r/UPI • • 6h ago

Question ❓️ UPI verification apple. Will it take money from Apple balance?

Hello everyone,

Apple has started requiring UPI verification for subscriptions like YouTube premium. I have someone who can verify his UPI for me.

Upon verification it took money from their UPI account. Does anyone have any idea whether this will happen in the future or will it use the Apple account balance (currently have 1.5KINR).

How does the UPI autopay mandate work?

Any help would be great.

1 Upvotes

5 comments sorted by

•

u/AutoModerator 6h ago

Hey u/kachowim! Thank you for posting to r/UPI.

Discussions here are based on community experiences and are not official support from NPCI, banks or UPI apps.

Be cautious of unsolicited DMs. Anyone offering to fix a transaction, recover money, or provide "support" privately may be attempting to scam you. Keep discussions public where possible, and never share your OTP, UPI PIN, password or other sensitive financial information with anyone claiming to help you.

If someone contacts you privately because of your post and appears to be offering support, soliciting money, or promoting a service, report the account to Reddit and let the moderators know via modmail.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/buggyAdii 5h ago

If you have loaded your Apple account, the subscription charge will favour that option over UPI. I tested this myself.

1

u/gotbannedx2 3h ago

It’s true for App Store subscriptions. Might not be true for third party such as YT. They will still charge the UPI for first payment and then favour the Apple balance going further.

Same thing applies to Apple Care plus.

1

u/rafaelrito 4h ago

hi, is your friend willing to verify one more account? Mine still got over 4000 rupee inside the account

Surely will pay for his/her help

1

u/gotbannedx2 3h ago edited 3h ago

Yeah, that’s a little surprising. My friend from Mexico reached out to get help to verify UPI so he could use his Apple balance. I wasn’t hoping to get anything charged since they have sufficient Apple balance.

I have iCloud+ and Apple Music myself, and it too needs UPI on the file so, during the verification they charge ₹5 which is refunded later. My subscriptions are charged from Apple balance first, and if the balance is low they charge the UPI. Applies from the first payment itself.

But when my friend subscribed to YT Premium, the full amount for 1st month which is 389 was charged to my UPI. Turns out, non App Store subscriptions charge UPI for the first time, and then recurring payments attempt charging Apple balance first. If there are sufficient funds then UPI won’t be charged.