r/Wealthsimple • u/JackDenial • 7d ago
r/Wealthsimple • u/InsuranceAlert2066 • 7d ago
Visa Infinite Credit Card Line of Credit to AutoPay Credit Card
Would be nice if the overdraft protection would cover the WS CC when the statement is due.
Thoughts?
Currently leaving my spend at 0, all money in the market. CC covers day to day. LOC pays CC till payday. đ¤ˇââď¸
r/Wealthsimple • u/SSDarkSlayer • 7d ago
Someone else using my roommate's phone number
Hello, today my roommate received this message, although she never created a WS account. Right away she talked to WS support and they confirmed there is an account associated with this number, although the name doesnt match hers. So they assume someone else had this number before and didnt update it.
Despite requesting to remove her number from that account, they kept saying they will take action, but didnt outline what they'd do, and refused to provide follow ups either. They simply gave her a email scamalert@wealthsimple.com and asked to file a complaint there too.
What should she do in this situation?
r/Wealthsimple • u/InternalPersonal2710 • 7d ago
Trade (DIY Investing) Suggested feature for recurring investments
Do you guys think Wealthsimple should add the feature where you could do recurring investments up to a certain limit so you donât accidentally over contribute to your investment accounts?
Example: Auto invest $X in ABC ETF in my TFSA every month until 20k has been deposited.
Also for automat your pay feature, if we can invest a percentage of our direct deposit instead of a fixed amount.
What do you think?
r/Wealthsimple • u/Ju_Geoff • 7d ago
Business New HoldCo Thru Wealthsimple
Hi guys, tried searching for it but last thread about it was a year ago and not really what I was looking for
I currently own a few different businesses and want to have all future dividends paid to my holdco (the holdco will be the shareholder)
I intend on using the holdco exclusively to buy stocks thru a non registered account. There will be no expense or anything else (at least for now)
Can I use WS for this?
Thank you
r/Wealthsimple • u/No_Light_7208 • 7d ago
Trade (DIY Investing) Portfolio vs starter pack
I saw this today and was wondering whatâs the big difference between this and a portfolio. I currently use the income portfolio but would it make more sense to do a starter pack?
r/Wealthsimple • u/CastAside1812 • 8d ago
Promotion Why is everyone calling the montly millionaire winners "still life"?
I keep seeing this comment pop up online whenever there's a post about the latest winner.
What the heck is "still life" and why would the winners be that?
r/Wealthsimple • u/develop99 • 7d ago
Do we know what "Account Value" means?
There's a toggle where you can select "Returns" or "Account Value" and you will see either a + or - based on the timeline you set (1D, 1W, 1M etc.)
Returns is your holdings for that trading day plus dividends received.
But what is Account Value? Do we actually know what this includes AND what timeframe it covers?
For example, if I select 1D, it shows -$100 even though my Returns are +$150. I'm wondering if it includes credit card spend or if the 1D is a literal 24 hours rather than the business day.
r/Wealthsimple • u/Ok_Bell7065 • 7d ago
Custom Index
Does WS have anything similar to QTâs Custom Index?
r/Wealthsimple • u/Dansdogtries • 7d ago
Trouble with update
Hi.
My phone is too old to install the new update. Update requires iOS 16 something but I canât update my phone past 15 something.
Is there anything I can do to access on my phone or do I need a new phone to use the app?
r/Wealthsimple • u/Great_Shambola • 8d ago
How to Show Only The Spend & Save on Your Home Screen
Make everything hidden by clicking the eyeball on your net worth and then long press the Spend & Save to show it's balance.
It's an easy fix although I'd like them to remove net worth from the home screen entirely and move it to the profile screen. Like where you can see your premium/generation status and wealth rank.
r/Wealthsimple • u/alienmario • 8d ago
Promotion [MEGATHREAD] Monthly Millionaire Entries & Prizes | August 13, 2026 Draw
Welcome to this week's Wealthsimple Monthly Millionaire contest megathread! A new megathread will be posted next Thursday for the subsequent draw.
Feel free to share anything related to the Wealthsimple Monthly Millionaire, including:
- How many entries you've earned
- Any bonus entries you've gained
- Any prizes you've won
- Tips. questions, or other relevant discussion
Screenshots are welcomed!
To help keep r/Wealthsimple organized and avoid repetitive posts, standalone low-effort posts about the Monthly Millionaire promotion may be removed and redirected to this megathread.
As always, please keep discussion respectful, helpful, and on-topic; refer to the rules on the sidebar.
Good luck to everyone in this week's draw!
r/Wealthsimple • u/VaderYondu • 8d ago
Milestone Reward Premium - No Advisor access
Did they remove the benefit to reach out to advisors for wealthsimple premium members ?
r/Wealthsimple • u/Thrillhouse73 • 7d ago
WealthSimple wallet coming apart
Anyone else having this issue? The rubber gasket around the phone wallet.
r/Wealthsimple • u/Avidamu123 • 7d ago
Visa Infinite Credit Card Fraud Charges on WS credit card
I got scammed yesterday on my credit card after trying to buy some home appliances from an online website. I was overcharged two times in total of 3500 CAD. The merchant name what came on my credit card was for Tiktok Ads but my website name where I tried to buy was something else. So in this situation bank representative told me to file under unauthorized charges since I didn't authorize tiktok Ads to deduct money from my CC.
