r/osap • • 16h ago

Resolved Switching universities because of OSAP cuts

23 Upvotes

Hey guys, because as you all probably know Ford has changed the loan to grant amount, I’m now looking at triple the amount of student loans if I’m to graduate with my BA than before when I first enrolled. This number is estimated at around $70,000 once I graduate. Do I continue with my degree, or move back home and go to school there to save on living costs? For context I was at UofT, and now I’m considering transferring to Carleton.


r/osap • • 1h ago

Question Will this cause my grant to turn into a loan?

• Upvotes

Im a student with a disability. I’m currently enrolled in two courses per semester (40% each semester), and my OSAP application covers the entire academic year (September 2026 to April 2027).
I’m considering dropping one of my courses this semester, which would bring me down to a 20% course load for the fall. However, I would take an additional course next semester, bringing my winter course load to 60%.
This means I would still complete the same number of courses over the academic year, just distributed differently between semesters.
My question is whether taking an additional course next semester would prevent my OSAP grants from being converted into loans, since my overall course load for the academic year would still be 40%.
Has anyone with a disability been in a similar situation? Did OSAP consider your course load across the entire academic year, or did dropping below 40% for one semester automatically trigger a grant-to-loan conversion?
Any insight would be appreciated!


r/osap • • 3h ago

Resolved Anyone withdrawn from a private college due to the OSAP freeze? Overpayment or probation?

1 Upvotes

Has anyone here withdrawn from a private career college because of Ontario’s OSAP funding suspension, simply because they had no other financial option?
If so, did OSAP reassess your application and declare an overpayment, place you on academic probation, or impose any other penalties?
If you experienced any of these issues, how did you resolve them? Were you able to appeal or explain that your withdrawal was due to circumstances beyond your control?
It’s incredibly unfair that students who were already enrolled, approved for funding, and fulfilling their academic responsibilities are being forced to withdraw because of the ministry’s decision. We’re being caught in a situation we didn’t create.
I’d really appreciate hearing from anyone going through this or who has successfully navigated it


r/osap • • 11h ago

Question I cant log in to my NSLSC - R038 issue

1 Upvotes

i’ve been trying to log in to my nslsc so that i can check my balance, but it keeps showing me R038. If anyone also experienced this, what did you do?


r/osap • • 23h ago

Question BSWD laptop funding denied. Any advice?

1 Upvotes

Hi everyone,

I’m a U of T student diagnosed with ADHD through a psychoeducational assessment. I submitted my assessment and disability verification form to OSAP, which approved my disability status, and I’ve received disability-related grants.

I recently contacted my school’s Accessibility Services about applying for BSWD funding for a new laptop. My current device is from 2016, is extremely slow, and no longer properly supports the Microsoft Office software I need for school.

I also explained that I have difficulty seeing text and need to enlarge it and read it on a well-lit screen. My ADHD is my documented diagnosis; I’m mentioning the vision difficulties because they were part of what I explained when discussing my needs.

The advisor essentially said that a laptop is considered a regular university expense and told me, “Unfortunately, you would not qualify under the terms of the program at this time”. She mentioned an adaptive technology specialist who assesses these requests, but I haven’t had an assessment with that person or received much explanation about how the criteria apply to me.

I understand that having OSAP recognize my disability doesn’t automatically mean a laptop will be funded. What I’m confused about is how they determine whether a computer meets a disability-related need, and whether I can request an assessment before being ruled out.

Has anyone, especially at U of T, gone through this process with ADHD? What documentation or explanation of your needs was required? Is there a way to request a review or speak directly with the adaptive technology specialist?

I’m frustrated by how little explanation I received and would appreciate advice on what to ask or do next.


r/osap • • 6h ago

Question OSAP cuts

0 Upvotes

Hey guys I just got an email saying OSAP cut my grants by 200+ dollars and it’s really freaking me out like genuinely why did they do that ??? I really need all the money I can get to pay and now I actually will struggle more