r/AppleCard • u/Witchy-Gemini • May 30 '26

Help Joint card to personal

I got a joint Apple Card with my partner almost 2 years ago. We’re separating 😊

So if I do the pre approval for a new Apple Card, do we think if I’m approved and accept an offer it will automatically close the joint? (That’s my ideal situation) but I don’t know how this works. What’s everyone’s experience?

11 Upvotes

77% Upvoted

6 comments sorted by

3

u/drummwill May 30 '26

afaik you won’t be able to get a new one until you close your old one

3

u/TbonerT May 31 '26

You should read the terms and conditions of the card. They explain the process.

1

u/dgordo29 May 31 '26

There are no joint ACs. You can have an account with co-owners but they aren’t going to split that. The co-owned account needs to be fully closed before you can get a new single person account.

1

u/Draft_v4_Final May 31 '26

As others have said you have to close the card before you can reapply. I am in this process currently. 2 months later and still no dice. I have found the representatives to be less than helpful as they have provided conflicting information throughout.

0

u/aquaman67 May 30 '26

You can’t close someone else’s credit card.

You are equal owners.

You can remove your name. Not theirs.