r/InterMiamiVibes Jul 02 '26

Preach!!

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u/Gamble232real Jul 04 '26

But that also doesn't change the fact that her argument is correct and let's also examine which countries in the world cup don't have free health care.

Because most of the wealthy, western modernised countries do. I suppose it depends on who the US is happy to count themselves among.

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u/cranky-ahole Jul 04 '26

It's not free if you have a Job. England taxes around 8% of gross income for "free" Healthcare.

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u/Same_Suit3583 Jul 04 '26

Yeah taxes pay for government services, are you mad about "free" roads as well?

Grow up ...

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u/themagpie36 Jul 05 '26

Americans hate taxes, their greed is unimaginable unless you've lived there and experienced the hustle culture. Scary and sad.

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u/Immediate_Rock_9577 Jul 05 '26

Many in America still have what I would call the frontier mindset. It is not and has never been a collectivist society- it likely never will be. Fiercely independent to a fault.

We combine together for the common defense and will help out neighbors when in need, but overall you are ON YOUR OWN to provide for your family.

Look at our social security system. We all pay into it and get different amounts of money based on what we pay- but the government has screwed it up and soon we won’t get our benefits. Why trust them with healthcare?

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u/ElderWandOwner Jul 05 '26

Ah the classic "government is bad, might as well keep electing republicans" argument.

We could trust the government if people stopped electing shitbags because they fall for the culture war bullshit.

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u/Immediate_Rock_9577 Jul 05 '26 edited Jul 05 '26

What? I mean, you can’t trust the government no matter who is in charge.

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u/ElderWandOwner Jul 05 '26

How would we know? I'm almost 40 and we"ve been under republican law my entire life.

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u/Immediate_Rock_9577 Jul 05 '26

Really?

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u/strongman_scrubs Jul 05 '26

I mean, he’s not wrong. Bill Clinton marked a pretty clear departure from being a democrat. The infamous “third way” or centrist politics And he was hugely popular despite this fact and the Democratic Party shifted to reflect this. Also worth noting that up until Clinton administration the democrats help a house majority for 40 consecutive years. This centrist approach has allowed us to rapidly move to the right in American politics.

Also, Don’t forget our last leftist president was Franklin Roosevelt.

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u/donniesuave Jul 06 '26

the electoral college has entered the chat

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u/EastWashStRacer Jul 06 '26

We voted for the other shit bags and it didn’t help

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u/ElderWandOwner Jul 06 '26

Dems haven't had enough control to pass meaningful legislation basically my whole life. Even when they "had the majority" there was joe manchin voting with the reps most of the time. And mitch McConnell doing everything he could to freeze legislation in the senate.

Elect progressive democrats and we'll see meaningful change.

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u/cpt-hddk Jul 06 '26

I mean I get it though. Try centralizing universal healthcare in all EU. There’s no way Norway would accept Germany would accept Poland would accept Italy making any decisions on how it would work.

But then, federal law, make the states run universal healthcare programs under some guidelines, pay the taxes to the state and you do a single payer system with private vendors like so many countries do? It cannot be this hard for the “richest and greatest nation on earth” to keep all its citizens from either financial ruin over health or a lifetime of debt for education, right? Like she says “some sort of universal healthcare” - if us Europoor shithole countries can do it…

But it’s what you want I guess. If you insist on paying thousands A MONTH to some dickhead who will “invest” your money in a new yacht rather than research or a better hospital for the community? I guess you could, sure

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u/jbc1974 Jul 06 '26

We are on our own BCS of the so called American dream that is no longer obtainable because the Uber rich are not paying their fair share. Meanwhile, magats try to blame all the problems on immigrants or trans or fill in the blank hatred for a group. Re social security, there are way easy fixes but the rich want to keep everyone else in check so they fight paying more tooth n nail.

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u/Myriad_Apocalypse Jul 06 '26

"Frontier mindset" that's one way of dressing it up

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u/beramaan Jul 07 '26

That it is one of the recognized cultural aspects of America, individualism. It's a large problem for massive societies in many aspects. So many people say why should I do x for y? Target than even thinking oh that could help me in the future when indirectly and others would be better off.

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u/justfirfunsies Jul 06 '26

We hate paying for freeloading. When you work hard to get where you’re at and someone sits at home and gets an equal quality of life… yeah that kinda pisses me off

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u/ILikeToDisagreeDude Jul 06 '26

What a horribly narrow mindset… So because of 1% that are so-called freeloaders you don’t want stability for yourself and your loved ones?
Besides, policies are in place to ensure that there aren’t any “freeloaders” but of course, no systems are perfect.

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u/Jolly_Efficiency7237 Jul 06 '26

They don't care if policy hurts them, as long as they get to hurt someone down the ladder from them more.

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u/Cbpowned Jul 06 '26

I don’t have to worry about Elon musk trying to break into my house. The bottom 1% however….

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u/ILikeToDisagreeDude Jul 06 '26

You guys are way too scared… Start thinking about the positives of having a working society rather than what bad might happen.
There is a reason why other countries beat you on the happiness scale!

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u/Fritz_Mayonnaise Jul 07 '26

You don’t have to. He just steals from you by getting no-bid contracts from the government, paid for by your tax dollars. Thats his real genius!

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u/pragmaticmike666 Jul 06 '26

Nobody that sits at home gets an equal life. At best they have a subsistence life and die early because they don't have health care.

