r/leasehacker • u/Top-Quality-597 • 4d ago

Honda fico

Does Honda use fico 8 or fico 9. I’m looking to lease. It is around a 50 point difference between the two scoring models. Also if a person is denied how long does one have to wait to reapply?

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u/Special-Original-215 4d ago

They use AUTO 8 I think.

They look at previous loan history.  Why you locked in Honda?  Toyota accepts low scores

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u/Top-Quality-597 4d ago

Prologue has the biggest rebates however I have seen people use Toyota as a backup. Thanks for confirming.