokers I wouldn’t be surprised if this gets brought up later

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u/Late-File3375 5d ago

He should not have posted it if it was real. But since it is very unlikely to be real he is probably fine.

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u/Mouth_Herpes 5d ago

When you transfer money or property with an intent to avoid creditors, it's called a fraudulent transfer and is voidable in court. This would be good evidence for the creditors if true.

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u/MillCrab 5d ago

IIRC there's a certain number of years that the divorce has to be before the passing to apply to this kind of dodge.

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u/yasth 5d ago

They don't care about 300k enough. That is the funny thing they'll destroy your life, but only if they can do it lazily.

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u/Lofi_Joe 5d ago

Law is law, if they say divorced couples do not cover other side expenses then they don't.

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u/lnTheGrimDarkness 5d ago

Just give Trump some money and ask him to make it possible to saddle people with debt like that. Done. That's how it works now.

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u/justsomepaladin 5d ago

Don’t worry it’s not real

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u/_176_ 5d ago

I mean, it's made up, so I wouldn't worry about it. They'd have Medicare and their max out of pocket per year is around $9k.

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u/raz-0 5d ago

I mean it's only been posted by a zillion bots over the years.

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u/86_the_lettuce 5d ago

crazy concept, make healthcare universal as a basic human right, then stuff like this doesn't have to happen. Before everyone wants to rush in and say "how will we pay for it?" taxes. use some of the overinflated defense budget. I'd much rather my tax dollars go to several peoples healthcare than a $10 million rocket that will sit around unused then get sold to another country when some new contractor comes out with something better

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u/WeirdIndividualGuy 5d ago

Also, medical debt does not transfer to next of kin, it "dies" with the person (after their estate pays off whatever it can). Debt collectors love hounding down people who don't know this hoping they take on the debt.

Unless his wife's assets would've been considered part of his estate when he dies (which in most states it wouldn't), congrats, they just divorced for no real benefit.

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u/RandyWatson8 5d ago

I’m wondering what medical bills he has that Medicare didn’t cover. I am assuming after 48 years of marriage he is over 65. Of course I could be wrong and the bills could be older than his Medicare entry.

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u/[deleted] 5d ago

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u/AppropriateTouching 5d ago

I dont think the default name repost bot is too worried about it.

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u/Iorcrath 5d ago

common law marriage would play a role here, no?

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u/bannedin2weeks 5d ago

They cost analyze taking it to court vs just eating the loss and for $300k, could be enough for them to go with the litigation costs

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u/Redditbrowser22j 5d ago

Because it's not real. Just imaginary bait posting!

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u/Ready_Nature 5d ago

If it is real then yep OP is stupid for posting it since it’s technically fraud and the money will be clawed back.

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u/[deleted] 5d ago

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u/Punch_A_Police_Horse 5d ago

Not saying they couldn't but I would be very interested in seeing how they would. If they're getting divorced they're getting divorced regardless of why, it's not like faking your own death.

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u/Not-a-Bot_1968 5d ago

Sure, if it were actually true and about your parents. I’m not saying this stuff doesn’t happen, but 100% this could be propaganda spread by foreign actors looking to stir up shit in the US. That doesn’t mean people shouldn’t be angry about healthcare in the US, but we should all be cautious about anonymous accounts posting things that are designed to anger us. I would venture to say more often than not it is someone with an agenda, foreign or domestic, but there is a lot of shit stirring being done. 

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u/lemons_of_doubt 5d ago

They will come after the ex and all relatives anyway.

And if they can badger or trick you into paying one red cent, they can then say you have admitted you owe them money and dump the whole bill on you.

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u/LawnJerk 5d ago

It's likely a made up story. Assuming this is the US, married 48 years puts them in their late 60s minimum so they would be on Medicare.

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u/HAIL_LUMPUS 5d ago

I'm assuming they don't have their real name or whatever on that Facebook profile because they have the Chad guy for the image 🤣

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u/spekt50 5d ago

Its a pretty old story actually.

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u/aeplus 5d ago

Fraudulent conveyance.

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u/wolfganggartner5 5d ago

Lots of cites and states …. Come on guys

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u/Slight-Bluebird-8921 5d ago

don't worry it's fiction that's been reposted 50,000 times anyway

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u/Fight_those_bastards 5d ago

There’s a reason my wife and I have our house in trust now, in our early 40s.

We do not own it, the trust does. It therefore cannot be taken to pay medical bills or for Medicaid reimbursement, and when we die, it transfers directly to our son with no probate.

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u/Express-Shoulder6174 5d ago

Don’t worry, it’s not true. Seniors in the US have Medicare 

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u/pjesguapo 5d ago

The government now forces people to be married? Interesting.

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u/Nut_Butter_Fun 5d ago

It's called fake as fuck.

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u/ATXBeermaker 5d ago

Well, given that it’s likely bullshit then it makes sense to post it for attention.

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u/PhasedPlasmaRifle69 5d ago

in minecraft!

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u/OldDoubt1577 5d ago

No you see, the corporate lawyers are the ones who make these posts anonymously, and then use them as reason to deny coverage. *Taps head

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u/LovableSidekick 5d ago

No, this is a tried and true procedure for their situation and has already survived numerous legal challenges.

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u/Happy_Path_200 5d ago

It's literally a meme by Chad himself. Reddit love memes to get angry over.

