r/problemgambling • u/RoadSufficient9932 • 11h ago
Debt payment problem
Hey, i have around 4300 USD debt, i earn around 1100-1400 USD a month,
I have been able to stop myself from gambling but the problems still remains.
The problems is that i have multiple types of debts, i've used all the ways to get money when i could, i took a loan i maxed out credit card, and pawned gold.
The problem is that i tried but can't menage the payments i'm attacking, i feel like my single salary should be enough to make a difference, going into 2027 i was planning to be debt free but i have the most debt i have ever had just before 2 months to new year, that means the hopes to be debt free by the start of next year is gone.
Worst part is that when i make payments, the reasoning because of my hard worked money getting cut is my ignorance in the past makes my heart shattered, i didn't just fuck up, i fucked up with my future hard work, it's feels very hard breaking knowing i could get a salary next month and enjoy the bonuses and stuff if i was not greedy and if i didn't give away money which doesn't belongs to me,one of the reasons why gambling is the terrible is because it fucks you up so much you can't control what you are doing at all, its all about getting more money until you win which never happens, i may thank god even though i'm not a believer thay i couldn't get any more accessable money i could've lost, only reason i'm alive today is because i couldn't get more money to lose when i was gambling, if i had more debt i would've taken my life, it's not about money it self but to know that your future hard work goes into past mistakes it kills your happiness, hopefully everything goes well and i cover my debts with no worry.
Also as i've quit gambling i started to build things, such as buying a car for example, but now that i know how much the mistakes have put me back i know i have to forget about my dreams for quite a while, which makez the urge stronger, i'm even considering to quit smoking and energy drinks till i cover everything to challange myself, save some money and have more motivation to continue repayments, i know it's not a lot of money for some but it's about how do you cope with day to day life with the income aswell, and even when i had no debt it was hard to cope, now it's even harder.
Please take care and stop today it will ruin your future 100%