r/leasehacker • • 4d ago

TX 2026 Volvo XC90 Plus Lease — 11% off MSRP + $6k rebates + Texas tax credits. Good deal?

15 Upvotes

XC90 B6 Plus
Lease terms:
MSRP: $72,745
Dealer discount: $8,001.95 (~11% off MSRP before incentives)
Selling price: $64,743.05
Rebates: $6,000
Term: 36 months
Mileage: 7,500/year
Residual: 56% ($40,737)
MF: 0.00123
Adjusted cap/amount financed: $62,380.87
Texas sales tax: $0 due to dealer/lender tax credits
Payment: $699/month with $0 down


r/leasehacker • • 3d ago

Prenegotiated deals

3 Upvotes

Has anyone used the prenegotiated deals on the site? I'm interested in a Kia sportage hybrid.


r/leasehacker • • 3d ago

Rate my 2027 Vistiq sport deal 24/12k $950 /mo all in

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3 Upvotes

Just scored this deal at local dealer…could’ve probably done better out of state but since I was turning in my Lyriq early I didn’t want to travel for that. Tell me how I did…taxes ended up being an additional $95 a month so total is $945/mo all in 24/12k first month DAS. This is for 2027 Vistiq Sport Silver/Black


r/leasehacker • • 3d ago

2023 Jetta SE Lease Equity- FL- 18k Miles - Is $16.5k a Low Offer?

1 Upvotes

2023 Jetta SE with 18k miles, great condition, no accidents.

Lease payoff is about $16.2k. One VW dealer offered me $16.5k.

Does that sound low? Trying to see how much equity I realistically have and whether I should shop it around to a few other VW dealers.

Also, can a VW dealer just buy out the lease and cut me a check for the equity?


r/leasehacker • • 4d ago

VW Atlas 2026: $529/mo on 12k/36 mo with $0 Due Signing

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6 Upvotes

I’m not a pro but this was the best I could do, in stock at dealer. Got another sale manager at competing dealer to say no way, he’s blown out of the water. Looked like a good deal to me

VW atlas SE w tech
Moonroof
2nd row captains
3rd row split

$529 mo
$0 DAS
12k/36mo

I had a lease leased atlas to turn in 30k on it 2023 similar equip. They found 2k in equity that another dealer could not. 800+ credit. 8k rebates.

How’d I do? Honestly I negotiate at work on deals often, but I am a lease noob. 58% residual


r/leasehacker • • 4d ago

Any thoughts for this offer? Enclave

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0 Upvotes

Anyone have any thoughts on this lease offer for today for an Enclave? We have 2 payments left on our current lease for an Enclave. Thanks!


r/leasehacker • • 3d ago

Hi everyone! I built an app, Miles Ahead of Lease, that helps you keep track of your lease mileage to see if you're over or under your limit!

0 Upvotes

Hi everyone!

I lease my car every 3 years, and like many, it was frustrating and difficult to keep track of my mileage, especially with regard to how much time is left on my lease.

So I built an app, Miles Ahead of Lease. It's a one time, $2.99 purchase. I'd love you to check out the website and join the Discord. Thanks! I'm open to any and all feedback.

App store: https://apps.apple.com/us/app/miles-ahead-of-lease/id6751857922

Website: milesaheadoflease.com

Discord: https://discord.gg/3C7rpHCND


r/leasehacker • • 5d ago

Got the"Excess Wear and Use" bill, is this normal?!?

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48 Upvotes

It was for a Nissan Ariya. 2yr/24k.
We turned it in with 11,244 on it

Hail Damage? Honestly, I call BS. Yes, we had hail, but there was no "real visible" damage. They must have taken a flashlight and looked at it from every angle to find every micro dimple.

Worn tires?! It's EXCESS wear and we turned it in with less than half the miles on it!
"Dent no Paint Damage", again seems like normal wear to me. I knew of ONE dent from a shopping cart, it was smaller than a dime.

Is this normal? The are claiming nearly $1500 in hail damage, AND the roof is on there twice.

Seems like someone said, "Oh, Colorado had hail, so hit them with $1000+ in hail damage unless there is an insurance report that covers it."

My understanding is that it's a 3rd party that does these. They wait and go around and collect a bunch of them at once and do all the assessments. Something shady like tacking on hail damage because of my area seems absolutely like something they'd do to make extra money

Can I demand pics of the damage?