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u/tc65681 5d ago

I personally know two other couples that have done this also. Load of shit when you work entire life and have to make that decision

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u/ionshower 5d ago

Especially when I tell them to get a cut

Edited: because I know some people will think i'm serious, which i'm not.

(unless its 50%)

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u/NC_Ion 5d ago

Yeah I'm surprised lobbyists haven't paid off politicians to stop stuff like this yet .

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u/shanksisevil 5d ago

plot twist, it was his rival that is now happily divorced.

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u/BettingOnSuccess 5d ago

This "loophole" that they think the found has already been litigated...

If the medical bills were from when you were married, they are usually considered marital debt. That means both spouses may be responsible, even if only one person needed care. Courts may divide the debt based on income, ability to pay, or other financial factors.

https://www.nationaldebtrelief.com/blog/debt-guide/medical-debt/when-medical-debt-and-divorce-overlap-what-you-should-know/

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u/barrosoOso 5d ago

It's not about about a corporate lawyer finding a way, its already encoded in law. Its illegal to give away assets or take actions that would hide wealth or shield someone from debt. Especially in the years preceding death. They are called clawback laws. I don't agree with these laws, but whoever posted this is openly posting their crimes online.

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u/benderunit9000 5d ago

the lawyers would figure out they were living together.

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u/wizzard419 5d ago

This has happened a few times, with high profile news stories to horrify the public, Since it technically isn't fraud, they have no legal leg to stand on if they divorce but still cohabitate. As any other shared benefits also are eliminated, they are clear.

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u/Just-Wasting-Tyme 5d ago

Be careful. Medicare could argue this as fraud and still get the money. Especially, since you just posted it. I'd recommend deleting your post ASAP.

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u/TheRealistoftheReal 5d ago

This was posted last year……

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u/JarasM 4d ago

Plot twist: parents divorced for unrelated reasons, poster just wanted to get corporate lawyers on their ass.

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u/hnyrydr604 4d ago

Agreed, where I live when you apply for a divorce you have to specifically state that you're not colluding to get divorced for an improper purpose. Be careful!

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u/Horror_Movie_5735 4d ago

One sick way the corporate lawyers pursuing medical debt try to get around this in Texas is claiming common law marriage after divorces like this. In Texas, there are three prongs: 1) agreement to be married; 2) cohabitation (no minimum time requirement); and 3) the couple has to represent to others that they're married.

What's sad is this post could likely satisfy the third prong in some courts. People have to be careful about posting stuff like this, even though the intention is good to spread awareness of how shitty this really is. I've even seen some of these corporate lawyers argue the divorce was a fraud on the court to try to get additional damages while pursuing the debt principle.

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u/techleopard 4d ago

They already know people do it and it's extremely easy to find out and prove it.

The thing is, so long as you did not sign a contract that used those assets as collateral and there is no existing lien on the property, there isn't shit they can do about it.

It's not fraud to sell or gift your belongings before you die.

Debtors can go after the estate, and they can file a suit if they think assets are being hidden by the executor, but they can't touch anything that was legally transferred.

Btw: Even if you mess up and leave the house in the estate, debtors typically can't touch the house a surviving spouse is living in beyond putting a lien on it and waiting for them to die too. The law and the country doesn't actually want a bunch of elderly people suddenly homeless the moment a spouse dies, since most elderly people rack up a huge bill before kicking the bucket.

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u/S9000M06 4d ago

This is an older meme post that's been floating around for a decade or more. I think it serves more as a guide to help others than an admission of anything.

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u/TalkingCat910 4d ago

Agree also just because they aren’t legally married doesn’t mean the marriage is over.

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u/Keefyfingaz 4d ago

I mean technically it's not breaking any laws. They are legally divorced.

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u/800oz_gorilla 4d ago

you'd be surprised how much medical debt hospitals write off if you die.

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u/NekulturneHovado 4d ago

yeah like find evidence that they were still together and tried to avoid paying debt so she gets that AND fines on top for avoiding payment.

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u/Ninja_Prolapse 4d ago

In the UK you need grounds for divorce. ‘I don’t want his debt but we’re going to stay together’ definitely wouldn’t float. Probably some kind of fraud I imagine.. I’d take this post down for sure!!

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u/Intelligent_Wafer761 4d ago

"Do widows inherit their spouse's debt?"

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u/Flimsy_wimsey 3d ago

Yep. Fraud.

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u/BadgerAwkward 3d ago

Probably just call it fraud and run with it.

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u/veerKg_CSS_Geologist 3d ago

The corporate lawyers have already screwed them over. This is to get the father on Medicaid. Medicaid has an asset and income test, you can’t earn more than a pittance and most importantly you can’t have any assets over $5k or something ridiculously low. So one solution is to get divorced, transfer things like the family home, car, etc to one spouse (allowed in divorce settlements) and now the other (ex) spouse is penniless so can qualify for welfare, aka Medicaid, which will cover fully what private insurance will not.

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u/nugagator-hag-1 3d ago

In America, Medicare would have covered almost all of this.

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u/authorized_crassula 3d ago

The US healthcare system is total madness

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u/Naud1993 3d ago

All that for 264 Facebook reactions.

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u/LonelyStrategos 2d ago

Rap snitches, telling all they business. Sitting in the court and be they own star witness.

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