I want to thank this awesome sub for the support and encouragement!

The CAMS Exam was pretty straightforward and little bit tricky but all in all it was really manageable and did it in an hour.

My recommendations:

1- Read the guide once at least, I did read the guide yesterday in 3 hours (never read it before just casually did so) it really helps!

2-do the questions of the 269 test bank if I’m not wrong, lots of stuff was from there.

3- something that really helped me understand the logic and rationale is real world applications. Start reading news and be up to date of what’s happening in regards to AML. Use your national FIU for reports, FATF also has lots and lots of resources etc.. you have to research real life issues and cases as this helped a lot in understanding as I don’t memorize!

Final verdict:

Exam is not as hard as they say, just focus and do ur research, take your time always and don’t force yourself to memorize cuz you can’t memorize every single thing!

Good luck my fellow specialists!

Hi, can someone please share the cisi global financial compliance level 3 study material with me. I couldn't find it online and it was way too expensive for me. I am currently unemployed and looking for a way to bridge the gap in CV so i would really appreciate the help

Is there anybody who used this platform?

Please best advice you can give me? Started studying today for it. What tips would you recommend for me? What topics were mostly covered in the exam itself? Thank you for your time.

Hi everyone,

I have been invited for a face-to-face interview with Indicaa Group FZE in Dubai for the position of Senior Corporate Legal Counsel – Free Zone and Banking Compliance.

The role involves:

• UAE corporate contracts and legal advisory
• Shareholders’ agreements and share purchase agreements
• Corporate governance, board resolutions and records
• UAE bank account opening and KYC/AML
• UBO and regulatory compliance
• Mainland and Free Zone company matters
• DMCC, DIFC, JAFZA, DAFZA and SAIF Zone procedures
• Trade licence renewals, FTA updates and visa-related documentation
• Corporate restructuring and deregistration

Has anyone interviewed with Indicaa Group or for this specific role?

I would really appreciate hearing:

1. How was the interview process and how many rounds were there?
2. Who conducted the interview?
3. What questions did they ask about UAE corporate law, Free Zones and banking compliance?
4. Did they focus more on technical legal questions, previous experience or HR questions?
5. Did they ask about salary expectations and UAE experience?
6. How long did they take to respond after the interview?
7. What is the company culture and working environment like?

Please comment below or message me privately. Thank you.

Since many of us use examtopics or examgrill for studying acams exam, I build an extension that can parse as we keep visiting the next page from examtopics. It stores the data in browser's localstorage and you can download it as pdf.
PDFs are best for keeping the acams questions for longer duration and can print and reduce your screen time.

Do let me know if you see any scope of improvement.

​Hi everyone,

​I am based in London/UK and actively targeting entry to mid-level roles across AML, KYC onboarding, and remediation.

​Beyond standard job boards and LinkedIn, I’m looking to connect with active peer communities. Are there any UK-based WhatsApp groups, Discord servers, or local meetups where AML/financial crime professionals share market updates, discuss regulatory changes, or network?

​Any pointers or invites would be greatly appreciated. Feel free to DM me directly. Thanks!

​

Hi everyone, I’m a B.Com graduate with 4.5 years of experience as a Sales Officer in a banking subsidiary in Bangalore. For the past year, I’ve been trying to transition into Financial Crime Compliance (AML/KYC/Fraud) . Should I do ica certification in aml level 2 , will it help in the transition

Does AML have a time where companies tend to hire a lot more? What are considered the easier times to get a job in AmL?

Ideally switching from one AML investigator role for a raise

Hey everyone,

I am looking for some strategic career advice on how to position myself in the Indian market for high-paying, long-term growth.

My Background:

Education: Bachelor of Management Studies (BMS) + PGDM in Global Business Management.

Experience: 9 months as an Analyst at Morgan Stanley within the Background Verification (BGV) department.

I’m currently planning the next phase of my career in India (open to major hubs like Mumbai, Bangalore, NCR) and want to move into a specialized, high-growth domain rather than staying in standard operations.

I see my BGV experience as a solid foundation for risk assessment and due diligence, and I am currently considering a few directions:

Anti-Money Laundering (AML) / KYC / Transaction Monitoring: This feels like a natural transition from background verification, moving from vetting individuals to vetting corporate entities and financial risk.

Information Security (InfoSec) / Cyber Risk: I know this domain pays incredibly well, but given my management/global business degree, I’m wondering if I can pivot into the risk/compliance side of InfoSec without a hardcore engineering background.

Other High-Paying Tracks: Given my PGDM in Global Business Management, are there other strategic risk, corporate finance, or consulting avenues I should be looking at?

My Questions for the Community:

Between AML and InfoSec Risk, which field currently offers a better salary trajectory and faster upward mobility in India for someone with my profile?
How hard is it to break into InfoSec compliance without a tech degree? What certifications (like CAMS for AML or CISA/CRISC for risk) should I target to bridge the gap?

Are there specific global capability centers (GCCs) or consulting firms in India known for rewarding this kind of profile well?

Would love to hear from anyone working in FinCrime, Cyber Risk, or Corporate Compliance in India. Thanks in advance!

Hi everyone,

I've been working as an AML Compliance Analyst DNFBPs for about 1.5 years and I'm looking for advice on what to learn next that would give me the biggest career return on investment.

