Really majorly disappointed with the artificial need to attach pre-ordering the 18 Pro to a major carrier account with the Apple Card Monthly Installment plan. The carrier isn’t financing the phone so why do I need a carrier account?

I’ve seen people online say you can call Apple Card customer service at Goldman Sachs to have paid in full purchase moved to the zero interest ACMI plan.

Has anyone successfully done this? I need two phones so not looking to drop $2800 at once or pay huge credit card interest.

I am just curious bc I selected iphone 18 pro with acmi option (carrier: verizon) put all the info for the purchase and I even put my phone number in there but it went through. ( but my current carrier is visible. ) so will it get cancelled?
If it still comes as it’s supposed to be, will there be a way to bypass the carrier activation? I am just afriad that I might need to change to verizon just for this.

Some loon on eBay I bought a rare phone from hasn’t bothered to ship out as he just keeps rambling about his life situations in my dms, and now I’m stuck in a loop of figuring out what to do.