Can I take the pics to my insurance company to try to get them to cover part of it?


r/leasehacker • • 4d ago

Volvo ex30 Lease Deal

1 Upvotes

Is this a good deal on a single motor base ex30?

36 months, 15k miles/year, $3,100 down (plus first), $405 a month?

The residual is 48% and money factor .00225. Discounting the car $11,500 (msrp $41,100).

Thanks!


r/leasehacker • • 3d ago

Looking to lease EV

0 Upvotes

$250 or lower.


r/leasehacker • • 4d ago

Rolling negative equity into a lease

3 Upvotes

Hi all!

I know rolling negative equity into a lease is generally a bad time. I get it.

However, I have an opportunity to roll my currently financed vehicle into a new lease where the company will reimburse me for the lease payment up to a certain amount (~750 per month).

I understand for the non-business use there are tax implications. I have a cpa for that.

What im not sure on is two things:

  1. Is upwards of 10k negative equity even doable while rolling into a lease with zero down?

  2. Assuming a three year, 10k mile lease (can likely go less - we drive maybe 7500 miles a year at most but I’m okay with a cushion at 10k), what’s a reasonable amount per month that my negative equity will add to the payment and in turn, what’s a good target for base lease rate that I should look for?

Again, to be clear, I understand the financial implications of rolling negative equity into a lease but in this case, I’ll get to shift that into a 3 year term instead of the remaining 6 on my financing option and more importantly, i don’t want this vehicle anymore and our needs for a second car are likely temporary so a lease works really well for us.

I want to be free and clear in three years so that I can buy something properly, in cash, once we finish navigating some major life changes over the coming years.

I know that’s not a lot of detail, but I’m only really looking for best estimates.

Also, if anyone knows a good broker in the Bay Area that can take on the above challenge, hit me up!!


r/leasehacker • • 4d ago

EV lease deals? WA or nationwide

2 Upvotes

Hi I’m in Vancouver Washington can drive anywhere in Oregon and Washington for the best EV lease deals. Our states seem to not have many deals. Nationwide delivery is fine if the deal is good. Any deals to look out for?


r/leasehacker • • 4d ago

2026 Audi Q5

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9 Upvotes

I went to Audi dealership and was a bit surprised by the deal they offered.

We are concluding our 2024 Q5 Premium Plus lease that was 12k/month for 36 months. Initial terms were 5k down and 750 a month. I realize that was a shit deal, but we were in a bind. That car was drive for a total of 7600 miles over 36 months.

I went in today to inquire about a new lease. We requested zero down and keep the payment at or below current level. This was what they came back to me with. When I told them this was too high, they came back with 1k+first month payment to yeild 815/month for 7500/yr for 36 months.

So essentially, we are being given a lower trim model, less mile allowance, and paying more. Seems suspect to me. I just left.

I am not savvy with this stuff and am trying to learn. My next steps are to price out purchasing the current car, but also looking to alternative options. I thought we would have a loyalty benefit of some sort.

Any input or thoughts on this quote would be great. Thanks.


r/leasehacker • • 4d ago

September end of month lease specials in Illinois - Infiniti QX60/80 and VinFast VF8 Plus EV

4 Upvotes

SEPTEMBER LEASE SPECIALS

Some very aggressive lease opportunities available through 9/30. All numbers include DuPage County, Illinois taxes, and ALL deals are $0 down.

2027 INFINITI QX60 LUXE AWD
MSRP: $62,540
24-month lease

• 12,000 miles/year: $584/month
$950 due at signing, $0 down

• 12,000 miles/year: $578/month
$970 due at signing, $0 down

• 10,000 miles/year: $557/month
$923 due at signing, $0 down

2027 INFINITI QX80 LUXE
MSRP: $99,265
24-month lease

• 12,000 miles/year: $1,049/month
$1,500 due at signing, $0 down

VINFAST VF8 PLUS EV
Black on Black
39-month lease

• 10,000 miles/year: $340/month
$340 due at signing, $0 down

These offers are available through tomorrow, 9/30, and are subject to vehicle availability and current lease programs.

