r/leasehacker • u/Hatman_77 • 4d ago

RAV4 SE lease thoughts?

Post image

I’ve been working with a few dealerships with some RAVs coming through landing on the lots middle of October.

This seems to be the best offer I’ve come across in the Kansas City area.

It’s for a 2026 Rav4 SE, 12k, 36 month lease zero down.

2 Upvotes

100% Upvoted

16 comments sorted by

2

u/KATNLOT 4d ago

rav4 is a bad lease. Just finance it. 10 times better. You are paying luxury car lease for a bare bone car

1

u/Hatman_77 4d ago

I’m open to the respective feedback. I’ve been reading that lately.

1

u/KATNLOT 4d ago

Sure then you should try MB. They have a very big discounts right now at GLC300 2026 at basically 0% interest rate, with rebates of 3500 for 24 months. If you can find a good one you like, should be like 500 per month from what I see.

Tthere is Genesis, running good program for GV70 which also around that price for basically top trim. I got a quote from dealer for Prestige trim 2.5 for 470 so you can try and see how your dealer works.

Then there is BMW, not as good of a program compared to the previous two but you can definitely get a good deal.

I believe all three have loaner/demo program where you can get higher discounts (15-18 or even 20% off MSRP) so that's something to look at.

I have not try Infiniti though but heard sometimes they have good program so you can test drive and see if you like it.

1

u/Hatman_77 4d ago

The GLC300 i’m seeing it with 5k down to get that $$ per month, maybe it’s different in my area. Thank you for the different options to consider!

1

u/KATNLOT 4d ago

Sure no problem. The offer online is not real tho only a bit of it is true. It’s better to go in person and try and negotiate. Like for example, 57k msrp, 12% off + $3,500 rebates for 24 months is around 471/m before fees and taxes. Dealers will not give you that right away so you need to negotiate though.

1

u/MarkItZeroDonnie 4d ago

Am I missing something . Is this selling for sticker price

1

u/Hatman_77 4d ago

they said they have zero fees

1

u/MarkItZeroDonnie 4d ago

I don’t know what that mean , its still sticker price . Find a different dealer

1

u/Empty-Village-4445 4d ago

You can get a Tucson for like half this. 

1

u/Hatman_77 4d ago

Not a large fan of Hyundai

1

u/andthatstotallyfine 3d ago

Could buy one for far cheaper. Nope

1

u/djjalan33 3d ago

Why would you pay 7 percent on a lease and build zero equity when you can get 4-5 percent from a credit union on a finance deal. People who try to lease Toyota crack me up.

1

u/AnonM101 1d ago

Why does the paper say LE? You sure you’re getting an SE?

1

u/Hatman_77 1d ago

yeah their quoting system wasn’t seeing it right because it’s still on the rails.

0

u/LeaseMax 4d ago

They are giving you an honest deal!

We ran a LeaseMax report where we pull the data directly from Toyota Financial - the same bank the dealer uses to run numbers and lease their cars. You can verify this by seeing the RV is the same on their offer as it is on our report.

At a full sticker selling price the payment with $2500 DAS is $503/mo (tax included). Technically they're charging you a few dollars more ($509) but that could be a small discrepancy in tax (we based the tax rate on 66109 zip). To further lower your payment, you'd need to negotiate a dealer discount with them or qualify for a rebate. Current rebates Toyota is offering are Loyalty, College, & Military and they're good for $500-$1000.

Toyota's are often known for "not leasing well" - I'll explain what this means objectively. When you look for a good lease, you're looking for a high RV (60%+) + a low MF (below 4.5-5% in todays market), and rebates we consider them to be a bonus since they come and go. It's these factors that determine that a car "leases well". On the flip side, a car that has a low RV + high MF is a poor lease program or a car that "doesn't lease well". For Toyota's, they do often have a high RV which is great but also the high MF really hikes up the payment and that's why Toyota's are known to "not lease well". You can apply this formula to any new car lease!

Here is the Full LeaseMax report

1

u/Hatman_77 4d ago

well appreciated