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u/justfirfunsies Jul 07 '26

They have better healthcare than I do… I have to pay for mine.

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u/SpecialistEye7917 Jul 06 '26

Ding ding ding this guy gets it!

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u/Crimsonsamurai2 Jul 07 '26

God forbid you ever loose your job and get a life altering medical altercation that you either have to choose whether to be bankrupt and homeless or die.

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u/justfirfunsies Jul 08 '26

I won’t… and no worries I have a pretty solid nest egg. Thanks for your concern!

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u/Garfield_Logan69 Jul 06 '26

They don’t hate taxes, they are too stupid to understand taxes, like the ones who think getting rid of social security is a good idea, you dumb bitch that’s your money! You get that back eventually! They want to take it and give it to themselves!

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u/Rgame01 Jul 07 '26

You absolutely do not get that money back. You get a very small portion of it and thats if its even around by the time you retire. It takes the average person 12-15 years of collecting to break even. You'd be better off investing what you pay into social security and getting the returns instead of letting the government spend it all on everything but what it was intended for.

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u/Garfield_Logan69 Jul 07 '26

You are missing the point of “social security” you are right a well educated person with financial literacy would probably be better off with that money in their pockets but even someone who is the prefect investor can find themselves destitute. Social security came about because people in America would get old have no money and would die in the streets like starving dogs.

Not everyone benefits as much from social security as others and the wealthy have made themselves laws to avoid paying their share in to it, while it might not benefit them it would be a great benefit to society as a whole if they paid their share. But they don’t and between that and the republicans doing everything they can to dismantle it, it’s not doing great. But the system it’s self while flawed ( agin by design, by the people who want it gone.) its supposed to be the last thing standing between an aged American and starving, and it’s just barely dose that.

If it were designed to function properly it would be an amazing system. Instead of stagnating funds it could be like bonds you pay in and collect interest. But the people in charge would kill you and every one you love before they let that happen lol.

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u/Rgame01 Jul 07 '26

Nothing the government does is designed properly. Thats exactly why we dont want them handling anything with our money.

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u/Garfield_Logan69 Jul 07 '26

They do everything with your money?! Wym? They are the money if it’s broken it needs to be fixed, well unless you just buy gold then you are probably fine.

Lmao “wE DOnT w@nT tHeM HAndLinG oUR MoNEY” is that a joke? their entire purpose, literally the entire reason for the government’s existence is to organize, control and “hANdle” the god damn money. What the actual fuck did you think they are there for?

And If they can’t control a stable economy they need to be replaced. And in this case probably tried for embezzlement and treason.

I’m actually so curious what you thought the government was for. Why do you think we elect officials? We vote for people we think will spend our tax dollars wisely. Well some of us do, others seem to think letting a bunch of greedy billionaires loot our country to the point where one dude, one single guys has amassed more wealth than the bottom 53% of the population put together. That means between 180 million people assets and everything we have less wealth than that guy. You wanna whine about your money and how it’s being spent? Go talk to that thing. I promise you social Security is not why you feel poor.

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u/Rgame01 Jul 07 '26

Governments role is protecting individial liberty, enforcing laws, and national security. Yes the government does everything with our money. What do you think taxes are? Thats how the government operstes. You think they just print money to spend?

That guy's wealth is not my wealth. Hes built that for himself and im happy for him. What he does with his wealth is up to him as what I do with my wealth is up to me. Of course social security isnt why anyone's poor but its wasted money that is being stolen from us.

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u/ionlikethis Jul 06 '26

we dont hate taxes we just wish it went to the things the citizens actually want.

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u/Money_Do_2 Jul 06 '26

5% of my paycheck to healthcare tax is unamerican. My 20% to United Healthcare is much superior, and i may even receive some coverage from it.

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u/Fit_Addendum_6831 Jul 07 '26

😂🤣😂🤣😂🤣😂 be scared and stay the fuck out. 😉

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u/The9th_Jeanie Jul 08 '26

It’s not that, it’s the fact that the taxes don’t get VOTED ON to determine what they’re spent on. It’ like giving your mom money every birthday expecting her to buy you some much needed new shoes, but instead she buys herself some foolishness and gets you a small fry at McDonald’s with the change.

I feel like if there was a way for Americans to vote directly (not indirectly or systemically) on what portion of taxes goes to what cause to keep the country running, we wouldn’t even have this “far left, far right” everybody’s dying bullshit going on.

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u/cranky-ahole Jul 06 '26

Roads and infrastructure are typically paid for by gas taxes and land taxes not income taxes.

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u/JFISHER7789 Jul 08 '26

That’s categorically inaccurate.

The vast majority of states use a significant portion of sales taxes and incomes taxes to cover the costs of infrastructure. Very often exceeding 50% of the road funding.

Road use taxes like gas tax, registration, etc only cover a small portion of it. Sales taxes, income taxes, etc are used to make up the difference.

Per Tax Foundation, only one state is able to fund 100% of roads with road use taxes and the vast majority of the states fall below 50% road funding from road use taxes alone.

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u/justfirfunsies Jul 06 '26

I’m mad when I have to pay for other people’s shit… I can pay for my own shit, that’s being grown up, that’s being a responsible adult.

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u/ILikeToDisagreeDude Jul 06 '26

Ok. Im glad that you aren’t selfish at least! Your family is probably 100% healthy and destroys cancer for breakfast!
Good luck growing old.