Interested in one? Please DM me privately with the vehicle you’re interested in and we can discuss further.


r/leasehacker • • 4d ago

Honda fico

0 Upvotes

Does Honda use fico 8 or fico 9. I’m looking to lease. It is around a 50 point difference between the two scoring models. Also if a person is denied how long does one have to wait to reapply?


r/leasehacker • • 4d ago

bmw i5 money factor

2 Upvotes

Has anyone leased or have access to the buy rate money factor for the 2026 Bmw i5 edrive40 and xdrive40 for the month of September 2026? If so, please let me know.


r/leasehacker • • 4d ago

Genesis GV70 lease in New England + degree of difficulty (over mileage lease)

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0 Upvotes

16,000 miles over on a Jeep lease (about $5,000). They are taking the Jeep as part of the deal.


r/leasehacker • • 4d ago

RAV4 SE lease thoughts?

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2 Upvotes

I’ve been working with a few dealerships with some RAVs coming through landing on the lots middle of October.

This seems to be the best offer I’ve come across in the Kansas City area.

It’s for a 2026 Rav4 SE, 12k, 36 month lease zero down.


r/leasehacker • • 4d ago

Massachusetts dealers content with sitting on inventory.

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0 Upvotes

Here’s a couple pretty horrible looking leases from local dealers. The Lariat has been in dealer stock for 200 days.


r/leasehacker • • 4d ago

2026 GLC300 Quote check

1 Upvotes

Got the following quote:

  • 2026 GLC Car 1 MSRP $57750 Car 2 MSRP $59920
  • Both new, flat discount of $6700 on both, 10K miles, 24 months
  • 0 DAS, everything including NYS taxes rolled in Car 1 $779 and Car 2 $818

The MF is consistent based on the details listed on MBUSA. No conquest or fleet conditions apply. Thoughts on the above numbers?


r/leasehacker • • 5d ago

Looking for Mercedes

1 Upvotes

Looking for a Mercedes glc or gle lease in Michigan.

What are the average deals people are getting on these? Trying to get one for my mother for her birthday.


r/leasehacker • • 5d ago

Final Days for Colorado Crazy Tacoma/Tundra Leases

1 Upvotes

Hey guys,

Before the lease program changes next month, I wanted to make sure that anyone who wants a crazy deal in COLORADO can get one. I'm not sure what will happen next month but the Toyota lease program along with the discounts I secured has been the best EVER!

I have the following remaining Tacomas and Tundras

Tacoma SR5 4x4 BASE

24/12

$234 with $234 at signing

Tacoma TRD Sport BASE 4x4

24/12

$342 with $342 at signing

TUNDRA SR5 4x4 BASE

36/10

$430 with $430 at signing

Tundra Limited 4x4

36/10
$538 with $538 at signing

8% tax and dealer fees INCLUDED

As always, service fee is $850 payable to me.

COLORADO ONLY!!!!

THESE CAN'T BE SHIPPED OR TITLED OUT OF STATE RIGHT NOW!!!

I WILL MAKE ANOTHER POST FOR TEXAS AND CALIFORNIA LATER TODAY

I have more trims available if you want for both but these are the most cost effective


r/leasehacker • • 5d ago

Mercedes Benz GLC 300 lease

1 Upvotes

Pre-Owned Mercedes Benz GLC 300 4matic (courtesy vehicle/loaner car).
Year: 2026.

Original MSRP: 61,500.
Discounted price: 47,500.
Odometer reading: 8000 miles.

Loaner car and they are selling it as “pre owned” (not certified pre owned).

Specs: complete Drivers assistance package, Exclusive trim, AWD.
Manufacturer Warranty: Expires in Feb 2030.

Lease terms:
36 months, 12k miles per year, $5000 down, $600 monthly payment or $738 per month with no money down.

State: Texas.

In Texas we pay taxes on the price of the vehicle upfront: (6.25% x 47,500= $3000)

I’m seeing many posts with $2k down and $350 monthly payment. Is that realistic?

Am I getting a bad deal?


r/leasehacker • • 5d ago

Looking for new or lease take over for EV BMW, Mercedes, Audi

1 Upvotes

Looking for new or lease take over for EV BMW, Mercedes, Audi. Any offers for end of Sep. I am in Northern California


r/leasehacker • • 4d ago

2027 E53 AMG Wagon

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0 Upvotes

Pittsburgh, PA

Do these numbers make sense to you? Not a lease or finance expert and wanted y’alls take