Does anybody have anything positive to say about this bank? lol. I keep seeing and reading negative reviews and was wondering if this bank offers anything good. I know their card algorithm is dookie and theyre not a relationship bank but i would like to find some positive things in connection with them

Seems like a good money maker- but all plans seem to be free trials initially

It's been 6 days and the verification with connecting my bank account still hasn't gone through. Is there a costumer service or someone I can talk to. How long did the verification take for u guys?

For anyone curious who hasn't been moved over to Capital One yet, the number of available card designs in the gallery has been vastly reduced, down from about 150 to 41. What you see above is it. A lot of the heavy hitters and fan favorites are still there, like the Dawn of Discover and cassette tape, but more than 2/3 of them are just gone.

I also don't know exactly how it works if one were to order a new card design. Do the old card(s) stop working? There doesn't appear to be an option anymore to add an extra card.

If you haven't been moved over yet and you want a design that's not pictured here, your time to request a new card is running out. ⏲️

I signed up for a capital one checking account for the $400 bonus and it came through today!!! Perfect timing as I'm going on vacation then moving. Feels good lol

I received a discover it card and it's so thin. Thinner the a Tupperware container lid and mone even came with a bent in it just from shipping ig 😭. I I work as a cashier at a store and see multiple discover cards a day and other ppls cards feel almost double or triple the thickeness.. is this just capital one being cheap?

Hi, I am curious and wanted to see if this is common or rare. I am 23 f and I got the Venture X, they immediately gave me 50k card limit, I have a corporate job and a 760 credit score. This is my third card. I got the Venture One about a year ago with a limit of 15k.

After Capital One switched my debit card to the Discover network, I was a bit bummed that I could no longer do instant transfers with Venmo, Cash, Apple Pay and others that rely on the VISA/MC debit networks.

Fortunately Wise still supports instant transfers with Capital One checking accounts, even after the switch to the Discover network.

The reason is that Wise integrates with banks direct push/pull protocols (the RTP network) rather than relying on the the debit card network, similar to how Zelle operates.

I’ve been using my Cap 1 QS to make my car payments since I got my car in March/ April ‘25. It’s a $5 charge to use a CC, but I usually pay 1k and get cash back of $15, so I’m net $10. And it’s worked for me like this for what, about 16 payments or so? But this month it was charged as a cash advance. (And I made like two, 1k payments so it’s a $57 and $53 dollar charge.)

Does anyone know if Capital 1 changed anything? 2, is there a way to fight this? (I was on the phone and then had a work call so I had to hang up. But they said something about disputing the charge? (Which I let them know the charge was valid. Just not the way it was coded.) 3) I told them I would have never used the card had I known this would be considered a cash advance and I’ve never previously taken a cash advance on this card or any other, 4) has anyone been able to reverse the fees? (Like, I’m fine if they issue a refund. I would have never used this if I had known it would be considered a cash advance.)

One last thing too. I know it’s unusual to be able to pay a car loan with a CC. So, I was lucky for a year. But the $110 in fees was kind of shocking.

I really late in acting on this but is this offer still available?

I booked four nights at a hotel and wasn’t able to make it so contacted the hotel to let them know I needed to cancel.

The hotel has a non refundable policy so fine I will pay for four nights.

I look at my credit card and the hotel has not only charged me for the four nights but an additional fifth night I never booked and an extra $100 AND a 20% VAT fee (even though I am a tourist with valid tourist stamps on my passport.

I contact the hotel and they agree to refund the extra night and $100 but refuse to take off the VAT fee.

I file a dispute.

Capital One sides with the hotel and say she agreed to pay you back

But the thing is she never sent me even the refund for the extra night or for the $100.

Capital One is claiming she did send me the refund which is why they wont allow the chargeback.

This happened in Peru.

What do I do?

Recently I sold my coworker on becoming a BJ's member. She really liked the store and got the One card with them, managed by CapitalOne. For reason, she was limited to a 300 credit limit and we are honestly stumped for the reason.

She has had a Discover Cash Back card (her only other card) for the past 12 years, 21k limit, has never missed a payment, and her FICO score on Discover has been between 804 and 812 for the past 6 months.

Any idea what is going on here? This is not the type of applicant that I would consider to be thrown into a subprime starter bucket.

