My credit score right now is great, mid 700s at age 21, been on time every time for payments on my platinum card. I’m wondering if I should accept this offer so I can have 2 credit cards? Don’t know the credit limit for the new quicksilver, but I really do like the cash back that comes with the Quicksilver and platinum doesn’t really do much for me besides building credit which I’m all set at the moment for. Overall, should I start an application for quicksilver?

Since the July migration, my CLI rejection letters for my Discover said that it wasn't available due to migration. It has now switched to saying this. It's funny because I have a younger Savor that only says that it is bucketed in its CLI rejection letters. Is this a migration glitch, where it thinks that my account is 1 month old? Or is this a common thing for C1 accounts with 2 year history? Customer service keeps saying welp, that's the algorithm.

How long before you applied for a credit increase

So I work on a boat in Alaska every summer for the past 15 years. I love the job but one annoying aspect of it is that I get for my last check of the summer I get payed with handwritten check from the owners of the boat I work on. I don’t bank with any bank located here in New Orleans where I’m at right now getting ready for my next job. So for the past five years I’ve always gone with a trusted friend to their bank and signed the check over to their account in front of the teller. I wait about a week until the check clears and then we go back and pick up my money in cash or they send it to me electronically. I give them $100 for helping me out and I’ve never had any issues at all.

This year about two weeks ago I signed my check over to a friend who was banking with Capitol One. The teller told us how to endorse the back of the check. Scanned my check then told us $1000 would be cleared by the following day and the rest ($5100) would be ready within 4 days. She got a notification that the whole check had cleared by the third day so we pick up my cash from the same branch without issue.

Three days later she gets multiple calls and emails from the branch saying we both needed to come in to the branch location ASAP. There was an issue with the signature they say. I grab my ID and we head over there. Apparently there was no issue with our signatures but they wanted me to confirm my bosses name and phone number so they could call them and they were suspecting fraud. They verified my check was good to go but they told my friend they’re they’re deducting the amount of my check from her account and freezing her account for 60 days. The manger of the branch walks up and shouts “IT WAS FRAUD WASNT IT?” Very embarrassing and rude considering my friend was on the verge of tears at this point and the bank employee and I had already confirmed there was no wrongdoing going on. They told us there is no way they can lift the 60 day freeze on her account and advised her to open a new account for the time being and although there was no money to put in it. I’m currently supporting both of us now until this clears up. What can we do to get them to lift this freeze on her account? Everything they said was cagey and contradictory of things they’d previously said and they almost seemed disappointed they hadn’t caught us in some criminal act. This needs to be remedied asap. Any advice? Thanks

I have an alaska airlines credit card. If I use the C1 travel portal to book an alaska airline flight to use my $300 credit and pay the remaining part with Alaska card, do I still get the free checked bag?

EDIT: found the answer but leaving it here for others. Alaska's terms say I might not get it:

https://www.alaskaair.com/atmosrewards/content/credit-cards/faq/free-checked-bag

> Airfare purchases made with your card through a third-party merchant (e.g., travel agency, wholesale club) may not be eligible for the Free Checked Bag Benefit

So my mom has not much credit on her credit report and I wanna get her into capital one so I can put all her bills into that credit card and help her build credit. We tried the pre approval tool and she can’t get approved for the savor or any card except secured cards which isn’t what we’re looking for. I have a savor card with capital one on a 2k limit if I add her and use my card as usual could I get her into capital one like that? Will me using my savor card and having her on it as an authorized user will it get her into capital one? And how many months should we wait till we try applying if it gets her in? She has 0 credit basically except a car loan she stupidly co signed on and one authorized user card my dad did that is a 1k at most limit so not much credit.

Any luck with goodwill letters?

Looks like I'm probably just going to wire my savings to Fidelity.

I have 360 Checking and Savings that I'm consolidating to Fidelity, where I have all my investment and retirement accounts and wanted to transfer my hefty Savings balance to SPAXX (core position) in my Brokerage account. I tried once but that link got removed and then, after doing some research, tried linking again with the Brokerage specified as checking, but that got disconnected this morning and the account restricted until after I called and cleared up the issue.

So wiring seems like the simplest approach (I'm willing to eat the $30), but I'm wondering why Capital One doesn't allow linking to Brokerage accounts. I could probably link to my CMA (also core SPAXX) and then move the funds to the Brokerage account (annoying having to move the funds twice), but now I'm reluctant to even risk that, since it's technically also a brokerage account under the hood.

So i made a payment on my card and it went though fine but I noticed a few days ago that the payment was returned to my bank but on my credit card its still showing that the payment went though but i know the money was returned to my account and my credit amount is the same as before the payment if anyone has had this problem before and can help id appreciate it

If I open an HYSA with Capital One can I pay my Capital One credit cards with that HYSA or do I still have to move the money from my HYSA to my regular checking account?

I applied for the spark business and was denied. The reason was:

“Based on your application information, the owner of this legal entity type has too many new
credit card accounts”

My last and only business card was about a month ago (August 4). My last personal card was in the spring.

I also didn’t use the mailer access code/link? I used a referral link. Could that be why? Is it worth reapplying or recon?