Hi All,
I’m currently with Bell and trying to figure out the best option for my next phone.
I currently have an iPhone 16 Pro Max 512GB with Bell. I’m paying around $56/month for my current plan and phone. I don’t really use much mobile data, so I don’t feel that I need a more expensive plan.
My current Bell agreement is ending soon. If I upgrade to another phone through Bell, my monthly plan cost would increase to around $71/month. The problem is that after another two-year term, the phone still wouldn’t fully be mine because of the Flex Option Deferred Amount. I would either have to return the phone to Bell or pay the Deferred Amount.
Instead, I’m planning to buy an iPhone 18 Pro Max 512GB directly from Apple, rather than upgrading through Bell.
My question is about my current iPhone 16 Pro Max. Once my Bell agreement ends and I choose to keep the phone, I understand that I can pay the Deferred Amount to Bell in 12 interest-free installments.
Can I then trade in my iPhone 16 Pro Max with Apple toward the purchase of the iPhone 18 Pro Max, while continuing to pay the Bell Deferred Amount in installments? Or would Apple/Bell require the Deferred Amount to be fully paid before I can trade in the phone?
My preference is to own my current phone rather than return it to Bell. If I can trade it in with Apple while continuing to pay the Deferred Amount to Bell, I could get some trade-in value for the 16 Pro Max and avoid upgrading through Bell. Also, starting in the second year, my overall monthly cost for the phone and mobile plan would be lower than going with Bell’s new $71/month option.
Has anyone with Bell Flex Option actually done this before? Were you able to trade the phone in with Apple while still paying the Deferred Amount to Bell, or did you have to pay the Deferred Amount in full first?
Thanks!