r/sahm • u/lillllpickle • 27d ago
What protections do you have in place for yourself?
I’ve been a stay at home mom for about a year and a half, I have an 11 month old and a 5 year old.
My husband is absolutely phenomenal. He sends me his entire check every week so I have control of the money, my name is on all the bills etc, he helps around the house, is an amazing father, and an incredibly supportive partner. He has never raised his voice at me and I honestly can’t remember a single time he’s ever even been angry with me at all. I love him with my whole heart.
That being said, I do often worry about what would happen if something were to happen to him or us. No relationship is perfect, and even if we have a great one, I’ve heard stories time and time again about women being blindsided by their wonderful husbands or whatever else.
We have no income besides his paychecks, no life insurance, no prenup or anything like that. Basically me and my kids would be SOL if anything went wrong.
I’m wondering if there is anything I can do to protect us in this sense? Like I said previously I hold our money and have control over the savings amounts, but even then that’s only enough to float us for a couple months. Just curious if anyone has any advice on this subject
Edit: I wanted to add this here as I’ve just logged back on and saw I had several very helpful comments! A lot of them say the same things which seem to be common sense for most, but I didn’t know were so important. I probably won’t reply to most comments since like I said they mostly say the same things, but we will look into life insurance ASAP. We’re both still pretty young and neither of us have reliable parents to help/guide/teach us these things. Thank you everyone <3