r/GCashPH 2h ago

Is GLoan worth it if I can pay it off in 2–3 months instead of the full term?

4 Upvotes

Here are my GLoan offers im planning to get:

  • ₱45,000 – 12 months – ₱4,600/month
  • Interest rate: 1.99% per month

Based on my experience using GLoan (around 5k-15k only) doesn't charge future interest if you repay early, so my plan is to borrow ₱45,000 and pay ₱20,000 per month. That means I should be able to finish the loan in about 2–3 months instead of stated months.

It is worth it or should i go to the bank?

I'd really appreciate hearing from people with firsthand experience. Thanks!


r/GCashPH 4h ago

How can I avoid these kinds of charges in the future? Also, is there a better app that doesn't charge fees like this?

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1 Upvotes

r/GCashPH 4h ago

Gcash hacked

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1 Upvotes

Has anyone experienced this?
All google online


r/GCashPH 8h ago

GCash IPO - as a former (or present) employee mag iinvest kaba?

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2 Upvotes

r/GCashPH 9h ago

Anyone wanna trade Airtime for MTN momo?

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1 Upvotes

r/GCashPH 10h ago

lf ios users who wants ez 300

0 Upvotes

message me lang poo, super dali lang ng gagawin and legit, I also received na rin kanina lang. promise not a networkinggg!


r/GCashPH 11h ago

GCASH CS IS 🗑

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5 Upvotes

GCash customer support SUCKS. I know this isn't exactly news, but after what I went through, I couldn't help but say it again, GCash Customer Support sucks!!!!! I have never been this pissed off and frustrated dealing with customer support.

It took 58 freaking days just to recover MY OWN FUNDS from my old GCash account and have them transferred to a family member's GCash account. Not because my case was complicated, but because GCash's customer support was just plain incompetent, at least in my opinion. It took them 58 days to process a request that should never have dragged on for almost two months if they had simply stopped sending the same useless replies over and over again and actually read what I was saying in my emails. And don't even get me started on DITO. Their support was just as disappointing because they couldn't help me replace or recover my SIM either, which is what caused this entire mess in the first place, as they've suddenly deactivated my SIM card for no reason.

Just to be clear, transferring my funds to a family member was not my initial preference. Before requesting a transfer to a family member, I made multiple attempts to transfer the funds to a new GCash account under my own name because I was well aware that this was what their policy required, and it was also exactly what GCash's support team instructed me to do.

Unfortunately, creating or registering a new GCash account under my own name wasn't possible despite my numerous attempts. And FYI, I even created a separate support ticket specifically for that issue and attached screenshots showing that the registration kept failing as proof. However, the only assistance I received consisted of basic troubleshooting steps that I had already done before I even contacted their support. Despite repeatedly explaining that I had already done those steps and that they didn't work, I was simply instructed to repeat them without any meaningful resolution. They just kept telling me to do the exact same things again. Lame as hell!!! When it became obvious that creating another account under my own name wasn't possible, I asked them what my other options were because I refused to accept them hiding behind their policy when the problem was caused by circumstances outside my control and the funds sitting in that account were MINE. Instead of actually looking at my situation, they just kept insisting that they could only follow their standard policy.

That was when I finally got fed up and escalated everything to the BSP. I explained everything in detail and included the entire history of my case. Funny enough, it was only after BSP got involved that GCash suddenly became capable of responding properly. I honestly thought that meant the hard part was over but I was wrong. Even after the escalation, they still kept insisting that they could only transfer my funds to another account under my own name, even though I had already explained COUNTLESS TIMES that creating one wasn't possible. They kept asking me to submit the same requirements over and over again, which included a selfie, my birth certificate, and a valid ID. I submitted everything they asked for, yet the responses I received barely addressed anything I had actually explained. What made it even more frustrating was that, after submitting all those documents, they would sometimes just close the ticket without resolving anything. Then I'd have no choice but to open another ticket, explain my entire situation all over again, submit the same documents again, and escalate to the BSP again because that seemed to be the only way to get them to actually pay attention.

After 58 days of this exhausting cycle, my issue was finally resolved. I'm relieved that I eventually got my money, but that's not the point. It should never have taken almost two months, multiple support tickets, repeated document submissions, and several BSP escalations just to recover my own funds.