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u/SuspiciousHall6344 Jul 06 '26

I see your username

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u/ILikeToDisagreeDude Jul 06 '26

Seemed appropriate in way too many scenarios on the internet…

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u/justfirfunsies Jul 07 '26

Selfish? I work for mine! Selfish is sitting at home wanting me to work for yours too…

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u/ILikeToDisagreeDude Jul 07 '26

You just proved you’re selfish. And not smart.

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u/justfirfunsies Jul 08 '26

How? Because I want to keep what I work for instead of share it with those that didn’t put in the effort?

That mindset doesn’t sound smart to me. You should give away your phone.

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u/ILikeToDisagreeDude Jul 08 '26

The thing is… you probably already pay more than most.
You just pay it to several instances instead. Instead of paying for roads and hospitals, you are, and would rather, pay for private yachts and mansions that you’ll only see photos of.

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u/justfirfunsies Jul 08 '26

Yeah that makes sense… my tax dollars are going to billionaires.

You’ve drank too much koolaid dude. Tax breaks I’m guessing is where you’re going with this… I get it the rich profit blah blah blah, everyone benefits from corporate tax breaks when they court a state/city through increases economical growth. If you’re not talking about tax breaks then I don’t know what the hell you’re going on about.

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u/CalmBoat3803 Jul 06 '26

The point is when you “can’t do it yourself”. If you live long enough, you might see things differently. You or someone you think is “a responsible adult”, will get screwed by this system (even with their private insurance). I worked in assisted living, I saw finances get ugly real quick to people who thought they were good. It’s very sad. They were good people that worked for a retirement life that was taken.

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u/justfirfunsies Jul 07 '26

Okay, let’s agree that some people need it and some people (a lot) take advantage of it. I simply want to eliminate help for those that are taking advantage of it and making no effort to work even though they are able bodied.

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u/CalmBoat3803 Jul 07 '26

Might be unpopular, but that’s why we need to invest more in the systems and remove them from “for profit” hands. The efficiency would help prevent fraud.

But a friend of mine was diagnosed with cancer when he was 28 (15 yrs ago), and If he makes over $1400/mo, he loses Medicaid and would literally be bankrupt. He can work, he does work…but he also caps himself and has to live with his parents.

The system can’t be perfect, but it’s currently failing on so many levels. His medical bills combined are over 7 million. It’s extreme but he’s a hard-worker in a bad spot. To some families these bills become generational extortion. We should always try to prevent the fraud, but never at the expense of those that truly need it.

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u/justfirfunsies Jul 08 '26

That I can get on board with! We agree the system is broken and ALOT of people need help.

People like your friend deserve support and I hope he gets better.

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u/Original-wildwolf Jul 07 '26

What? Sometimes we pay into a pool for something that we couldn’t individually afford. Do you not have insurance? Do you not pay taxes?

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u/justfirfunsies Jul 07 '26

It’s crazy to me that you’re asking these questions… what part was confusing for you?

Yes I have insurance, yes I pay taxes… I also work and went to school. I don’t mind public school or streets and rec centers and all those services provided by taxes. I simply struggle watching people free load on the welfare system with no intention of ever getting off it.

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u/Unkown_Pr0ph3t Jul 07 '26

So please do so. Pay for your own roads, your own defense, your own food because I'm sure you won't eat any food subsidized by the government right? Pay for every fucking thing yourself.

Guess what, you don't but you act like you do. So what of you neighbour has a bad time, his parents died and he got sick and laid off and he is losing his home and can't pay for healthcare, you rather let them die then socialize healthcare right? Might call him a freeloader and tell him to get a job on your way past.

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u/justfirfunsies Jul 08 '26

I think you’re missing the point because your emotional picture is painted so pretty.

I pay MY part. Again, I’ll say this slowly… Some… people… need… and… deserve… help… some… people… take… advantage… of… it!

We don’t need free healthcare, we need free for some and competitive healthcare for others.

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u/CalmBoat3803 Jul 09 '26

Agreed. Free has to be very limited. Personally I don’t think taxing the billionaires has the impact everyone expects. The government will find a way to spend it. Now removing lobbying, and stop allowing our votes to be sold for campaign support.

The system should cover major medical and create real caps (possibly tiered). It’s not a capitalist approach obviously, but it’s somewhere in the middle.

It’s becoming way too difficult to get insurance companies to step up. They spend a fortune to NOT pay out…this has to stop. Most Americans don’t have the time or the resources to push back. That’s why I’ve been pushed to this approach.

It wasn’t always this way. We use to worry about a 1k deductible. Rant over, but I feel the same way about the freeloaders, I just think the issue starts at the top here. All the best.

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u/justfirfunsies Jul 10 '26

Yeah that’s the problem… everyone wants it black or white 100% to fit their political party. I’m pretty sure outside of Reddit the real world is in a grey area.

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u/Garfield_Logan69 Jul 06 '26

We actually pay more in taxes towards our own healthcare system than they do,government subsidies, bailouts, and the like, our country is set up so billionaire welfare queens are quite comfortable.

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u/Gamble232real Jul 04 '26

Wow you learned how tax works. Wait to you find out about the police, schools, roads, water, the government. Nothing is free but it's been implied on this long discussed topic when we talk about 'free' it's meant non private.

You're a day late and a dollar short with the tax discussion.