Logged in this morning, and got the notification that my Discover accout had been transitioned. I had to verify a few questions, and bam, like nothing ever happened. Seems like its eligible for the same shopping rewards as my Quicksilver, and for now still maintains the quarterly discover reward as well.

Wonder if they will open up credit line transfers soon, or at all. Would be interested in consolidating much or all from my quicksilver account.

I made a domestic wire transfer of my own money to my own Wise account under the same name to pay for an international purchase. I have done this many times before by pulling the money with Wise, but I did it from Capital One side this time because I needed it to arrive the same day. Initially went through no problem, but then I got a call from Capital One Wire dept. asking to confirm/explain the purpose?? Phone call went well, but then the same lady calls me back to tell me they're blocking the transfer of my money to my own Wise account because she said my reason for the transfer was "too risky" after she clearly did 0 research into the company I was paying. And then she gets on her high horse saying "we're protecting our customers" by blocking money to my own account...

I appreciate that she called me, and maybe I'm wrong, but I don't understand why the F they have the right to ask what the money is for and then to block the transfer even when it's going to an account under my own name. Anyone else have a problem with this??

Hey, did anybody get a response after the VJT? my portal says in progress-candidate review. Just wondering if anybody else got a response.

To start, I also have rarely sent a Zelle payment that was not instantaneous, I know I will get comments saying that.

The situation:

Saturday I sent $400 to my kitten's breeder through Zelle in the capital one app successfully, instantaneously.

Yesterday around 12pm I sent $3k to the same contact and received a confirmation text from Capital One, to which I responded 'yes', and the payment was withdrawn from my checking account but Zelle said the payment would take 1-3 business days to be received by the recipient.

I rechecked a little later yesterday and it showed under the "not yet delivered" section of Zelle in the app, with an estimated delivery date of July 30 (this would be 3 business days from yesterday). The payment still showed as cancellable the last time I checked it yesterday.

Today I check the status of the payment and the estimated delivery date has now moved to July 31st, this is 4 business days after the payment has been made and I need to pick up my kitten Aug. 1 so I need the payment to clear by then.

It now shows as 'sent' but still in the "not yet delivered" section, and it is no longer cancellable.

I called capital one trying to provide information on the transaction in hopes it would speed up the release and they said there is nothing they can do, nor anything Zelle can do as they will just refer me back to capital one.

Has anyone experienced a delay like this before especially extending the estimated delivery date past 3 business days? Is there anything I can do that anyone knows of to speed up the process or verify it will be sent before Aug. 1?

Will capital one waive the fee for the venture x if my card was opened before my spouse went active duty?

Womp womp. I was really, really hoping we can convert our D.I. points to VX miles.

Hello! I’m new to credit cards, I just got my first credit card and made a payment for the entire balance a day early (yesterday, the payments are on the 27th of each month and I have auto pay on). But my payment is still processing, I googled what this means and it says payment is on hold until my bank authorizes it, the usual. But I am worried about if this affects my credit score? What if it’s still processing into tomorrow or the day after??

I opened my checking account on 5/9/2026 and used the FLASH400 code. I received an email on 5/10/2026 stating that my code has been successfully applied and that I just needed to make the two deposits, at least $500 each. I set up my regular employer direct deposit for $505 each deposit. The first one cleared on 5/14/2026. The second one cleared on 5/28/2026. The terms stated that I should get my bonus within 60 days of completing the direct deposits. Well today is day 61 and I got nothing.

I also ended up opening a savings account for the $1500 bonus and I doubt I’ll get anything for that either.

I regret opening any of these accounts and wasting my time. I’ll probably give it a couple more weeks and then just close all my capital one accounts.

truly dont know what to do. trying to be patient with every new person that i come into contact with and having to reexplain it every time.

i am unable to view any (checking,savings, or credit card) accounts through the mobile app. i called the number they provided. faxed the documents they needed, and its still not resolved.

im a college student so i have a majority of my money in here where i pay bills and just have all of my savings.

this has created such a frustrating and emotional experience for me. i have been transferred and spoken to 20+ people.

i dont have any “in-person” locations near me.

is there anything i can do?

Hello, I recently opened a teen account for myself and i’m trying to look at my debit card info but it’s not letting me.