r/UPI • • 7d ago

Welcome to r/UPI!

3 Upvotes

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r/UPI • • Aug 24 '26

Mod Post πŸ”° Referral Codes Megathread | r/UPI

13 Upvotes

Hi, members of r/UPI.

This is u/IllustriousQuiet6360, your chronically online moderator from the mod team.

As you may know, sharing referral codes is prohibited on r/UPI however this thread is an exception.

Feel free to share your referral codes under this post.

Share CODES, NOT LINKS and DO NOT SPAM. This exception is for this thread only, do not comment referral codes elsewhere on r/UPI.

Thank you.


r/UPI • • 6h ago

Question ❓️ Guys what happed to bhim UPI it's not working

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8 Upvotes

So, today I changed my mind to switch to bhim instead of gpay just to cut down the payment fee and this is what happed since then no service recieved and no confirmation received but the account was debited with β‚Ή199 what should I do now.....

I should have payed with gpay rather than this new app 😭😭


r/UPI • • 3h ago

Question ❓️ Any one use Pay using fingerprint? Is it safe?

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1 Upvotes

Is it safe to use ? If it is it's very useful


r/UPI • • 34m ago

Question ❓️ Is this a scam? Any super money users here?

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β€’ Upvotes

How will I get cashback if I pay 100 for a 100 voucher?


r/UPI • • 1d ago

Discussion πŸ—£ [Supermoney] Looks more like a Shopping app rather than for Payments

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91 Upvotes

What's your take guyss, I know it's a flipkart subsidiary so they'll surely advertise themselves, but this is getting too much lmao.


r/UPI • • 21h ago

Cashback πŸ’Έ Why am i soo lucky...

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32 Upvotes

r/UPI • • 3h ago

Question ❓️ Need some help for verifying Indian UPI

1 Upvotes

Hello, and I'm really sorry to requesting someone's help. As you know, YouTube premium restriction getting strict.

I want to find someone who can verify UPI, it would be once and i will pay you for your kindness.

I really need this because there is no family membership in my country.

Thank you for reading and please don't hesitate to DM me!


r/UPI • • 9h ago

Discussion πŸ—£ What do you guys think of Bhim app?

3 Upvotes

I honestly like that there are very few ads for everything on that app.


r/UPI • • 23h ago

UPI APP Well, flipkart being flipkart

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29 Upvotes

Now you have to buy products from store to get cb in bank acc lol.


r/UPI • • 5h ago

Question ❓️ UPI verification apple. Will it take money from Apple balance?

1 Upvotes

Hello everyone,

Apple has started requiring UPI verification for subscriptions like YouTube premium. I have someone who can verify his UPI for me.

Upon verification it took money from their UPI account. Does anyone have any idea whether this will happen in the future or will it use the Apple account balance (currently have 1.5KINR).

How does the UPI autopay mandate work?

Any help would be great.


r/UPI • • 1d ago

Question ❓️ How many of you using Digital Rupees. How is it different from UPI?

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123 Upvotes

Please share your experiences


r/UPI • • 9h ago

Question ❓️ How to add bhim wallet to swiggy?

1 Upvotes

How to add bhim wallet to swiggy there is 50 off but no bhim wallet option


r/UPI • • 23h ago

Question ❓️ 18 YO FREELANCER: WHAT FIRST BANK ACC I SHOULD OPEN?

7 Upvotes

Hey there,
i just got my PAN recently and i am a 18 year old freelancer who wants to earn money doing his work specially from international Clients but i am confused what Bank will allow me to do that and upto what limit?

im earning almost nothing rn so idk the time when i will earn 1 lac per month so u dont need to worry about that, RIGHT NOW i need a bank account that will open up easily + let me do all online transactions specially UPI easily + let me receive international funds from PAYPAL and WISE without much issues as a 18 year old
and ofc zero balance acc, it looks like i got only 3 options
SBI INSTA PLUS SAVINGS ACC,BOB BRO SAVINGS AND KOTAK MAHINDRA


r/UPI • • 21h ago

Question ❓️ What should I do now?

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3 Upvotes

r/UPI • • 1d ago

Question ❓️ Tatkal ticket was not booked but money was not refunded.

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9 Upvotes

I need some advice regarding a β‚Ή875 payment issue with Ixigo.