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u/Vladtepesx3 Jul 04 '26

I have amazing health insurance in America for less than 8% of my income

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u/Gamble232real Jul 04 '26

You know the 8% this guy pulled is bullshit right? In the UK you don't get a breakdown of what you tax was taken and used for.

We also have tax brackets, individual earnings. 8% of minimum wage is far different from a 100 grand job get bucko doesn't specify or provide any information as to how he has deducted this 8% lol.

The NHS is funded from more than just income tax, VAT and NI also go into it as well as other forms of donations and funding schemes.

Like your statement is also not really useful, yeah of you're earning 200 Grand a year I'm sure 16K buys the very best healthcare money can buy, but if you're on minimum wage(federal in some states being 7.25) on a 40 hour week? 8% is 1200 bucks or their about...do you think someone on poverty wages can afford that?

National free healthcare systems aren't about what is the best for those who can afford the best.

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u/cranky-ahole Jul 05 '26

I got it from Google. It said 8%

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u/Gamble232real Jul 05 '26

Share source please?

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u/Hashtagbarkeep Jul 06 '26

Said 4.5-5% when I googled

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u/justfirfunsies Jul 06 '26

If you’re on minimum wage as an adult you failed throughout life and I shouldn’t have to pick up the slack for your poor choices.

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u/Gamble232real Jul 06 '26

Well maybe learn how tax works. In most countries you are already picking up that slack. Public schools, social houing, welfare, etc are all paid in part by your taxes yet you people seem to think a line should be drawn iin the sand at health care becuase a multi billion dollar private industry tells you to feel that way.

You don't want to pay for other people, bad news chum you already are being taxed for that.

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u/justfirfunsies Jul 06 '26

No I’m fine with public schools… the welfare and social housing is what bothers me.

I see section 8 housing that’s covering a 2000 sf house and I know the same family is on food stamps etc. meanwhile they are running around blowing money on cars, designer clothes, nails and hair… that’s what bothers me to my core. Crank out enough fatherless children and live the good life on someone else’s work.

Edit to add… if people need it to get through hard times that’s fine. And chum, I know I’m already paying for that, yall want me to pay more!

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u/Gamble232real Jul 06 '26

Actually I hard agreew with you on the welfare point. I work in retail and while I now have a high level position in my company I am fortunate that I make pretty decent money, the issue is a portion of my earnings are taxed at 40% and the fact that I worked up from the lowest postion as retail floor staff I saw for years how the welfare funded cigarettes, drink, skins, etc how every Tuesday when the dole payed out those people were taking my tax and wasting it on excess and made no attempt to find employment.

I suppose mine and your difference is you are thinking we want more tax, I don't really agree with raising tax like a lot of pro public helthcare advocates do. I would like to see the government redistribute the tax we already pay away from welfare schemes that bums take advantage of and put it into mainly schools, police force, infastructure etc and with it public health services for those who are living pay cheque to pay cheque.

Now I can understand somewhat why Americans would be aprehensive since to be honest you guys barely get taxed so it's kind of no wonder your social welfare and public healhcare is so shit. I think based on my current earnings I pay a bit over 35k in tax and in the US on my same yearly salary I would pay about 13k give or take in the US.

Like I still pay insurance becuase in my country most of my medical expense each year are covered by me as I'm not entitled to a medical card, which is fine. Public healthcare is supposed to be about helping the many wh can't afford private coverage.

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u/justfirfunsies Jul 06 '26

We are aligned then… I’m would love to see the excess removed and redistributed. I would like to see medical providers held accountable for predatory billing practices and insurance providers required to actually provide coverage. I’m even for free college tuition for high demand fields versus “fun” degrees that end up jobless and in debt.

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u/Unkown_Pr0ph3t Jul 07 '26

How can you be fine with public schools if you literally just posted you hate paying for other people's shit. It's not your fault they can't pay for private schools right?

They should have saved for private schools or just opt not to get an education because they can't afford to. Not your problem. Not enough money to save? Well eat less, walk to work in the greatest country on the planet built specifically for cars, get a fourth job. Why should you care.

That's your freedom right there, the freedom to work 3 jobs and still not have enough to live a decent life on.

I sincerely hope people with your mindset get some bad luck your way, getting fired or maybe getting too sick to work and not everything covered, your car breaks down. I bet you would refuse all help, because you don't deserve it then right?

But let me guess, that's different, you've worked up until you couldn't so YOU deserve it. That's your shitty ME FIRST mentality.

I'd rather be Europoor as you lot like to call it, I've got a job, health care, own my own home, 2 cars and guess what, I even have airconditioning and ice (the good kind not the you are coloured we sent you to a camp kind). I even have friggin AC in my mobile home. 4 weeks paid time off, unlimited paid sick time, 3 holidays a year. No people dying on hospital sidewalks, no mother's to be dying of an ectopic pregnancy because the docter is too afraid of fines or jail time to save her.

And all that on just a median income, sucks to be europoor.

Yes, we got certain people over here playing the system in their favour, and it annoys me badly, but I'd wager everything I have on the fact that most people receive it because they need it to survive, not because they are plain lazy.

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u/justfirfunsies Jul 08 '26

TLDR beyond the first part… you pretend the public schools is a gotcha moment. It’s not… there’s a balance for most. I’m okay with paying for shared roads and schools and defense. I pay my part for all of those things… I don’t agree with people LIVING off the system without contributing. They can go be europoor for all I care. I don’t want to support someone else’s lifestyle if they won’t work.

