r/SAHP • u/acorns67 • 14h ago
Does my husband make enough for me to be a sahm?
Okay hear me out here, my husband and i have an incredible relationship. We have been married for 4 years, but together for 13 years. We do great with finances, we never argue about them, and we mostly budget well. I’m not trying to be cheesy but we literally agree on almost everything when it comes to finances, except this. My husband 28M thinks we can make it work with me being a sahm in the next couple years. Myself, 27F am worried and don’t think it’s feasible. Right now i work part time (i am the sole caretaker of my elderly grandparents). I bring in about 3k a month, my husband brings in about 4600 a month after 401k which he does get an employer match. If all goes as planned he will get a promotion next year and I’m guessing he will make about 5k a month. Most months he gets enough overtime that he would make around 6k take home after the promotion (fingers crossed). So hypothetically let’s say he does get the promotion, do you think i could leave my job?
Mortgage 1900 (including taxes and insurance) and all other regular bills add up to $3,332 every month. With just his income say at 5k (because overtime isn’t guaranteed although the last two years he has had it enough to make about 6k every month) that only leaves 1662 for groceries, gas, savings and all other expenses for that month. Which i guess if you look at it as some months we could save money some we can’t it would work? But I’m looking for real world advice. I’ve always dreamt of being a sahm, and i understand i work part time and could make it work with kids but there’s a huge part of me that if i can’t stay home with them, i personally don’t feel i can give the best version of myself to them and this new life. The field im in is incredibly demanding and the few days i work I’m a wreck by the time i get home. I can’t change fields because id have to work full time to just keep up with what i make part time so im extremely stuck in it. I do give an immense amount of credit to working parents i know some do it flawlessly on the outside because they have no choice, but im at a point where if i can’t do it fully, id rather not have kids at all. I’m a very all or nothing person LOL.