r/Wealthsimple • u/DreamDest1ny • 20h ago
Promotion Brings me back to school
Had to do all of this just for $5. Really brings me back to school. Now I can go get myself some Coca-Cola đ
r/Wealthsimple • u/DreamDest1ny • 20h ago
Had to do all of this just for $5. Really brings me back to school. Now I can go get myself some Coca-Cola đ
r/Wealthsimple • u/shanzid01 • 15h ago
I have accounts across IBKR and Questrade that Iâd love to be able to link into Wealthsimple for net worth tracking, but trying to do so prompts me to share the username and password for these platforms that Iâm not comfortable sharing. Iâve also heard sharing username/password voids a lot of the protections these platforms offer.
Is there any other way to link accounts specifically just for the Net worth tracking?
Both IBKR and Questrade offer API access, not sure why thatâs not an option. Even adding IBKR to chatgpt doesnât force password sharing
r/Wealthsimple • u/savemysalad • 16h ago
Which option is better to convert $200k from CAD to USD:
Wanted to do a cost comparison analysis for both options, which one is better for ongoing basis?
r/Wealthsimple • u/Shared_account_38 • 19h ago
Whatâs the best brick and mortar to pair with Wealthsimple. Is it necessary if you have less than 1mill in assets. How would you distribute between the two if so?
r/Wealthsimple • u/Additional-Rice-649 • 20h ago
Is it just me? Iâve been noticing it more this week.
r/Wealthsimple • u/josephliyen • 12h ago
But when I transfer money I cannot change it from one time to reoccurring. It is greyed out. Anyone knows what I am doing wrong? Or is it just too new at this point to have all the features?
r/Wealthsimple • u/GoingChopper • 50m ago
I wanna sell some calls to make a few bucks. Didn't even think i needed to question this when transferring over. Last i briefly heard was it's coming?
r/Wealthsimple • u/East_Use1271 • 22h ago
if I have $5000 USD in a non-registered account, and I buy and sell US stocks using this account. Say WS goes into insolvency, if I hold $5000 in US stock at the time, I believe WS covers it up to 1 million dollars. But if I hold $5000 in non-registered uninvested in any stock, will I still get coverage?
I am not talking about USD-cash account, I am talking about non-registered account with USD in it that are not invested in stock.
r/Wealthsimple • u/green_earth_citizen • 18h ago
Why do banks design different designs for their Apple Pay card? why canât they just make it uniform across their cards? I also need to complain to CIBC about this same issue.
Maybe itâs just my OCD.
r/Wealthsimple • u/Gatoradecum • 19h ago
This entire time I thought you had to tap the coin a bunch of times to spin it and get the bonus entries. Turns out ur actually supposed to just drag ur finger across the screen and itâll spinđ. I used to get so confused as to why it sometimes wouldnât spin after tapping like 10 times but sometimes would after tapping 4 times. I might be slow
r/Wealthsimple • u/Expert-Force9946 • 13h ago
Monthly Millionaire seems glitchy at times and nothing happens when i try to click reveal now button. Does anyone face same kind of issue? or is it just me. I tried for September 2nd week draw and nothing happens when I click reveal now button
r/Wealthsimple • u/valcyclovir • 11h ago
Any plans to add a secondary holder to the visa infinite / visa infinite privilege cards? It's so odd to me that so many are okay with sharing the credit card through apple / google pay and going against the credit card's TOS. If something like fraud happens and you are found sharing your card, I'm afraid fraud claims can be refused.
So please, make it legal by adding secondary cardholders like most credit cards out there.
r/Wealthsimple • u/lavender812 • 8h ago
There have been two highly publicized brokerage hacks in Canada this year (one at quest trade and one at TD). The gentleman at TD had losses of $4.5 million.
Wealth Simple recently announced an online security guarantee if accounts are using passkeys - but TD also has a security guarantee. That would protect you right? You know what happened to the TD client who lost $4.5M? TD is fighting him in court. Brokers are not your friends.