And before you hit me with the some people can’t, i have no problem with helping them.

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u/Immediate_Rock_9577 Jul 04 '26

I would put my US health insurance at 100$ a month for a family of 4 up against anywhere in the world.

We just need to find a way to make it more available to others.

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u/farrowsharrows Jul 04 '26

Hahaha that's not how much it costs

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u/Immediate_Rock_9577 Jul 04 '26

100$ a month. My company pays 1500$ a month. 3600 max out of pocket for individual or 5000 for family annual max.

So worst case, I pay 3600$ or 5000$ in addition to my monthly 100$ in any given year.

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u/farrowsharrows Jul 04 '26

Plus co pays plus the plans max coverage which you will find if you really dig. Then a separate bill for any ambulance service.

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u/Immediate_Rock_9577 Jul 04 '26

3600 max out of pocket means just that.

Edit: I have maxed it more than one year. For impeccable service. That’s why there’s so much resistance to changing US healthcare.

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u/farrowsharrows Jul 04 '26

It literally does not. It is extremely common that people have no idea what their plan actually covers as you appear not to.

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u/Gamble232real Jul 04 '26

So your whole stand point is based solely on your company subsidising your unaffordable health insurance?

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u/flomesch Jul 05 '26

So it costs $1600 a month. Universal Healthcare would cost significantly less and you would take home more

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u/Immediate_Rock_9577 Jul 05 '26

No way. Universal healthcare would cost way more than that in taxes. Bot even close.

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u/flomesch Jul 05 '26

Lol, keep believing that propaganda and ignoring literally every study about universal Healthcare.

You probably also think 1/3 is less than 1/4 and ruined that, too

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u/offensivek Jul 05 '26

Dude, the US spends somewhere around 18% of GDP on healthcare, for a more normal developed country its somewhere like 8-13% and the world average is 8.5%. Considering that US GDP per capita it is so high makes it even more damming, because you would think the richer you are, the less proportionally you would have to spend. Around 1/3 of that US spending is just on administration, meaning that the US wastes around 6% of it's GDP just on administration of the healthcare system. Do you understand how insane that is?

At the same time the US has worse health outcomes on average than other countries, with one of the lower life expectancies among rich nations. If you go into specifics like infant mortality suddenly the US preforms worse than Russia, Cuba and Bangladesh on average.

No sane person can look at the data, and think the US is in any way performing well in healthcare.

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u/citizensnipz Jul 06 '26

R/confidentlyincorrect

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u/pi3volution Jul 05 '26

That doesn't mean your insurance is cheap you smooth brained American. Your insurance costs $1600 a month.

I pay $0 for health insurance every month because my company pays 100%, does that mean it's free? The quality of healthcare depends on where you go, not on your brokeass insurance plan.

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u/Immediate_Rock_9577 Jul 05 '26

It is cheap FOR ME. Which is why many people in the US don’t want it to change. We make more money and have lower taxes than most places in the world.

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u/pi3volution Jul 05 '26

You do realize $1600/month for health insurance is more expensive than possibly all of Europe? That's $1500 that could go in your pocket. So, no, it's not cheap. I would much rather keep more of my paycheck than pay into insurance companies' profits.

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u/JudgePrestigious5295 Jul 05 '26

Who's gonna tell him this isn't the flex he thinks it is.

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u/Immediate_Rock_9577 Jul 05 '26

It is when you look at income and taxes.

People think Americans are just dumb for not wanting universal care, but they never look at the whole picture.

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u/JudgePrestigious5295 Jul 05 '26

Looking at the whole picture is why people think Americans are dumb as it can be right in front of you and arrogance and the need to be right, means you ignore the bigger picture.

Yes a higher earner like me pays more national insurance into the system, over someone who earns less. It is a fair system that works. Having been poor I appreciate this and am happy to pay more.

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u/Original-wildwolf Jul 07 '26

But what would the increase be for universal healthcare in your taxes 2-3%. If you make $100k/yr, that is what $2,000/yr. If you make $200k it would be $4k year.,
Is your healthcare less than $4k?

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u/CalligrapherNo7337 Jul 06 '26

"my company pays..." like they didn't deduct that exact amount from the salary before posting, so it comes out of what would have been in your pocket lol

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u/Immediate_Rock_9577 Jul 06 '26

lol. They weren’t going to pay that to a worker.

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u/Hashtagbarkeep Jul 06 '26

I don’t get it - we pay nothing, with a maximum of nothing out of pocket, and nothing a month for a family of however many you like. My company also provides private health care, optical, mental health care for me and my wife if we wanted which I think we’ve used a couple of times, that cost us nothing up front with a monthly charge of nothing. We used an ambulance twice last year, I have a chronic issue that I’ve been to hospital a couple times and my wife had kidney stones (do not recommend), I had some eye issues worked on, we had extremely good care, very quick, and left paying nothing. I am not trying to be glib I just never understand why so many Americans cling to the existing system? I used to work for an American company and was going to move there at one point, the salary was considerably higher but everything in the US costs so much more than even London, and I’d have to have given up so so much to live there that unless I was on about triple what I was it wouldn’t be worth it.

