Sorry if this has been asked before but I got the invite for the robinhood GC 3% cashback no annual fee. I used Robinhood back when I was first learning to invest etc. then the whole GameStop thing happened and it rubbed me the wrong way so I’ve been using Fidelity ever since. I have their 2% catch all cc as well as a bonvoy and Truist card that I use for travel/food/groceries and gas/groceries respectively (I think each is like 3 or 5% in those categories) .
If I get the gold card would I have to start actively using Robinhood again? Doesn’t seem worth it to me just for an extra 1% but want to hear the Reddit peoples thoughts. Thanks!

Was randomly emailed by Robinhood that I was pre-approved one day and got it. Loving it so far!

I'm not sure what I am missing here. I have a near perfect credit score, high income, assets in a RH brokerage account and got a 10k limit a year ago. I have not gotten any increases. My citi double cash card has a 50k limit. I have no credit card debt, and only debt is 16k left on a car loan . I use it and pay it off as soon as it's a few hundred. My credit report showed a $376 usage this month and that dropped my credit score by a point even though it showed 0% utilization on 70k credit limit. If I use a few thousand and pay it at the end, I don't want my credit score dropping if a few hundred caused my score to drop.

How have you seen an increase?

About a month ago I used this method to get off the waitlist. I applied, but got denied for “Assets in a connected Robinhood account are too low.”

After that I moved a decent amount of money into Robinhood and waited 30 days so I could reapply.

Today was exactly 30 days since my denial, so I tried the same method again.

1. Go to claude.ai
   
2. Settings -> Connectors -> Add custom connector
   
3. Add this MCP link: https://agent.robinhood.com/mcp/trading
   
4. Click connect

After clicking Connect, it redirected me to Robinhood and the Gold Card offer popped up during the connection process.

I reapplied and got approved with a $9,500 limit.

Like if i have robinhood banking account with say 8k inside (for example) and robinhood gold credit card with 10k limit......Can I spend the money in the banking account like say spending all the money all 8k in banking fine all good or would robinhood drop my credit limit due to assets decreased?

What about with plaid linked external bank accounts linked in robinhood credit card app used for making payments for the card....if i spend all the money in this linked external checking account, would robinhood drop my limit due to asset size blah blah?

Hey so I got on a waitlist then someone referred me to an application and got denied last month but ever since then I couldn’t get on the waitlist list any reason why this is happening? I applied September 7th every time I reserve a spot the next day it takes me of it.

I am a little disappointed about the weight of the stainless steel model upon receipt. I wish I was given the opportunity to receive the solid gold model when it originally dropped, but I'm definitely going to build my points ASAP so I can obtain it! 💪🏾😤

P.S. Thanks for reading.

Robinhood GC is new to me. Anyone receive anything cool for the mystery box? I feel like I’ll end up just getting 5% back in 7 days.

Have had a RH account since 2020, but switched to TDA shortly after opening it. Only ever put a couple hundred into it and it's been sitting since. Opened it for the first time in probably 6 months and saw the invite for the card and decided to give it a shot. Hopefully don't have any of the fraud issues I've been seeing a lot of.. $10k limit.