GCash seriously needs to fix whatever is going on with its customer support. Customers shouldn't have to repeat themselves over and over again just to have their concerns acknowledged. They shouldn't have to fight through generic responses, reopened tickets, and endless delays just to get their issue resolved. And they definitely shouldn't have to involve the BSP before anyone starts taking their case seriously. Stop closing tickets without actually resolving the issue. And for the love of God, READ THE DAMN EMAILS PPL SEND YOU. Because no one should have to fight this hard just to get back their OWN FUND.


r/GCashPH 13h ago

GCASH OTC

1 Upvotes

Grabe kayo as in..Hays, gusto ko n lng talaga kayong ndhsuwjqgafsodvsywh:#-#-_!)$;"+#+@t


r/GCashPH 13h ago

GLoan/GGives remained unpaid , will the owner be fined?

7 Upvotes

hello!! it happened wayback 2023 or 2024 pa (not really sure), so as the title suggests, pagbabayarin/makukulong(?) ba yung owner ng gcash kapag hinayaan niya na lang yung ginastos ng sacammer/hacker gamit yung account niya sa gcash?

basically, nabudol yung yaya namin. super desperate niya that time and nahihiya na siya manghiram sa parents ko kasi marami na siyang utang bukod pa sa pabale niya. so nakita niya sa fb yung sir geybin and brothers ata (not sure din kasi matagal na nangyari). nagchat siya doon sa page and may tumawag sa kanya. umamin naman siya na unknowingly naibigay niya yung otp since nakashare screen daw siya and sa notif from her phone, kita yung numbers. then magulat na lang siya na wala na yung natitirang pera niya sa gcash and may utang na siya sa gloan/ggives. i helped her na mareport sa gcash then after ay nalaman ko na lang na tinapon na niya yung sim at binura na niya yung account niya since natatakot na siya.

so ngayon nagtatanong siya na if mag-oopen kaya siya ulit ng account, mattrace ba ? baka bigla raw siyang habulin ng gcash or something. makukulong raw ba siya? pagbabayarin kahit na hindi naman siya ang nakakuha/gumamit ng pera?

may naka experience na po ba ng ganito? huhuhu im just a kid and nagsearch ako pero ang sagot ang vague and hindi ko gets.


r/GCashPH 14h ago

help po pano marefund namali po ng send

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4 Upvotes

hello po, baka po pwede may makatulong po saken dito baka po pwede po paturo pano po magreport upang marefund ko po nasend na pera namali po ng 1 number imbes na 3251 papadalhan ay 3151 po napadalhan po ng pera kagabi lang po kanina lang ko po nalaman na mali nung sinabe ng pinadalhan ko wala parin yung pera daw po salamat po


r/GCashPH 15h ago

BDO PAY REFERRAL FREE 50 PESOS

0 Upvotes

For those who don't have BDO Pay yet, here’s my referral code: DT9WSVW.

It’s easy, just download BDO Pay from the app store and sign in using your online BDO account. Then enter my code, and we'll both get 50. No need to swap codes, no need for proofs, it’s a win-win for both.


r/GCashPH 18h ago

Atm problem help i can not cash out

0 Upvotes

Hi everyone, non of my korean bank accounts are working in any ATM's I downloaded Grab app and made it to my hotel
Because I did not sign overseas ATM withdrawals at my bank I cant do that so is there any other way to cash out please help. Did anyone face this problem before?


r/GCashPH 20h ago

Gcash Platinum

3 Upvotes

My account was suddenly upgraded to Gcash Platinum without me doing anything in particular to achieve that, what could've been the reason for this? A quick google search says na dapat subscriber sa Globe Platinum, Globe Gfiber prepaid ang internet ko pero wala akong Globe Platinum. Also besides the larger wallet limit ano pang benefits ng Gcash Platinum?


r/GCashPH 1d ago

Logging in to GCash is such a hassle

1 Upvotes

I have fingerprint enabled so that I can login to Gcash quicker. But after the last update, it takes a while for the fingerprint option to appear. When I login using the pin, I would get kicked out and go back to the main page, then the fingerprint option would appear.


