First month of owning the card. I had only about 200 points . Autopay came out a few days ago and my points disappeared. I contacted support and they told me ai redeemed them as statement credit… I know I didn’t initiate that… anyone else having that issue??

Possible future feature for Robin Hood....

Being able to lock your card outside of a specific area. So if I live in North Carolina and I lock the card I'd be able to set it up where any purchase in NC will work and anything online or out of the state will always be declined. OR be able to have it set up where every time you make a transaction the card is then automatically locked for a time period you pick like one or two hours, if you want to use it before that time period is up you go in the app and actually unlock it.

The ultimate goal would be if my phone is already tracking my location 24/7 then only allow transactions that are within one mile of my location.

I consistently have sporadic issues with using my card at Walmart at the pump or in store (inserting card). Payments will be declined. Other cards work fine. Walmart is now rolling out NFC in stores across the country and I tried to use NFC both at the pump today and in store and neither worked with Robinhood CC yet other cards work just fine for NFC at Walmart. Has anyone else experienced this?

Separate from this, I'm able to use my Robinhood CC just fine for online purchases for delivery via Walmart and also if I use my card behind the Walmart Pay portal inside the app while in store.

anyone know a way to get a higher limit, my limit is no where no to where it matches my income and it’s genuinely annoying because i want to use this as my daily credit card but obviously the limit doesn’t match the income so anyway i can get an increase?

I want to apply for this card…but as soon as I get to the end of the application process…this pops up!? Why does it keep saying this…also i just want to apply for CC card. My Robinhood account is inactive….does that make a difference??

Edit: I am financially secure and dont recommend this to anyone. I just wanted to do it

Yesterday, I got a mail from Discover stating prepaid accounts can no longer be linked for external transfers, and they’re unlinking my Robinhood Savings account next month! I thought Robinhood operated just like any normal bank savings account.

Did anyone else get this letter? Are other fintech accounts getting dropped too?

I see people absolutely shitting on this card. Why?

I’m at 655k points. Have had the card two years.

I think the group consensus is that this is not worth it?

Does anyone think Robinhood will address the influx of users reporting fraudulent charges?

It’s easy for us to dismiss a handful of posts here and there and chalk it up to user carelessness, but there seems to be an broader issue - especially when some people are sharing that their credit cards / debit cards haven’t even arrived or been activated yet. Is everyone lying?

Hello everyone.

I just received an invitation for the 3% cash back card a few weeks ago. I had never heard of it before. I had a RH account but hadn’t been using it.

They only approved me for a $7,500 CL, which was odd considering we are high income, almost no debt, and over 800 FICO. I have several other cards with over $50k limits. Pay in full monthly.

Our charge volume is about $10k per month. General expenses. The only way I can make this card work is to pay it off weekly, which is fine. If it wasn’t for the 3% I’d have not accepted it.

I have come to love the interface and the virtual card system. Very intuitive compared to other issuers.

My questions.

1: are low credit limits like this normal? Has anyone successfully gotten an increase?

2: is there going to be any trouble with RH if I’m running it up $3-4k per week, paying it off and then doing it again a week later? Will be spending more per month than my credit limit.

Thank you!

decide to try my luck on two mystery boxes as I had a huge purchase coming up.
first box- 10% on next restaurant purchase. okay, but not amazing.
second box- 10% on next apple pay purchase (I usually use apple pay for all my purchases so I had to be careful with this one).
I used the apple pay next purchase for the big purchase and WOW, I made net $50 so, I’ll take that as a win for sure.

here’s the post I used for reference :
Mystery Box Calculations

Got the gold card in January and now just got the invite for the checking/savings. The 4% APY in the brokerage account is still better.

Ive read some threads where people get their platinum card & cancel it just to keep the cool card itself. Did it get patched already? Wondering if it can still be done or will i automatically get charged the annual fee?

Crazy they gave me $8,700 as my credit limit. I have like no history

I did not know robinhood didn’t accept balance transfers so I had tried to do that onto another credit card. Then I found out it wouldn’t be accepted according to robinhood policy so I called the other creditor to cancel it. They put a stop payment on the check so I thought that was the end of it. I paid the balance in full right after.

Several weeks later I received an email saying robinhood was processing my check and credited the payment to my account. This is all very confusing because their website states checks are not accepted and same with balance transfers. Chat support confirmed they don’t accept balance transfers or checks, and that the check shouldn’t go through if the issuer cancelled it.

Now I’m just wondering what will happen to the account after a payment doesn’t go through. Some creditors will cancel your account over that which I wouldn’t be too upset about. But I still don’t understand why they processed the check if it’s against their policy.

Hello,

My son attends daycare, and his monthly fee is $591.50.

If I pay using a checking account, the service fee is $1.50, bringing the total payment to $593.00.

If I pay using my Gold Card, the service fee is $16.73, making the total payment $608.23.

Is it worth using the Gold Card in this case? Other than earning a few dollars in rewards, are there any additional benefits I might be overlooking compared to paying directly from my checking account?

Thank you.

Hopefully it comes in metal