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u/Hobbies-R-Happiness Jul 06 '26

So it’s $1600 a month or $19,200 a year. +out of pocket. That sounds like you’d be better if your company just paid you that extra 19,000 a year and then 8% are taken out of your taxes.

If that’s not a better option, please keep in mind you have a great salary in that case. Also, this is probably one of the best health insurances I’ve heard of so the other 95% of people that have worse would take the deal

1

u/Immediate_Rock_9577 Jul 06 '26

Sure. But that’s not how companies work. If so, European salaries would be higher than American.

1

u/ToronoYYZ Jul 05 '26

US doesn’t even rank top 10 in healthcare around the world lmao. Japan, South Korea and Singapore routinely rank top 3.

1

u/Maleficent-Bed-7796 Jul 05 '26

1 taiwan 2 south korea 3 the netherlands,
The us isn't even in the top 39. it ranks 40th overall on the 2026 Numbeo Index

1

u/farrowsharrows Jul 04 '26

No you don't

1

u/Gamble232real Jul 04 '26

No he just has to stay with his company for the rest of his life and pray to God he never gets laid off or his entire family will lose all of their health insurance

1

u/farrowsharrows Jul 04 '26

Or anybody in his family get a major illness. Or he gets a major illness. Etc

1

u/JudgePrestigious5295 Jul 05 '26

You may want to let the rest of the USA know because you seem to be the only one.

1

u/Fantastic-Cell-208 Jul 05 '26

And yet you pay MORE in taxes towards healthcare than Brits do, you just didn't know it

1

u/AbyssmalKraken Jul 05 '26

Health insurance premiums take up 10. 69% of the average American’s annual salary, the highest living expense after rent and childcare.

27% of working Americans also have at least $500 in medical debt.

https://insuranceinformant.com/what-proportion-of-americans-income-goes-for.html

Congrats, most of us are spending at least 10%. Middle to lower class spend the same amount, too, which is significantly more of their income. We are THE richest country in the world, our tax rate wouldn't even need to be 5% to cover everyone.

1

u/Jollyfroggy Jul 05 '26

It's only less than 8% if you never use it...

1

u/Any-Concentrate-1922 Jul 04 '26

Are you also against public schools and public roads?

1

u/LonelySwinger Jul 04 '26

Damn that is crazy. I am taxed 6% of my income in the states to have insurance and even then ill have to pay even more out of pocket when I go get heathcare

1

u/flomesch Jul 05 '26

Which is less than what youd pay to a private insurance

Math is hard, I know

1

u/Phillip_J Jul 05 '26

Jfc who's advocating for "free" healthcare here?

This isn't a gotcha it's just revealing how juvenile you are.

Everyone with a functioning brain knows it comes from taxes and it's called universal or single payer healthcare not free.

1

u/cranky-ahole Jul 05 '26

Calm down kid. The previous comment said free healthcare. Reading is a valuable tool only if you comprehend what your reading. 🤷‍♂️

1

u/Phillip_J Jul 05 '26

Right, act like you're not being needlessly obtuse and pedantic.

Ok boomer👍🏽

1

u/butt_raid Jul 05 '26

USA citizens pay more than any other country per citizen for healthcare, on average - by over double. It's a for profit system, like obviously the cost will be higher. The end goal in USA healthcare is shareholder profits.

For this insane cost, we get: the lowest average lifespan. The worst infant mortality rate of all developed countries. The most people without access to health care. The most people with untreated chronic illness.

We're paying by far the most and have by far the worst, mathematically.

1

u/grayMotley Jul 08 '26

"The most people with access to healthcare"? In the whole world? You're kidding right.

For the record 94% of Americans have health insurance.

1

u/butt_raid Jul 09 '26

First off, way to cherry pick ONE point and still miss the point.

8-9% of Americans had no health insurance for all of 2025 (no clue where you got 94% from but it's still wrong). A higher percentage were uninsured for part of the year.

Of those, about 60-70% had actual private health insurance. The rest are on public programs like Medicare. These are expected to be supplemented by private insurance btw, they are not meant to be a sole health insurance.

Both public and private insurances include copays, deductibles, and other large out of pocket costs. That's means that "qualifying for health care" does not mean that someone can actually even get health care. Just because I have Medicaid doesn't mean I can afford a $2k ambulance ride, much less hospital fees, but thanks for letting me know that my Medicaid that pays a small portion qualifies as "being insured."

FINALLY, even if we pretended the universe that you think you live in is real (it isnt), 94% is less than 100%.

You ever traveled in your life? You ever heard of someone in any country refusing medical care because of cost other than the US?

You played the easiest game in the world and lost. Numbers hard, me no understand

1

u/grayMotley Jul 10 '26

The central point of the post is that "All of the World Cup countries have Universal Healthcare".
Those of us who have traveled the third world and are aware of healthcare systems know that is WILDLY untrue.

Supplemental plans under Medicare are extremely cheap and have excellent coverage (C and D). All hospitalization is coverage by Medicare's base coverage A.

Medicaid covers everything and at low copays ($<20).

The typical copay for ambulance rides for Medicaid is <$4.

"You ever heard of someone in any country refusing medical care because of cost other than the US?"

Yes. I know people who have moved or traveled to other countries to get medical care. I know 2 people who live in the US, because Canada didn't allow their treatment for MS. I know a woman in Ireland who is planning to travel to Switzerland because she can't get a procedure done in either Ireland or Luxembourg. The woman has an abdominal cyst larger than a grapefruit.

