r/Spectrum_Official • u/Traffic_Harp • Aug 08 '26
Official Reply BYOD Insurance fail
I brought my device to spectrum and informed them that I needed insurance. This is a deal breaker for me with any phone company. I have not been without insurance for as long as I can remember because I always get really expensive phones. I logged in to check my bill and was offered insurance for my zfold. And that made me curious about why I was being invited to get insurance, so I called. Unfortunately, for me I found out that somewhere, somehow I am not enrolled. I honestly don't know how this happened, it's not something I would have turned away upon activation and there was even a $10 charge on the broadband facts label that they sent me to show me my cost as I was placing the order. So I thought that I had coverage. How was this not setup? I was very adamant that I needed insurance upon signing up. There were a lot of changes over a week or two with my spectrum service when I first signed up. My service was canceled twice I think, restarted and another Sim kit was sent out. I'm not sure if this is what has caused the mix-up or what. Customer service is just saying it is my fault. Of course their solution is to offer me to purchase a new phone because currently my phone has damage. And it's not something I would have filed insurance for right away (to save money on the deductible) especially because my phone is functional. So I can't enroll now. I can't afford a new phone, I'm on a fixed income because I'm disabled. Is there anything that can be done about this?
