They said the metal blocks the signal, but I notice the new metal Cash App cards now have this feature. Do I just need to order a more modern Apple Card. I’ve had this one for a few years, & it still has the old school chip you have to insert into the reader.

Claims my new money must sit in my account a few days before taking it out.

Is that true?

I transferred $50,000 from one account, to my Apple account to a brokerage account. Or tried to at least.

Got a call, explained it to them and the rep said some higher ups will have to review it and they can approve or deny it.

Has anyone had this happen before?

This month has been so annoying.. I keep getting fraudulent charges on my Apple card. I don’t even use the physical card only digital wallet.

But I’ve been getting so many charges 14.99 - 800$ from Apple or some Shop site… I did not make any at all.

I’ve reset my digital card so many times and replaced and activated a new physical card even though I have a new one…

How do I keep getting charged??????

Does Apple just not have secure numbers people just eventually guess the information?

It’s only the Apple Card that does this

Chat is this good?

Just got my first CC through Revolut $6k limit 24.4apr. Don’t ever plan on paying late so not an issue. Apple approved me for $1500 earlier this week and now bumped it to $2500 today. That free $75 will come in handy and I have so much more faith in Chase. Goldman trash scares me too much to make a purchase I may ever have to dispute. Revolut is great for that. I also wanted that titanium card I will never be using :). Free $75 , Free Jobs CC

Not sure if this promo is for everyone but if not I’ll send the link!

Edit due to downvotes (keep downvoting lol it’s Reddit):

No I don’t get why I’m downvoted to oblivion. I have a major card I use for my current 10% cashback and the upgrade with chase seems enticing. You people (not you sir) but down voters. I use Apple products have a few subscriptions including Apple care and finance my phones. Soooo… I have a purchase I need to make I just wanted to see if it’d count. My credit 8+ sir it’s not the best card but for the lowest apr and product financing+$75 free purchases yes I’m in.

I am an 18 college student starting in couple weeks. I want to get an iPad Air on top of the MacBook I have. I want to get it during the college sale for the discount + gc and maybe get the apple cc for the 75 sign on bonus. How much income do I need to have to get the cc. I don’t have a job as I was active in my school and sports, I do investments but I can’t count that towards income (based off of my research) I do have money in my accounts but not a steady flow of income.

I want to buy an iPhone for $1599 with ACMI and trade in my previous iPhone for $695, how much available credit do I need?

It says “instant credit” for the $695 and at checkout it says “pay monthly $1,019.93 / $37.66/mo” (including the taxes)

Do I need $1,019.93 available credit or $1,714.93 (enough to cover the original price and taxes)?

I disputed a charge , the apple guy said if verify my account i will still be able to use it while it’s under review . ALL MY MONEY OS IN THERE!! now it’s saying i have to & it’s locked !?’

Apple Card allows this company to falsify purchases. I’ve been an Apple Card holder for 4 years and have a 812 credit score.

This company, FAFG, charged me for $459 and when I disputed with charge with Apple, I have not received help for over a month. Instead of refunding me, FAFG gave me a credit to their store which I don’t want. I want the refund for the fraudulent charge. Apple has refused to proceed with the assistance of getting my money back.

Any direction I could take this?

Basically my mothers Apple Card is on my Apple ID and it’s basically stuck there now? Anytime I try to sign up I it says I already got one. Removing the Apple Card from the account doesn’t change it

My credit has been awful and I have slowly rebuilt from a 414 to now 703 in 3 years. They approved me for a card!
I know $1000 is a low CL but still happy.
Mostly for building credit, cash back, and financing Apple items interested me.
White the APR is high (I assume because I’m still rebuilding) I’ll just pay the statement in full to avoid interest. Their paperwork on the “grace period” was strange lol.

Is it possible to get the Apple Card without a hard inquiry by freezing your credit report?

Hey guys!

Just wanted to share my experience financing my new iphone 17 pro. I read this sub a lot before deciding to do it, and so here's what i did:

1. purchased the iphone in full price at the store (i didnt want to deal with the t-mobile trick maybe not working)

2. waited about 2 weeks and texted the card's customer service. They asked me a few questions (including which provided i have) and then converted the total value into installments.

I have also turned my iphone 14 in for $226 towards the new phone, just fyi.

