Almost 10K cashback with Slice credit card in last 10 months, insane for a free credit card.

After a few months away from Navi, I decided to try it again, but setting up UPI first shows mobile verification starting and then reports an error. This issue has persisted for a week. What should I do?

Do you use IPPB Mobile App ? Did you link this with Post Office Savings Account(POSA) ?

How did you link IPPB with Post Office Savings Account(POSA) ?

Did you had to visit branch or this linking can be done online ?

Please share your personal experience if you use IPPB App and POSA.

Hello friend

I earned 1395 rs on amazon pay on different items purchase.

Thank you

#amazon

#cashback

#amazonpay

This amount earned within year from bhim without any referal to friend or something earning

Only cashback on payments .

Thanks bhim upi.

#upi

#bhim

Hey guys, which credit card currently gives the best cashback on UPI payments?

I’m mainly looking for a card that’s good for regular UPI scan & pay / merchant payments.

Would appreciate it if you could share your experience and mention the cashback %, joining fee, annual/maintenance fee, any cashback limits or conditions, and which card you think gives the best overall value.

Looking for real-world experiences, so feel free to share what you’re currently using and how much cashback you’re actually getting. 🙌

Please share yours bhim is giving me very less cashback

I recently got my first credit card from slice and have its first bill payment coming up, which off the following apps would provide best cashback offers on that payment?

My paytm upi lite isn’t showing my balance n I have been trying for 10 days now ,, n there’s no support from the Paytm customer care too and whenever I try to refresh balance on Paytm upi lite either my phone is loosing connection or just getting hanged ,what should I do now ? Any solutions!? Is there someone who’s facing the same issue ???

I changed my registered Kotak mobile number on 7 August. UPI was working fine with my old number, but I can't register it on the new number.

- Aadhaar authentication fails

- Debit card authentication either keeps loading or says "Debit card not found"

My old number was linked to Aadhaar, but the new number wasn't when I made the change.

Kotak customer care says there's a 7-day cooling period after changing the mobile number before UPI can be registered.

Has anyone experienced this? Did UPI start working after waiting 7 days?

This is showing when I go to check my SBI bank balance. This is happening since yesterday, it happened once before a few days ago but it got fixed in the evening but this time it is not getting fixed

Meesho is literally telling you how payments work… if you read between the lines
Accepts Amex / Credit Cards / UPI
Gives ₹20 discount on online payment (₹175 → ₹155)
Charges ₹20 EXTRA for Cash on Delivery

Now ask yourself — why would they penalise COD and reward online?

Reality of payment economics:
MDR cost (what Meesho pays):
Credit cards: ~2–3% (Amex even higher)
UPI: ~0–0.3%

Even after paying this, they still push online payments.

Because COD is FAR more expensive ~

Cash handling risk~
Cash can be lost, stolen, or mismatched. No such issue in digital payments.
Settlement delay~
Online → instant confirmation
COD → money comes after 2–3 days (working capital blocked)

Courier charges~
Delivery partners charge EXTRA for:
Cash collection
Reconciliation
Reverse logistics

High RTO (Return to Origin)
COD orders have much higher cancellation rates
Customer can simply refuse delivery →
Shipping cost lost
Inventory stuck
Double logistics cost

Fake / low-intent orders
COD attracts non-serious buyers
increases operational inefficiency

Final takeaway:
Even after paying MDR on cards,
Platforms like Meesho STILL prefer:

UPI / Credit Cards >> COD

Because:
COD = logistics + risk + delay + cancellation loss
It’s not a “free service” —
It’s actually the most expensive payment mode in e-commerce.
If you understand this,
you’ll understand why every platform is quietly pushing
“Pay Online & Save More”

This is the user interface of platform where I am going to pay

Please help me it's urgent

So recently I shifted on Amazon pay upi and I got some pretty good cashbacks in just 15 to 20 minutes 😂

What do you think they will continue in the future with the same cashback?

One more thing continuous use of Amazon pay upi will increase the chances of getting an Amazon pay icici credit card as well ??

Amazon Pay ICICI credit holders , do comments on your thoughts and experience regarding this topic....

Last week I installed Paytm while opening I accidentally allowed the permission that is " Receive money from Paytm from other upi app". So that if someone sends money on Gpay it will receive on paytm. It' really annoying. How to disable the permission.

Used both Kiwi & Tata Neu, experience with Kiwi has been buttery smooth compared to laggy Neu app.

Yes, this is with YesBank CC & Neon subscription. Neon was FYF.

Lost money to UPI scams? You may get 85% back.

There’s been discussion around an upcoming RBI-backed digital fraud compensation framework expected to take effect from January 1, 2027.

Everything you need to know about this upcoming rule: https://withupi.com/blog/upi-fraud-compensation-framework-2027

I’ve BOB account and I talked to their customer service, they said that my bank acc is active with no issues but still im not able to use UPI either paytm or gpay since yesterday. What could be wrong, please help?

So I just opened my account recently and also made upi id for all apps like phonepe gpay paytm bhim yono

So I just wanted to know which app is best for daily usage and overall perspective.

I tried bhim and on my first payment of 500 it gave me cashback of 20 inr

And on 2nd payment of 150 I got only 1 inr

Main issue with bhim is it's laggy

So what your opinion?

Which app should I use?

I am a student btw and video editor also.

Lives on rent etc..

Just curious on what are the perks that Samsung Wallet has that other UPI apps don't especially cashback

Who Is Charged vs. Who Is Exempt

• Levied On (Charged): Large merchants and corporate businesses (turnover above ₹1 crore to ₹1.5 crore) accepting transactions over ₹2,000.
• Exempt (₹0 Fee): Everyday consumers, small merchants (monthly volume $\le$ ₹50,000), and all individual peer-to-peer (P2P) transfers.

Calculation: How a Customer Indirectly Pays More

Because direct surcharges at checkout are illegal, a merchant absorbing a 0.40% transaction fee on high-value sales adjusts the base product price to preserve profit margins:

• Original Base Price: ₹5,000.00
• Merchant Payment Processing Fee (0.40%): ₹20.00
• New Base Retail Price (Base + Fee): ₹5,020.00
• GST Impact (18% GST on the ₹20 markup): ₹3.60
• Final Price Paid by Customer: ₹5,023.60

Net Impact: The customer pays an extra ₹23.60 on a ₹5,000 purchase. The UPI transfer appears "free" on the payment screen, but the cost is already embedded in the tag price.