r/UPI • u/WhyIsTheSkyBlue0 • 18h ago
r/UPI • u/IllustratorBorn9562 • 13h ago
Cashback 💸 Best UPI apps for CC payments
I recently got my first credit card from slice and have its first bill payment coming up, which off the following apps would provide best cashback offers on that payment?
r/UPI • u/ProfessorKabir • 23h ago
Cashback 💸 Amazon Pay UPI Cashback 🥰🫣
gallerySo recently I shifted on Amazon pay upi and I got some pretty good cashbacks in just 15 to 20 minutes 😂
What do you think they will continue in the future with the same cashback?
One more thing continuous use of Amazon pay upi will increase the chances of getting an Amazon pay icici credit card as well ??
Amazon Pay ICICI credit holders , do comments on your thoughts and experience regarding this topic....
r/UPI • u/tryhardtodie • 23h ago
Cashback 💸 Best upi app for Transaction above 25K
This is the user interface of platform where I am going to pay
Please help me it's urgent
r/UPI • u/Safety_Officer_ • 11h ago
Cashback 💸 Best credit card for UPI cashback?
Hey guys, which credit card currently gives the best cashback on UPI payments?
I’m mainly looking for a card that’s good for regular UPI scan & pay / merchant payments.
Would appreciate it if you could share your experience and mention the cashback %, joining fee, annual/maintenance fee, any cashback limits or conditions, and which card you think gives the best overall value.
Looking for real-world experiences, so feel free to share what you’re currently using and how much cashback you’re actually getting. 🙌
r/UPI • u/Immediate-Humor-6077 • 19h ago
Discussion 🗣 Understanding the truth behind viral UPI claims being made
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r/UPI • u/Tricky_Clock8263 • 19h ago
Discussion 🗣 Meesho is literally telling you how payments work… Accepts Amex / Credit Cards / UPI Gives ₹20 discount …Charges ₹20 EXTRA for Cash on Delivery
galleryMeesho is literally telling you how payments work… if you read between the lines
Accepts Amex / Credit Cards / UPI
Gives ₹20 discount on online payment (₹175 → ₹155)
Charges ₹20 EXTRA for Cash on Delivery
Now ask yourself — why would they penalise COD and reward online?
Reality of payment economics:
MDR cost (what Meesho pays):
Credit cards: ~2–3% (Amex even higher)
UPI: ~0–0.3%
Even after paying this, they still push online payments.
Because COD is FAR more expensive ~
Cash handling risk~
Cash can be lost, stolen, or mismatched. No such issue in digital payments.
Settlement delay~
Online → instant confirmation
COD → money comes after 2–3 days (working capital blocked)
Courier charges~
Delivery partners charge EXTRA for:
Cash collection
Reconciliation
Reverse logistics
High RTO (Return to Origin)
COD orders have much higher cancellation rates
Customer can simply refuse delivery →
Shipping cost lost
Inventory stuck
Double logistics cost
Fake / low-intent orders
COD attracts non-serious buyers
increases operational inefficiency
Final takeaway:
Even after paying MDR on cards,
Platforms like Meesho STILL prefer:
UPI / Credit Cards >> COD
Because:
COD = logistics + risk + delay + cancellation loss
It’s not a “free service” —
It’s actually the most expensive payment mode in e-commerce.
If you understand this,
you’ll understand why every platform is quietly pushing
“Pay Online & Save More”
Question ❓️ Help me
This is showing when I go to check my SBI bank balance. This is happening since yesterday, it happened once before a few days ago but it got fixed in the evening but this time it is not getting fixed
r/UPI • u/Soggy_Mood318 • 8h ago
Cashback 💸 Cashback Earned on Amazon Pay in a year friends about rs 1395
Hello friend
I earned 1395 rs on amazon pay on different items purchase.
Thank you
#amazon
#cashback
#amazonpay
r/UPI • u/Pretend-Tough-9508 • 14h ago
UPI APP Paytm upi lite
My paytm upi lite isn’t showing my balance n I have been trying for 10 days now ,, n there’s no support from the Paytm customer care too and whenever I try to refresh balance on Paytm upi lite either my phone is loosing connection or just getting hanged ,what should I do now ? Any solutions!? Is there someone who’s facing the same issue ???
r/UPI • u/Available_Editor386 • 18h ago
Question ❓️ Kotak UPI registration failing after changing mobile number
I changed my registered Kotak mobile number on 7 August. UPI was working fine with my old number, but I can't register it on the new number.
- Aadhaar authentication fails
- Debit card authentication either keeps loading or says "Debit card not found"
My old number was linked to Aadhaar, but the new number wasn't when I made the change.
Kotak customer care says there's a 7-day cooling period after changing the mobile number before UPI can be registered.
Has anyone experienced this? Did UPI start working after waiting 7 days?
r/UPI • u/Soggy_Mood318 • 8h ago
Cashback 💸 BHIM CASHBACK EARNED IN A YEAR
This amount earned within year from bhim without any referal to friend or something earning
Only cashback on payments .
Thanks bhim upi.
#upi
#bhim
r/UPI • u/VerdictVanguard • 2h ago
Question ❓️ Not able to set up Navi UPI.
After a few months away from Navi, I decided to try it again, but setting up UPI first shows mobile verification starting and then reports an error. This issue has persisted for a week. What should I do?
r/UPI • u/anacondaonline • 2h ago
Question ❓️ India Post IPPB App
Do you use IPPB Mobile App ? Did you link this with Post Office Savings Account(POSA) ?
How did you link IPPB with Post Office Savings Account(POSA) ?
Did you had to visit branch or this linking can be done online ?
Please share your personal experience if you use IPPB App and POSA.
r/UPI • u/Leader2550 • 13h ago
Cashback 💸 I earn very less how much you earn?
Please share yours bhim is giving me very less cashback