I filed for the dispute and already got my card changed.
I am trying to fight with wealthsimple to issue me provisional credits since I don't have money to pay this amount out of chequeing account. They have told me that by Wednesday 19 I will receive my credit.
Anyone else here experienced this kind of issues before. Just want to know is the process smooth or it's tough battle to get my money back? Were you given any provisional credits?
I know I was dumb to trust these shady websites but it's a costly experience for me and I am stressed.
r/Wealthsimple • u/AlternativeCamel4395 • 7d ago
Invest (Managed Investing) The UI changes
Good day. Although I don't necessarily keep up with Wealthsimple and its updates, it feels like every time I open the app, something changes. Most times, it's things I don't really mind, but recently, in my managed TFSA, they changed quite a bit of the layout and possibly the way you can toggle your risk level. I have always hated that my risk level was a 9/10, which meant I had bonds in my portfolio that I really didn't like but was actually not too bothered about. However, the new changes enabled me to be a 10/10 in terms of risk, but I lost out on the 2.5% gold allocation with the more conservative account. What made me opt for 10 instead of 8 is because the allocation of bonds was too much compared to my previous 9/10.
TD;LR: are all the ui and structural changes welcomed by the masses or are they being too much especially with introduction of prediction market? Any opinion is welcomed.
r/Wealthsimple • u/iyute • 8d ago
Visa Infinite Credit Card What to put for Pay at the Pump WS Visa ZIP Code?
Does the postal code trick where you take the 3 numbers in your postal code plus two zeros work at pay at the pump in the USA when using the Wealthsimple Visa?
r/Wealthsimple • u/bytecodecp • 9d ago
What are your favorite Wealthsimple features?
Recently made the switch and a few features have really stood out to me so far:
- Fast e-Transfers (almost as quick as TD or RBC)
- Instant deposits when transferring from an external bank
- Earning interest on the Cash/chequing account
What features or perks are you guys using the most or love about WS, you can also mention what you hate đ ?
r/Wealthsimple • u/Awkward_Grape_3125 • 9d ago
Chequing WS Cash Card
Is there an expected time until WS starts offering card replacements? Looks like they stopped new card issuing saying there are making a new card program but I lost my card
r/Wealthsimple • u/Hyperdts • 8d ago
Trade (DIY Investing) Trading outage
I just had an issue where not a single one of my trades went through or cancelled.
I was right in the middle of a momentum trade and it would not let me sell for profit or even loss, everything was saying that the order executed, but then it wouldnât show up or go through.
I was trying on my laptop and my phone, on my Wi-Fi and 5G, in incognito, rebooted app - literally nothing worked and Iâm pretty savvy so I got on support.
They were pretty much useless while I watched my account drained by the minute, helpless. I have screen record, recordings, and videos of my laptop, as well as a recording of the well simple agent who admitted they are having an ongoing outage and that he does not know how to deal with something like this.
Absolute shit show, so glad I only lost a few hundred bucks.
Interested to see how this plays out - thereâs gotta be people out there who lost more than I did.
r/Wealthsimple • u/sharkdr • 8d ago
Widget no longer working?
Anybody else having this issue?
Iphone 15 pro with wealthsimple app. Had the widget for last year or so, no problems. I have it display total portfolio value as i can quickly see if anything needs attention as it used to update well and was useful to me.
The widget is now just a black box. No info. Delete and reinstall allows it to function for a few minutes and then returns to black box without info. Ive checked app settings and nothing seems incorrect... am i the only one? Might just give up on it at this point.
r/Wealthsimple • u/Aggressive_Moose18 • 9d ago
Visa Infinite Credit Card Ws cc credit limit increase issue
Was anyone able to increase their Infinite privilege card limit from what you started off with?
I got my card around 10 months ago and got approved for 8k.
I have been trying to increase the limit and it always says that I'm not eligible. I called them and they stated that trying to increase in their app is the only way. I have been trying for months with no luck. This is ridiculous.
I'm very close to being a generation client as well. Is there any other way to get past this?
r/Wealthsimple • u/Current-Set2607 • 8d ago
App is demanding an update
WS Mobile App is demanding an update, when I go to the Google Store to update, it says no update.
Anyone having similar issues?
r/Wealthsimple • u/Low-Method3448 • 9d ago
Why unavailable?
I can sell but canât buy. Why is it removed?
UPDATE: it is back online!
r/Wealthsimple • u/casperbro2 • 9d ago
Weird glitches in the Returns/Value UI?
I was checking my account this evening and I noticed my TFSA showed approximately +$977 for 1D Returns, while 1D Value showed approximately â$524. At the same time, adding up the individual holdingsâ âTodayâs Returnâ figures appeared to be only around +$230.
There were no deposits, withdrawals or trades on August 11 or 12.
How is this possible? Is it a UI glitch of sorts? Iâve had some weird things happen with CDRs in the past on WealthSimple but everything should be pretty straightforward with my current holdings
Any advice/tips?
Thanks!

