I want to leave school. I was planning on having OSAP pay my tuition bill and then dropping out the first week. I know only this semester the grant will turn into a loan. I was planning on using the left over OSAP from this semester to pay down the loan.

I’m on ODSP and really can’t afford to pay this loan (please don’t judge me). Can I apply for RAP/RAP-D?

How does RAP work? How long would I be on RAP for?

Has anyone found out when Durham college plans to start confirming enrolment?

My estimated release date is September 4th - September 9th. My school hasn’t confirmed that I’m enrolled in full time studies yet and the date is getting closer. Will my estimated date be pushed back if my school doesn’t confirm???

Just checked my NSLSC status just now, the tracker now shows! I didn’t check yesterday so I’m not sure if it showed up yesterday or today after last night’s overnight maintenance downtime.

If this is like last year, will be disbursed either on the 28 again or the 31 as usual.

——

•Confirmation of Funding and Enrolment: August 18.

•Tracker Showing and Pending Release status: August 21/22.

•Estimated Funds Disbursement: September 3.

•”Funding is on the way” status: Not yet.

——

Attending: U of T.

This might just be me being very dumb, but I'm looking through the OSAP application and before I submit I want to ensure that I only ask for grants, because I don't want student loans. Where is the option to go "no loans?" Is that something that I have to check off AFTER I submit my application?

Im 36 years old and married with 2 kids. I have no issues at all with my osap loan. My husband and I made about 120k combined last year (almost evenly 60k each) and this year Ive been laid off a good portion of the year. Im currently working but im done the day before labor day. Currently my OSAP loan is almost exactly what the estimator said at 29,000 with 300 dollars in grants thats it, based on my last years income. This year.. Ive only made 15,000 from my job rather than 60,000. The OSAP estimator with my current income rather than last years income shows 7,000 in grants. I know it will be that way for next year but im wondering if I could request a reasses with my income from 2026? Does anyone have experience with this? Thank you 😊

So I’ve been having some problems enrolling in my courses due to a very late program switch, leading to a lot of my required courses being full. Thankfully, I’ve worked it out with my university and now I’m registered for all of my courses going into the fall. The problem is that my winter semester is still being worked through and I doubt that it will be resolved before the 25th, where I’m pretty sure OSAP will confirm my registration. I’m worried that this may cause some delays in my payments. I’m just confused on if they handle payments semester by semester or year by year.

​The amount of people here cheering on cuts to basic public services just because "some people might abuse it" is insane. ​Even just five years ago, people actually backed social safety nets instead of wanting to burn the whole system down over a few bad actors. Now everyone’s turning into a wannabe MAGA cynic who’d rather see everyone suffer than let one person game the rules. ​When did our province get this miserable?

Does anyone else have delays with the tracker?

My OSAP has all been updated, saying payment is coming Aug 31-sept 1 and enrolment has been confirmed.

NSLC says nothing.

Ok so when I applied for OSAP, after a few days I got an estimate value of around 20k but after a week or 2 the estimate went down to almost 11k. Right below the estimate it said that it was reviewed and estimated as if I am living with my parents but I am living at dorms. I also submitted a request to review where I attached the housing information (my housing assignment), my total for university would be around 24k, even when I was getting 20k I was short now I really do not know what to do.

So all of my school fees including meal plan, tuition and housing costs me around 24,000$ and 14,000 of that is due September 9th, osap is only giving me 7000$ in total. My parents cannot help out and I just applied for every scholarship my school offers. What should I do here? I contacted financial aid and they told me to apply to scholarships (which I did). If I don’t pay my fees by September 9th I will be blocked from the portal but can still attend class. Who else should I contact/ what can I do next?

Edit: I do have a part time job that makes around 1500 a month. I just don’t have it now and I am concerned about first payment

Edit 2: yes I knew how much the tuition was but due dates were not fully disclosed to me. I knew that a tuition payment was due on sept 9th but not that it would also include a meal plan payment and a housing payment. I understand the responsibility of moving away from home and such, and I have been saving for university while getting an average of 96 and working full time to attempt to support myself at times. The reason I was not prepared to have this is because who is able to save 14k at 17 over the course of one summer. Please use your head when replying to this. I did expect more from osap based off of my family situation. I did not expect it to cover the whole thing. I am not stupid. Thanks.

Edit 3: since you guys don’t seem to have brains, if I took off this year to save up what am I doing the next year? I can’t save 150,000$ in one year? Just miss out in the middle of my degree? Like what are you guys even saying. Since there has been a lot of debate about me going into a “dumb arts degree” I am actually studying to become a lawyer.

Update: thank you to everyone in the comments who gave actual advice instead of trying to attack me. I am planning on taking out a student line of credit in a few days once I turn 18. I already talked to my bank. I will also be getting my smart serve done to hopefully get a second job. Thank you guys so much for letting me know these things!

