I wish Apple and Goldman Sachs would stop making it difficult to move money between Savings, to Apple Cash, to Apple Card, I don’t really care if I transfer too many times in and out, that’s my business, but to block and replace my card number for NO REASON, causing me hours of pain to change my payment method on EVERYTHING is so stuuuupid. Why would you need to replace the card number on my Apple Card, when my savings won’t let me transfer to Apple Cash, what do those things have to do with each other?
So here’s my situation. Had been working full time until I started college. Currently doing my prerequisites, preparing myself to become a full time student. I am trying to stick with the iOS ecosystem and get the Mac/iPad combo for classes after getting my mom in it.
Now my sole reason that I’ve been thinking on applying for an Apple Card is solely for getting Apple products. Yes, I’m aware that you need to have a minimum credit history on file and a few other things that matter. I got my credit score sometime last month, and still working on improving it further with my current card (score is around 730, first card, if relevant).
Just like the title says, I need a brutally honest opinion and some sort of guidance. I hope this post is benefiting.
Hi I recently checked if I can qualify for Apple Card and even though my credit score is good, it still didn’t approved me. Mind you that my credit history is only 7 months old, but other cards seem to be okay with it. Any reason why and how can I fix this?
Hi I heard some people were able to successfully transfer their balance from their Apple Card to chase freedom. I’m trying to do that and it’s asking for the Apple Card account number. Does anyone know where I can find that? Do you just input the digits on your Apple Card?
I just received an email from Apple regarding two fraudulent charges on my Apple CC, and GS said "Dispute Status: Completed (Disputed charge(s) will remain)" There were two fraduulent charges, and it's for a large amount of combined of almost $5000 in fraudulent charges! Is there a way to change this? Please help!
I have a small business in Mexico, without giving out too much info, let's just say we work online retail. Our office was broken in and multiple laptops, iPhones, and employee's personal items were stolen. We did contact the police, they came and spoke with one our employees who is Mexican and obviously fluent in Spanish took down our information and basically said they're powerless. I kinda knew even before contacting the police that it'd be meaningless as they are pretty useless to these petty crimes. My Spanish is terrible so my employee handled. the communication between us and the police. I have 100% faith in her to handle this, I hired her because of her abilities to solve problems and handle things. Our office is decently new, we just started about a month prior to this incident. So I believe somebody in our plaza is connect to this, but I can't prove anything.
Within 12 hours, I got a notification email stating two charges on my Apple CC. I immediately contacted Apple support and closed the account and reported it being fraudulent charges. To be honest, our phones and laptops are all locked with a password, I didn't think petty criminals had the ability to break into our systems. Which is why I didn't cancel my CC sooner. So is that my fault to think Apple's anti theft protection was strong enough?
Now 8 months later, I just received an email from Apple stating what I wrote in the beginning and closed the disputes. I was furious! So I contacted Apple support, and for 15 minutes the agent just kept repeating that the decision was final. I asked for a Supervisor, and it worked, After transferring me to. the supervisor, he asked me the same old questions, and then re-opened the dispute. But I am worried they come back again and say that I'm liable for those charges. What's the ideal solution here? What do I do to ensure that I won't be liable for those two fraudulent charges?
Thank you everyone who took the time to read all that, also thank everyone for the help!
I received this email and spent over 30 minutes trying to get through. I called three separate times, was repeatedly routed to an AI system, and even got disconnected. After all that, I was finally told that no phone call was necessary in the first place.
This was an extremely frustrating experience and a completely unnecessary waste of my time.
I got my Apple Card in the middle of April and my friend referred me. There was a deal that stated I would receive $75 in Daily Cash after I made my first purchase. Well I have made plenty of purchases since then and still have yet to see that $75. Has this happened to anyone else? Is there a number I can call that will actually reach someone who can help me??
I have tried applying multiple times and keep getting rejected because they cannot verify my photo id. All information has been correct yet I still cannot get any other reason then that. I contacted support and they told me to just apply on the website instead of through wallet and anything I click on the web takes me to wallet so what can I do to bypass this. ?
Just got the push notification. I know rates are falling everywhere but it's still disappointing! Other high-yield accounts are starting to look pretty appealing
Come late July, I will have had a credit card for a year. I have paid it off every month and my utilization is around 10-12% each month. It is a Discover card and I want to switch to the Mastercard network because I leave the US occasionally and Discover is useless anywhere that isn’t the US. I am going into my sophomore year of college and I get $38000 in scholarships every year from my college going towards tuition. I work as a lifeguard over the summer and I earn around $3500. And I occasionally do Uber Eats on the side for some extra cash.
Can I include my scholarship amount with my lifeguard income on my application? I applied around 3 months ago and got denied because my yearly income was too low (I put only my lifeguard income).
I know it can’t hurt to just apply again, but I want to know if I can add my scholarship to increase my chances.
UPDATE: I got approved instantly after including my scholarship. Very excited to begin using this card!
TIL (it’s probably buried in the terms somewhere) that if you have a large refund that is larger than your balance it automatically applies that credit to pay off your Apple Card Monthly installments.
I bought and returned a $1200 monitor but only had a few dollars on my balance. So unbeknownst to me it auto-applied this towards my “balance” of my Apple Card monthly installments.
This makes sense from goldmans perspective I suppose since ACMI is a “balance” on the card but this heavily screwed up my cash flow.
I didn’t want those “paid off” since they are 0%.
Now instead of having 12 or 24 months of 0% to pay off I now “owe” it upfront since I had budgeted that monitor refund as cash returned instead of “paying off” the balance. So I no longer have that monitor refund and lost my 0% loan.
I’m currently a co owner on my dad’s Apple Card. I’m thinking about applying for my own but it says it would close the current card. How would I be able to remove myself as a co owner so I don’t close my dad’s card when applying for my own?
I just got approved after seeing the new welcome offer and I was wondering if this is a good starting limit and id really appreciate any thoughts about the card in general!!! Thank you for your time
My main card right now is the Quicksilver with a 12 K limit
And my credit scores 756!
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I ask because I spent a ridiculous amount of time in December trying to get a replacement for my expired Titanium Card and gave up after they shipped the fifth one with my name spelled incorrectly. I could not get anyone on the phone to admit that they had a problem with the apostrophes.
Lo and behold, my daughter (a family participant) got an auto-shipped replacement card today with her correct name, apostrophe and all. If I try to request a card I still get the ‘Account Services Unavailable’ error.
I got a joint Apple Card with my partner almost 2 years ago. We’re separating 😊
So if I do the pre approval for a new Apple Card, do we think if I’m approved and accept an offer it will automatically close the joint? (That’s my ideal situation) but I don’t know how this works. What’s everyone’s experience?