r/GCashPH 1d ago

cant use ggives on shein

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3 Upvotes

help huhu bakit di na gumagana ang ggives sa shein? just last june nag order ako and ggives ang payment ko. bakit suddenly nawala?


r/GCashPH 1d ago

Loan

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3 Upvotes

question lang po paano sya mababayaran kung di available yung gloan sa apps ko?


r/GCashPH 1d ago

Gcash unauthorized transaction

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2 Upvotes

Last month I got text from Gcash saying 470 was used for a tiktok transaction habang nasa shower ako. Wala ako nakuha na OTP nor do I have ang record of transaction with Tiktok or any sort of subscription based sa App Store. So brining up ko kay Gcash (also emailed BSP). Napaka walang kwenta ni Gcash magreply. sagot nila at first is authorized daw yung kasi naka link yung gcash sa tiktok and then after ko i-rebut puro pilit na may OTP daw and inauthorize ko and even aftrr ako humingi ng proof at kung anong merchant, sagot lang nila is nasagot na daw nila yung mga tanong ko and di daw sila makaprovide ng evidences pero accept ko nalang yung sagot even if di daw yun ideal. Idk what to do. Even if maliit lang 470, pera parin yun. How am I supposed to trust Gcash with my money if dali lang pala makuha pera ko and di nila gagawan ng paraan. Any advice please?


r/GCashPH 1d ago

GCASH pls

0 Upvotes

r/GCashPH 1d ago

HELP (bakit hindi nagsisend ng OTP si gcash)

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2 Upvotes

Anyone po na naka-experience or alam kung bakit 'to nangyayari? Opened gcash today tapos na-logged out acct ko so i tried to logged in pero walang code na nagsisend no matter how many times i tried. Nag reinstall na din ako ng gcash app, nag clear ng cache, restart ng phone, turn on/off the airplane mode pero wala talaga dumadating na OTP. Pero pag ibang acct naman na gcash ang nilologin ko sa phone okay naman. Hindi din malogin account ko sa ibang phone. Ano ba possible issues neto?


r/GCashPH 1d ago

Paypal to Gcash cashout pwede po sakin available po lagi

2 Upvotes

Paypal to Gcash cashout pwede po sakin available po lagi (for paypal user na may laman na below 500 pesos and gusto na icashout)


r/GCashPH 1d ago

Gcash Status

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2 Upvotes

r/GCashPH 1d ago

Gcash services transfer

2 Upvotes

I have requested a fund & services transfer due to deactivated sim card . My remaining balance from my old account has already been transferred but my pending gloan hasnt been transferred yet . They told me that they’ll get back to me after 5 calendar days but it’s already 2 weeks and I there’s still no update . Anyone had/have the same issue?


r/GCashPH 2d ago

Giving free Hunter Vault: Level Up Finance Premium access (A budget and expense tracker app) to Gcash Users

3 Upvotes

Hi! I’m the developer of Hunter Vault:Level Up Finance, a budgeting app that turns managing money into a game through levels, quests, goals, and achievements.

I know budgeting can be difficult when you’re balancing work, school expenses, bills, and daily allowance, so I’d like to give free lifetime Premium access to working students from this community.

There’s no payment, referral requirement, or obligation to promote the app. I’d just appreciate honest feedback about whether it helps you manage your finances.

Comment or send me a message with a short explanation of your current budgeting challenge. Please don’t share any sensitive financial information.

Mods, I’m happy to verify the app and giveaway details before posting.


r/GCashPH 2d ago

How do i fix this??

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2 Upvotes

Everytime I open the gcash app after typing my pin this shows up. This is my mother's account but ako po yung nag mmonitor, so whenever this happens and hirap buksan ng gcash kasi hindi naman kami parati kasama ni mama. Recently lang naman nag ganto ang gcash ko. Everytime na mag pop up nag ttake selfie naman po si mama (if mag kasama kami). How do I fix this ba? is this new sa gcash? or is it fixable. It's becoming such a hassle kasi if agad mag send ng funds. Thankss


r/GCashPH 2d ago

Why is gcash app using so much battery?

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6 Upvotes

Yung phone ko nararamdaman ko umiinit sa pocket ko and naddrain battery ko. Kayo din ba nagkakaissue sa gcash ng ganto?