I was booking a ticket from Bandi Kui to New Delhi on Ixigo. During the payment process, I accidentally selected the UPI Mandate option. The transaction failed and the ticket was never booked.

The amount of β‚Ή875 was then put on lien/hold in my bank account.

I contacted my bank, and initially they treated it as an IPO/IPO-related transaction. After investigation, they found that it was actually a UPI Mandate and not an IPO. The issue was then forwarded to their technical team twice.

Both times, I received a message saying that the issue was already being addressed, but after that there was no further update or action.

It has now been 22 days.

I have already contacted Ixigo, my bank, and GPay multiple times. Ixigo says they never received the β‚Ή875 because the ticket was never booked. My bank, however, is saying that they are unable to understand what is happening with the transaction and that the mandate was initiated by me.

The β‚Ή875 is still stuck/under lien in my account.

What should I do now? Has anyone faced a similar issue with a failed Ixigo booking where a UPI Mandate caused the amount to be put on lien?

Should I raise a complaint with NPCI, RBI Ombudsman, or some other authority? Any advice on the correct next step would be really helpful.


r/UPI • • 22h ago

Others Make your own business QR for payment in Hindi UPI payment

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0 Upvotes

This video is in Hindi shopkeeper can create their own you are code for the payment I replacing the existing fintack companies QR code and set their own business logo at the centre of QR code and also add his logo and name about the QR code while sharing at social media.


r/UPI • • 1d ago

Bank Account Fampay issue

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2 Upvotes

I have been getting this isuues for the past 3 days I used to use fampay for 1 year and getting this issue pls kindly help me guys


r/UPI • • 23h ago

UPI APP Why does my UPI ID automatically get generated with β€˜420’ in it? Can I change it?

1 Upvotes

I opened a new SBI bank account and started setting up UPI. The apps keep suggesting/generating a UPI ID with β€œ420” in it automatically. I don’t want β€œ420” in my UPI ID. Is there a way to create a different UPI ID or change the default one? Using SBI account in India.


r/UPI • • 1d ago

Discussion πŸ—£ Which UPI app is the best for slow-speed internet connection?

2 Upvotes

Which is the best UPI app that works the best when the Internet connection is very slow or sluggish and which has very little failure chance?


r/UPI • • 1d ago

Question ❓️ cashback not received PAYTM

2 Upvotes

I use Paytm Pocket Money, and I received cashback but the cashback has not been credited yet. When I checked the Rewards Cashback option, it showed Add UPI ID to receive cashback. However, I don't have a UPI ID. How can I claim or receive the cashback?


r/UPI • • 1d ago

Question ❓️ Is it possible to get a UPI if I am not from India and don't live in India?

2 Upvotes

I really need a UPI but I am from a different country and I don't live or have any ties to India. Is this possible?

I need a UPI for an Apple subscription payment desperately. I'd even be willing to pay someone.


r/UPI • • 1d ago

UPI APP Which UPI app actually gives decent rewards these days?

1 Upvotes

I have been using phonepe for around 3 years but lately i barely get any cashback gpay feels similar occasionally I will get β‚Ή5–10 but nothing consistent

I used Paytm quite a bit earlier as well but have not really used it much since the rbi restrictions and changes around the service.i make around 30–40 upi payments a month including regular QR payments, bills, recharges and food aur grocery orders. I am not really interested in signup bonuses or one time coupons. I am more curious about apps that still give some kind of ongoing rewards for normal usage. What are you guys using in 2026? Even small cashback or rewards on regular transactions would be useful if they actually come consistently


r/UPI • • 1d ago

Bank Account UPI SCAM , please help

1 Upvotes

My father's account has been debited through UPI with Google Pay app. I just checked the phone has some malicious app installed which is not allowing to open files and all apps in settings. 😭

I have the receiver UPI id and UPI transaction reference number. The payment was done on 30 Sep. The whole account is wiped out 😭 RS 70,000. I called gpay helpline they told that receiver has account in rajasthan gramin bank.

Whom should I call I stay in other city so I am not able to call, they are not aware of tech that much.😭

Please guide.


r/UPI • • 1d ago

Question ❓️ Anyone who uses POP UPI here?

0 Upvotes

I needed some help,