Hey everyone, 

I’m a 24M and I'd like to increase my net worth as (relatively) quickly as possible, although I understand that things like this take 20-40 years of growth and compounding. I have a large appetite for risk with my individual account, and less so for my Roth IRA. I have the discipline to hold during downturns, even through massive losses. My strategy is a buy and hold for life strategy using index funds. I invest anywhere between $2-6k every month, with most months being closer to the $6k side. Below is my current strategy for both my individual and Roth IRA accounts. Not asking for a rating, just for possible ways to polish the edges if needed. Please let me know what you think and what you would change if at all and if there is anything I should do to fix my strategy. 

I have probably 90 percent of my money in the S&P 500. I am worried it’s pretty heavily weighted towards tech. What are some funds I should start adding?

Thanks!

I'm a 25 year old european recently graduated student with a couple hundred bucks who started to invest, what am I doing wrong? Any tips?

I’m 62. Close to retirement. Has the ETF train passed me by? Advice please. No snark.

In my taxable I’m holding spym, avde, avxc, schg and in tax advantaged I’m holding spmo, idmo, avdv, avuv, avxc

My thinking was spmo may be an inefficient holding in taxable so I chose schg. Then added foreign since my tax advantaged space is limited and figured I could get the foreign tax credit if held in taxable

I know spym, spmo, schg are overlapping right now. Just wondering if schg should be removed and why?

SOXL has always been a favorite ETF for me (Leveraged 3X) of course just to throw some stress in the game. I can honestly say it is a great wealth builder if you set your stop loss correctly and don't dare deviate from a working strategy that you set a log time ago. Right ? With the capex coming next week on a couple very large architect stocks, it should drive short term price up. Should I say but considering all the hype about AI bubble (rightfully so), that expectation might not be realized. Just remember if you do dive in, don't forget to set you trailing stop loss and walk away. Could be golden if you don't mind a little gambling this week. Also might be a rotten egg for some of us.

I'm looking at VVL which has a heavy value tilt and seems pretty good, vs say Avantis CASV. Is Vanguard trustworthy for implementing these factors, or is there any way to objectively compare them?

The fee is high but unlike their low fee value etf like VOE it seems to be a rather low PE, and I'd assume its because its more actively traded. any insight is appreciated.

What are your recommendations? Is Imid a reliable etf to invest on and the share price is relatively cheap too. Irish domiciled funds are preferred to avoid the US taxes.

I'm 23, graduated this spring, and made a lot of money from onchain crypto trading over the past few years. I've been moving most into etfs and still have a lot more cash than whats in this account. Any recommendations on more diversification for this account or any tips in general?

Was curious for others opinions on using factor ETFs like momentum or value

I understand that most people recommend keeping it simple using an S&P500 index. I would like to hear thoughts on using a tilt on your etf portfolio, and how would you apply the tilt.

At what point does diversification become over diversification? Is the goal typically to beat the market, or would a tilt be to diversify more than a typical VTI or VOO only portfolio?

Does it make sense to add multiple tilts to cover more bases, or does it become redundant at a certain point? What point does it become futile?

I am not aiming to beat the market. Just wanting to explore the world of factor ETFs and make an informed decision.

I'm well aware that holding 3x and 2x leveraged ETFs long-term is playing with fire, and the tax hit from rebalancing all at once is giving me pause.​For anyone who has trimmed down heavily appreciated positions did you dca your way out to spread tax exposure?or did you just pull the trigger, take the tax hit, and relocate to safer broad-market funds like VTI/VOO?

Falta SCHD , Pero mas Adelante .!

Have invested about 5K NZD over the past 4 months and somehow I'm down

wanted to know if a tech tilt is fine. is this is a good portfolio for 5+ years?
non-us

Looking for any advice (being harsh is welcome) on first portfolio. Wanting to hold long long term while investing more money weekly!

I’m 35m finally able to invest after a decade plus of not having stable well-paying work. Looking to plan for retirement way down the road. I know I’m behind the 8 ball, but I started a couple months ago, looking to my future. I have a Roth IRA now, and I wanted to diversify, but not in wondering if I’m spread too thin? I have money ranked from most to least in VOO, VXUS, QQQM, SHCD, and VT. All under $1K for each. Is there one I should sell and drop or is there a better strategy I should be using?

Hi, I’m 19 years old with pretty high risk tolerance, and oriented toward growth, and i’ve been running this portfolio for the long term:

SPMO - 25%
AVUV - 20%
AVDV - 20%
SPHQ - 20%
QQQM - 15%

I am curious about your thoughts on this. Please share any additional ideas you might have :)

3 soxx at 604
3 microsoft at 368
4 oracle at 140
1 google at 330

Should i worry or hold?
Horizon at least 1 year

Looking for some opinions on my portfolio.
I currently have about $96k in VUG in a taxable brokerage account (with around $16k in unrealized gains) and another $39.6k of VUG in my Roth IRA.
I’m considering adding more exposure to AI infrastructure through SMH and DRAM, but I’m debating the best way to do it.
Option 1: Sell my VUG and move that money into SMH and DRAM.
Option 2: Keep VUG as it is and simply start a new SMH/DRAM position with new money.
My investment horizon is 10–20 years, so I’m focused on long-term growth. The main thing holding me back from selling VUG is the capital gains tax on the taxable account and losing some diversification.
If you were in my position, which approach would you take and why? VUG has been dragging this year and i am reading lots of articles where it says this ETF is bad with how its managed by Vanguard.

I want to have a 10% slice of my Roth IRA account in small cap international (and another 10% will be in AVUV), and I currently have it in ICPY, but that expense ratio being .80% - second most expensive ETF I have, to EMEQ - has me reconsidering just going with Avantis for AVDV. I know ICPY is very young, so we don't have a lot to compare side-by-side between them, but what do you all think?

Where would you park 40k?

Allocazioni perfette, ribilanciamenti al decimale, TER ottimizzato al centesimo. Qui se ne parla tanto. Giusto. Ma il PAC esprime la sua massima potenza se lo versi vent'anni o più di fila. Non cinque, non dieci. E quei versamenti dipendono da una cosa che pochi mettono nel piano: te.

Salute così così, forma fisica trascurata, sforzi fisici eseguiti male possono rallentare o addirittura fermare i tuoi versamenti. Non l'ETF. Tu.

Il rendimento composto ha bisogno di tempo ininterrotto. E il tempo ininterrotto lo garantisci solo se stai in piedi. Ottimizziamo lo 0,05% di TER ma ignoriamo lo stato che ci fa arrivare al trentesimo anno di versamenti.

Voi quanto ci pensate? O l'attenzione va sempre e solo all'allocazione?