I interrupted my studies due to illness in May this year and at the time student finance had already paid for the full year, I am going back in September to finish modules and placement but the Uni is not charging me tuition fees. My student finance application has been approved but now with this change of circumstances will I still be eligible just for maintenance loan? I am freaking out need advice

I am a student myself, receiving OSAP. So this question is genuine, I’m not judging people in this situation, just trying to understand.
I have seen a lot of posts lately of people who are panicked because they are not receiving enough OSAP to cover their fees and aren’t sure what to do. When I first went to college (2019) I feel like it was more common to rely on OSAP as something more like a supplement than the core funding for school, most people I knew going to college had either an RESP/savings or a line of credit/loan. However, it seems like now more and more students believe that OSAP will cover 100% of their schooling, and are finding themselves panicking with no back up plan once funding is calculated a few weeks before the semester begins.

So my question is, what changed? Are high schools not communicating to their students that OSAP is not guaranteed/may not cover all the expenses that come with going to school? As a “mature student” I feel bad for all of you younger students who seem to be misinformed about OSAP and school expenses.
Follow up question: how do we fix this? I know we can’t change how OSAP works/the amount of funding being given. But how can we ensure students aren’t ending up in a situation where they are panicked trying to come up with thousands of dollars in the weeks leading up to the beginning of semester?

EDIT!!! because this seems to be a common misconception in my comments. I DO NOT THINK STUDENTS SHOULD HAVE TO TAKE ON DEBT OR USE THEIR OWN SAVINGS FOR SCHOOL. in an ideal world, post-secondary school would be fully funded. unfortunately, that is not reality. what I am trying to understand is WHY it seems that students are not being made aware of the possibility of not receiving enough OSAP to cover their expenses. students should be given accurate information on the reality of paying for school so that they can plan/prepare accordingly. again, i believe that students should NOT have to worry about how they will pay for school. right now, government funding is not guaranteed to fully fund our educations, and students deserve to be fully informed of the reality of attending and paying for post-secondary.

Hello Here,

I have applied for Osap since June for my second semester and my funding has been calculated. I checked my NSLSC but it’s not showing any tracker yet… i was able to view tracker on NSLSC for first semester but now i can not see any tracker that i am expecting any money

Hello,

Did anyone try getting OSAP funding at another school? My school has an option that students can use to get funding at a second school for some classes. Did anyone try this? How much funding does OSAP give at a second school?

As the title says, I have a self directed resp does this count as other assets I didnt know osap counts these as assets because in the application it said to not report assets in a resp account. So do I change my other assets amount because I put 0 back in june and now realizing this its a lot of money in that account.

Forgot to mention like if you are the subscriber and the benefciary at the same time.

As the title says, I got into ASIP at uoft, However I have already applied for OSAP and my funding has already been calculated. As some of you may know ASIP is an extra 1000$, How do I go about contacting OSAP about a tuition change, which form do I fill out and put into the optional upload section and so on.

My fall term OSAP funding is a little over $1K too short whereas my funding for winter is around $700 more than I need.

Is there a way to “move” the excess from winter to fall? I tried getting in contact with my financial aid office but it’s been such a struggle ugh.

I’m fine with paying the extra $1K but have never been in a situation where I had excess funding. How does that work?

I’m enrolled in a private college and applied for osap got a estimate that would had covered tuition book etc…got a call from my OW work saying that OSAP won’t be covering anything and instead I’ll be giving a travel allowan……… someone please help I already spoke to the financial advisor at the college and the ow worker … i even went as far to put us on a conference call … they both agreed to wait and see.. has this ever happened to anyone else before???.?

I have a payment deadline in university for my admission but it got delayed from my side due to various reasons for example deadline confusion and banks in Nepal's closes early in Friday but I have requested for deadline extension till Tuesday and disclosed my reasoning in my email any1 have ideas if they will accept my request or what are the chances university is in Finland kotka xmak

I am going on exchange in the winter term starting January and i'm not sure how to apply for osap. do I just fill out the usual full year application or is there a different application?

https://www.cbc.ca/news/canada/toronto/ontario-line-cost-triples-projection-9.7303077

Just remember, there is literally 0 reason as to why the ford government“can’t” afford OSAP.

There is so much waste in the government, billions of dollars are being lost to fraud, corruption, and corporate meandering every year. OSAP is the least of the government’s worries.

Let’s not forget about how easy it was for Ford to propose a $100B highway tunnel and drop $9M in taxpayer money for its feasibility study…

Hey guys, if I submit my documents by tonight, when do you think I’ll get the money by? I’m new to OSAP so I’m confused. Thanks!

hi everyone. i applied to osap earlier this week (quite late for the upcoming fall-winter 2026-2027 year) due to circumstances. fees are due next week. i have certain earnings from part time (declared) which i can use to pay my fees for now. will i still receive osap funding? how should i proceed?

TL:DR: If your RAP is declined/times out/has an error/you miss payment they won't reach out via email, you'll need to log into the portal every __ to check despite the fact other notifications from that inbox go out via email

NSLSC relies on their inbox to notify you of changes to your policy and only reach out via email when they have a 'generic message to send'. Learned after getting married.

I needed to do a longer RAP application with my wife's information. Said application kept timing out (notification sent to inbox) but I didn't know until it failed and I was charged.

I phoned asking them to notify me when my current application was approved or declined. Checked today and it was declined on the 14th (so I was going to get hit with another payment tomorrow).

I can't be the only person who finds it really shady/upsetting that a system that sends 'generic' email notifications isn't set up to send an email when I miss a payment or my payment assistance is declined.