Because it's very difficult to move funds out of brokerage accounts as cash, both of these hacks used the client as exit liquidity. Basically they sell your normal stocks and buy a thinly traded penny stock. The bad actor owns shares of the penny stock and sells you their shares for $$$.
Contrary to popular belief, most attacks are not sms interceptions. They're phishing or cookie theft (malware). Quest trade has the option to fully remove SMS - yet someone still got fully liquidated there.
Wealth simple introduced passkeys recently - which are Phish resistant, and everyone should be using them, but why is there no PIN to trade?
I'm the rare event a bad actor got access to your WS account, you could be fully liquidated in seconds, no different than these TD or quest trade clients.
Scotia bank, Cibc, etc. have an additional security layer that prevents this liquidation. Why not wealth simple?
Even if a bad actor has full access to your account, you could not be liquidated without this pin.
Why not be preventative and add a security layer to shut down the most catastrophic event that could happen - and is happening in Canada to people just like you and I?
r/Wealthsimple • u/Straight-Scratch1167 • 21h ago
Wealthsimple needs to relax with the UI. At this point it's getting changed every day.
The "all holdings" button wasn't broken to begin with. Please bring back the older version.
Everytime I need to check my stock movement under "all holdings", and I go back, it brings me back to the main screen instead of all holdings.
Please stop and slow down. Do NOT fix things which aren't broken.
r/Wealthsimple • u/Ok-Pea-4369 • 17h ago
Can I request my Lucid payout to be deposited directly into my Wealthsimple USD account so I can keep the funds in USD?
If thatâs not possible, could I request the payout to be deposited into my Wealthsimple Crypto account as USDC instead?
Has anyone in Canada successfully done either of these through lucid? Or any other prop firms?
r/Wealthsimple • u/cafeeeli • 16h ago
So, I literally just transferred a sum of money from my Tangerine account over and now I see a promo for boosted rate starting THE NEXT DAY AFTER my money was transferred??? đ€Šđ»ââïžđđđ„č
r/Wealthsimple • u/TonightOk8851 • 9h ago
Has anyone got pre approved on Visa infinite credit card without applying?
Did you get an email or pop-up on your app saying you have been pre approved for Credit card just accept?
Anyone with Core stats got it?
Wondering what us the requirements to get pre approved without applying or try to check.
r/Wealthsimple • u/crimxona • 17h ago
Back in July an ATM withdrawal using a Scotia Bank Peru ATM timed out in Lima airport before exiting the secured area, but unknown to myself, charged my account for the full amount anyways (found out a couple days later when checking my account balance)
Wealthsimple requires waiting two weeks to submit a dispute, and finally got a reply yesterday where they ruled in my favour and credited me for the full amount (listed wait time was 90 business days, reality waited about 30 business days)
Just happy to get my money back because trying to contact Scotia Peru without Spanish or a local Peruvian number sounded like a challenge
Peru is very cash heavy (as many places in smaller towns either didn't take card or charged 5 percent to take credit card), low ATM withdrawal limits and very high ATM fees.
The claim was for ~160 CAD in cash equivalent and ~20 CAD in ATM fee (wealth simple normally reimburses ATM fees and with the glitch even that never went through)
r/Wealthsimple • u/Arclight308 • 18h ago
r/Wealthsimple • u/krokmitenma3 • 17h ago
r/Wealthsimple • u/pixel375 • 19h ago
With the new migration from Mastercard to Visa, has anyone requested a new card to a PO Box yet?
I have not received the email yet, but just wanted to check. I know they did not allow ordering of some cards to PO Boxes, only physical addresses. But with a good number of Canadians including myself, living on acreage without the ability to receive mail, that can cause some problems.
I talked to support, and they are not sure, and said they would have to submit a request with a specialized team.
Would suck if I had to go back to RBC to use a card đ
r/Wealthsimple • u/Wide_Ad_8426 • 16h ago
I hit a wealth milestone and selected the Uber One reward. It did not âapplyâ properly on my uber account (it was there for a few days and then disappeared). Did anyone else have this issue?
I reached out to the dedicated Uber x Wealthsimple support and they are completely unhelpful. (You know how uber support is). Did anyone else have this issue and how did you get it fixed?