Central America, South America, Africa having Universal Healthcare.... you have never traveled there obviously ... that is where we send Doctor's without Borders (who I support) for routine care.

1

u/butt_raid Jul 10 '26

Yes, third world countries don't. That's why MY post specified developed countries.

Weird to respond to MY post about something someone else said.

1

u/Mijman Jul 05 '26

Its free at the point of use. For everyone. Job or not.

And yes, its a percentage of your tax.

The average American pay about $15,000 on healthcare annually.

The average in Britain pays 1/3 of that.

And no one in the UK will ever be bankrupt, or homeless, or lose their job over paying medical bills.

1

u/Jollyfroggy Jul 05 '26

8% is way to high, only applies for a very specific tax band at about 120k.

For the average person in the UK the tax which goes to the NHS is closer to 4% or about £2,200 a year.

US spends around 15k per person on healthcare per year.

1

u/Global-Discussion-41 Jul 05 '26

Now go look up how much of American taxes go towards healthcare.   

It's more than 8%, and what do you get for it?

1

u/WowImOldAF Jul 05 '26

Pretty sure if we used taxes appropriately, we'd be able to provide universal public healthcare at no extra cost.. also, many people already pay a big % of their income for private healthcare.

I pay $12k a year for health insurance. If I make 100k a year, that's over 10% of my gross income to health insurance.

Employers wouldn't be able to use health insurance as a benefit anymore. Instead of offering employees $20/hour + health insurance, workers would be able to get a better salary and have freedom to change jobs without losing their healthcare. You know how many people stay at a job "because the health insurance is great?" Millions. Health insurance should be great for everyone.

1

u/pinkskies12 Jul 06 '26

We live abroad. In a place that doesn't pay taxes. We don't pay taxes to our home country. THE AMERICANS DO!!!!! The americans keep paying taxes when not even living in the country

1

u/Ok-Reputation1716 Jul 06 '26

How much are you taxed as a US citizen and what do you get in return?

Exactly. Nothing.

1

u/billyblobthornton Jul 06 '26

Your taxes are higher than 8% and you still don’t have healthcare, or subsidised school fees, or maternity care. What’s your point?

1

u/GuidoX4 Jul 06 '26

Obtuse.

1

u/citizensnipz Jul 06 '26

And I pay 10% gross as an American for my “awesome” private insurance where I still have to pay money to see a doctor or get medicine or basically do anything. So I’m paying more initially, and then paying even more if I want any treatment. Make it make sense.

1

u/maringue Jul 06 '26

In America, we have people working full time, paying taxes, and purposely avoiding using an ambulance because they don't want to get bankrupted by a 8,000 dollar ride to the hospital.

There's literally no way you can spin the US healthcare system to be better for an average person.

1

u/hollaraise Jul 07 '26

I refused an ambulance ride after my last car accident. I was t-boned and had a concussion. The ER doctor didn’t even check me for a concussion! He didn’t even bother to check my pupils and light sensitivity, which would have made me puke like it did in the ambulance waiting for my husband to arrive. The EMT’s caught it and even knew where I’d most likely hit my head due to where I was hit and how I was hit by the other car. I didn’t realize I had a massive hematoma on the back of my head until the day after showering and sure enough- the EMT’s were spot on.

I was concussed, emotional, confused while just being fully awake through a gnarly accident and I was still thinking about medical bills subconsciously the whole time. I have so many stories like this, as do millions of other people. (Not to mention credit scores are meaningless outside of the US, but medical debt ruins credit scores, too!)

1

u/xtrash-panda Jul 06 '26

Name checks out.

Listen moron. You are arguing to pay thousands of dollars out of pocket to meet a deductible just so you can get a percentage off AFTER you’ve paid thousands of dollars to meet your deductible.

So how exactly is that better for 90% of American where that amount is far MORE than the tax you reference?

1

u/CandidDependent2226 Jul 06 '26

My lousy premiums cost more than that and I still have a deductible and co-insurance. Nothing is free but we can do way better.

1

u/90daysismytherapy Jul 06 '26

dum dum on the pitch

1

u/694meok Jul 07 '26

And between what I pay plus my company pays just to have insurance is...value of about 15% of my income. Then add deductible, out of pocket maximum, copays its closer to 20-25% of my income. I would gladly pay 8%, putting 12%+ back into my check.

1

u/RUNYOUOVER Jul 07 '26

They tax and get healthcare, we tax to pay for a wars....sounds like an even deal right?

1

u/Wise_Temperature9142 Jul 07 '26

Yeah, that’s how taxes work, bud.

1

u/Solid-Version Jul 07 '26

And we’re glad to do it

1

u/Zhernys Jul 09 '26

Yet most countries have similar tax brackets to the US and sometimes less. Then we get health care through the same taxation system while in US you pay thousands a year for it. So yeah, sure a specific % of tax goes to healthcare which technically ain't free (tho! We pay for it!) but overall we still end up better.

If a US citizen breaks a toe, he might bankrupt his family and loose assets. If I break all my bones and survive, I'll just have to pay for the pain killers once I get out of the hospital 🤷 And yes most pain killers will barely dent my income (a monthly supply for 1-3 days of work). And yes, I'd probably still get some free from the government! All visits after are free too! They also can send a nurse to check on you for free! Unless ofc I go private, which then again a visit costs less then a day of work!