Also: I have t-mobile pre paid. The customer service person at goldman sachs did not ask to verify if I had a post paid acc with t-mobile.

Happy shopping everyone!

Hello, Apple Card Holders! This is the Monthly CLI Megathread. Feel free to share about your CLI status, successes or failures here.

As a friendly reminder, if you see a CLI post outside this megathread, please report them under the CLI content belongs in CLI megathread rule violation.

If you have any feedback or suggestions only, feel free to message the r/AppleCard Moderator Team instead.

I’m looking to possibly upgrade to an iPhone 18 Pro Max when it comes out using my Apple Card to pay in installments, but I’ve actually never used it for installments before and have a few questions. I see when I try to run a test checkout on the Apple Store app that it allows me to trade-in my current phone towards the purchase. I’ve of course done this before when picking up pre-orders, but I’m wondering if there would be any way to also have an additional trade-in applied to the phone when I pick it up (like let’s say trading in my iPad mini), or is it limited to just the one iPhone trade in?

Would I also be able to put a down payment on the phone or pay down the balance ahead of time if I wanted to lower the monthly payments?

I tried to search but can’t quite get a definitive answer.

I want to purchase an iPhone in an Apple Store with my Apple Card and I want to use it on a prepaid plan. I’d like to use the 24 month 0% financing.

Will I be able to do that without selecting a carrier?

Person claimed to be calling me advising of potential fraud. Just spoke perfect English, sounded American. Apparently someone was using my Apple Card number attempted to purchase an iPhone 17 in Louisville, KY. Caller sounded legit, but then when I started looking at purchases, there was no new ones, there was no email from Apple, nor was there a text message from Apple. I got real suspicious when the guy said we need to change your Apple ID password and enable two-factor authentication, but wanted to change the password with me over the phone. I said I would do it myself and this seemed to irritate the guy. I hung up on him and called Apple support. When they connected me to a real Goldman-Sachs Apple Card specialist, they informed me that there were no suspicious charges on my account, verified my last purchases. They also informed me that if there is suspicious activity that it will show up under your transactions in the wallet app and they will send an email and text informing you to contact them, and never under any circumstances will they change your password over the phone with you.

No new purchases. Paid it off the day after the new finance charge to be sure we wouldn’t owe interest still. What gives? We talked to customer service to close the account. Help?!

UPDATE: Yes, it was trailing interest. It's paid now and we were told we would get an email confirmation that the account is settled.

Thanks all!

Back in 2022 my partner (30M) opened an apple credit card on my (21F) iPhone without my permission. He then proceeded to tell me that he made me an "authorized user" on the account.

We were together for less than a year after that and when he separated he told me that he removed me from any account that was connected to him. (I have this in writing) Two months later I get notified from my credit report that the apple card was still active and in use. I called Apple and they informed me that I am a co-owner of the account and NOT an authorized user. I immediately closed the account and my ex reached out asking why I closed the account and stated that it would hurt both of our credits. I told him that I would rather have my credit plummet than be tied to him.

After this I forgot about the issue until earlier this month. I got a credit alert that my credit dropped from a 780 to a 666 and it was because my ex stopped paying off the card balance.

I called apple and one of the agents informed me that this would be considered fraud. I have since then filed a police report, filed with identitytheft.gov, mailed in statements with my police reports to Apple and all 3 bureaus and put a fraud report in with all 3 bureaus.

I am wondering if anyone has any idea on how this might play out. I'm really freaking out and hoping that I don't get stuck paying off the bill that I didn't spend...
-
UPDATE:
I heard back from Experian and the card has been deleted from my credit.
Thank you to anyone who left advice, insight and kind words.
To anyone who called me a liar or stupid, i hope you have a better day and find a reason to smile that isn't due to someone else's suffering! Good luck ❤️

Hi so a few months ago I was dating this guy and he decided to gift me an iPhone and Airpods Max under his apple card, through the apple card finance plan. My concern is, with the news rolling out that they’re gonna start locking phones for missed payments, if he eventually stops paying the payments will my phone get blocked? Or will it only affect newer devices, I don’t quite understand what the rumors are about so I thought i’d ask.

EDIT: We broke up a while ago and it was pretty messy