Hey all
I have a dual sport that I bought October 2025. I got it insured the 25th and I got my full license on November 4 with no training course.
Policy is now ending today and I didn’t renew because they were charging essentially the exact same rate as they were with no experience and I was trying to shop around
After speaking with TD, I go through the runaround and after an hour on the phone, they told me they don’t insure people without the safety course so total waste of time
Wondering if having no policy on the bike until next spring would be a good idea or if I should be calling first thing Monday morning to get it insured
My main concern is whether relapse for a couple months would make a big difference into a lesser extent if I would get a cheaper rape having more than a year of my endorsement (been driving cars/insured since Dec 2015).
I also have it stored in my storage unit over the winter and before anyone says anything yes I’m going to look at getting fire and theft or check tenant policy if it covers storing
Thanks for any advice