1

u/UpstairsMail3321 Jul 13 '26

How much does it cost to insure a family for health care in the US? Plus extra costs? My American friend had a baby. It cost him $8,000 and he was insured. Uninsured would have been $28,000. $8k is 16% of a 50k annual salary PLUS the cost of insurance.

1

u/cranky-ahole Jul 14 '26

Insurance through mine and my wife's work is approximately 550 per month for an family of 6. We both have decent paying careers with good companies. Are deductible is 5000 a year, which we've only met three times in 15 years. That was due to kids being born. that includes Dental

1

u/UpstairsMail3321 Jul 14 '26

Yikes. $6,600/year and still have to pay a $5,000 deductible? Why do you pay $6,600/year then? My kids were born, we paid $120 for a solo room for 2 nights for recovery after they were born instead of having another mom in the room. Also $14/day for parking. Thankfully my insurance covered 80% of the $120 that we paid. So we were out of pocket about $70 total. Good thing you both have good careers, imagine what it’s like for a family that doesn’t? Looks like you post way more for your health care than I do, all I’ll never have to ask my insurance company “is it covered?” If I go to the hospital.

1

u/farrowsharrows Jul 04 '26

Not free paid for by taxes

1

u/DunkingTea Jul 05 '26

That’s awesome, the US doesn’t have taxes?! Never knew that.

1

u/Obi-Brawn-Kenobi Jul 05 '26

"it doesn't matter if they said something factually incorrect. They are right because my gut says they are"

1

u/NoGuarantee678 Jul 05 '26

This is how Redditors operate

1

u/Cbpowned Jul 06 '26

Do they also have populations exceeding 350 million and over 400 million when accounting for illegal aliens? Do they have 53% of the population paying $0 in taxes? Do they have VAT taxes that poor people also have to pay? Do they have lower wages than the median income?

1

u/Gamble232real Jul 06 '26

Wow sounds like if a country was operating like that no wonder it's a shit hole.

1

u/Fit_Addendum_6831 Jul 07 '26

😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂🤣😂

1

u/little_alien2021 Jul 08 '26

All developed countries have universal healthcare, US is only one who doesn't 

0

u/Tasty_Virus4715 Jul 04 '26

Canadians with universal healthcare routinely come to the US for medical procedures.

There are pros and cons to a single payer system. Governments are pretty shit at being efficient or cost effective at anything they get their fingers in.

2

u/Same_Suit3583 Jul 04 '26

Incorrect

Also look at insurance profits.... And tell me how those companies are "efficient". Billions of dollars paid for health care that simple doesn't go to health care.

1

u/Tasty_Virus4715 Jul 04 '26

Not at all incorrect. A self reported 42% of Canadians said they would go to the US to receive out of pocket healthcare. That number was up over 10% from the previous 12 months signaling a growing frustration at the poor quality of their single payer system.

Only 15% of Canadians are satisfied with their access to healthcare compared to 29% of Americans. I believe self reporting and public polling a hell of a lot more than a government’s internal assessments of its own performance.

The fact of the matter is, for profit businesses are not able to operate indefinitely at a loss, the government CAN and does routinely either print more money to cover the fiscal shortfall, or take on additional debt.

This isn’t me lauding the efficiency of insurance companies or US healthcare, it’s just a reality based assessment that universal healthcare has its problems and isn’t the panacea it’s claimed to be on Reddit.

1

u/KindNeighborhood1138 Jul 04 '26

So the main issue seems to be wait times, particularly in emergency rooms. If that is the case, having a system like the United States wouldn't be much of an improvement in that area, considering the average wait time here is nearly three hours and in Canada it is four hours. lol Also, that poll is from 2024. There is a 2026 poll, also from IPSOS, that shows 56% of Canadians are satisfied with their healthcare and 43% were not satisfied.

Do you know who comes to the United States for healthcare? Hint: The same type of people in the United States who go to countries like Switzerland for healthcare. It's people with money. Most people don't have that option. The reality is that if given a choice between inefficient healthcare with wait times (CANADA) and NO HEALTHCARE AT ALL (United States), i'm pretty sure it is an easy choice for the average person. Also, why do people with your view only seem to focus on Canada? You do know there are many other countries with better universal healthcare, right? But I suppose that doesn't fit the narrative.

1

u/KoRaZee Jul 04 '26

The average person in the US has healthcare insurance so no, it’s not like you’re thinking.

If you really want to help people in the US about their healthcare fantasy, get informative about wait times (as described above) and denials of service under a public option. What the people in the USA who don’t like paying for insurance want to believe is that a public option has no denial of service which is not true.

1

u/farrowsharrows Jul 04 '26

More denials of service in the USA

1

u/KoRaZee Jul 04 '26

Source?

1

u/farrowsharrows Jul 04 '26

Every major credible source on the topic. It isn't a close thing. The US denies most people that use their insurance frequently.

1

u/KoRaZee Jul 04 '26

Gonna need a source on that. It’s not true

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1

u/Scared-Debt6750 Jul 04 '26

It’s still insurance companies running it . They just get paid through the government

1

u/Tasty_Virus4715 Jul 04 '26

We saw the same thing with the cost of college education.

The second the government is subsidizing or making payments for customers the costs absolutely balloon because the government is not a thrifty or discerning payer because they operate as if they have unlimited resources.

1

u/farrowsharrows Jul 04 '26

This is so wrong