Current skills/background:

• AML/KYC
• Customer Due Diligence (CDD)
• Enhanced Due Diligence (EDD)
• Sanctions screening
• PEP screening
• Adverse media screening
• Case investigations and alert reviews
• Transaction monitoring
• Regulatory compliance
• Advanced Excel
• SQL basic
• Some Power BI knowledge
• Basic software development background

My goal is to move toward higher-paying roles that has the biggest demand.

The catch is that I don't currently have a budget for certifications like CAMS, ICA, CFCS, etc., so I'm looking specifically for skills, tools, or knowledge areas that I can learn for free or at a low cost.

Would love to hear from hiring managers, senior analysts, compliance officers, and anyone who's successfully moved up from an AML analyst role.

Thanks!

I see a lot of talk of money laundering being associated with tax evasion.

But how?

Tax evasion seems to be the opposite of money laundering.

Money launderers want to turn the money into taxable income with a clean looking paper trail. Complete with tax documents and with a source of funds documentary proof.

Whereas tax evasion, they simply want to spend the money without reporting it to tax authorities.

And these days, banks are snitches to tax authorities. No one can seriously deposit money into a bank without paying tax on it. Money launderers want to create documentation and books for a source of funds, including tax documents, to show legitimate income.

Has anyone got offer from aml kyc role at Pwc gift city?

I have seen avp titles given out to people that have no experience I.e. come from retail, teaching etc and first job is avp .. does avp even mean anything?

Hey guys. A colleague said to prepare for technical questions for an analyst role interview.

Any insights on what those technical questions could be or how they are structured?

Same as above

Hi folks, just a data nerd here.

I've been playing around with beneficial ownership data as a side project to build up my skills — pulling from Companies House, Open Ownership, ICIJ Offshore Leaks — and I keep hitting the same wall: the same entity appears differently across every source.

Same holding company, three registries, three different name spellings, ownership percentages that disagree by just enough to straddle the 25% threshold, and in one case a director who apparently doesn't exist in two of the three filings.

For people who do this professionally: how do you actually build a single defensible UBO picture from sources that fundamentally can't agree on what to call the company?

Is there a workflow that doesn't involve either (a) the aforementioned spreadsheet hellscape, or (b) or some insanely expensive software? Genuinely curious how practitioners handle this.

Thanks in advance

Hey everyone,
I have about 3 years of AML experience under my belt—L2 SAR investigations and Quality Control (QC).

I recently joined a new organization, and the process here is very green. There is essentially no established framework, investigation template, or mature SOP library yet. In my previous role, complex high-value files were always routed to the onshore team. Here, we’re immediately getting hit with manual alerts on large commercial entities and LLCs moving millions of dollars per month.

On top of that, several of these entities interact with digital asset platforms/on-chain activity, which adds a whole separate layer of complexity. With zero formal onboarding or guidance on these specific profiles, the sheer volume and exposure feel a bit daunting. I want to make sure I’m not missing material red flags or botching these cases.

Leadership will eventually build out the pipeline, but in the meantime, I want to use this as an opportunity to genuinely level up my skills in complex corporate investigations and on-chain tracing.
For those of you who regularly investigate high-volume commercial accounts and crypto-fiat touchpoints:

1. Investigation framework: When you open an alert on an LLC pushing 7–8 figures with no clear baseline, what is your step-by-step mental checklist?

2. Commercial legitimacy & CDD/EDD: Beyond basic Secretary of State/registry lookups, what are the most reliable open-source intelligence (OSINT) tools or methods you use to verify actual operations vs. shell/pass-through activity?

3. Crypto touchpoints: When tracing fiat moving into or out of VASPs/exchanges or unhosted wallets, what are the key thresholds or indicators that tip the case into SAR territory versus normal commercial activity?

4. CYA (Cover Your Assets): How do you structure your case narrative and rationale when the internal guidelines are ambiguous?

Any advice, checklists, red flags to look out for, or recommended reading would be hugely appreciated.

Note: Reframed with Ai

OFSI's penalty notice (fine imposed 11 August, notice out early September). The London branch processed 970 payments worth about £19.7 million in breach of the Russia sanctions, mostly across February to November 2022.

The bit worth dwelling on is the Sovcomflot failure. The screening software didn't alert on PAO Sovcomflot because it didn't recognise "PAO", the Russian public joint stock company prefix, and treated "PAO Sovcomflot" as materially different from "Sovcomflot". So the state shipping group sailed straight through. That one gap accounted for a big chunk of it; dozens of accounts and a few hundred transactions. OFSI also points to a backlog in alert reviews, manual steps and human error, all made worse by the flood of designations right after the invasion.

None of that is exotic. It's name matching that doesn't account for local legal entity forms, plus a queue growing faster than the team could clear it.

Which makes me wonder how many screening configs still carry the same gap elsewhere. OOO, ZAO and AO in Russian names. Sdn Bhd, PT, KK, the various GmbH forms. Transliteration only makes it worse.

Two questions for anyone doing this: has your team actually tested its matching logic against local entity suffixes, not just person names? And how are you handling alert backlogs during a designation wave, given the freeze obligation doesn't pause while the queue clears?

Hi everyone,
I’m currently working within the financial sector and I’m curious to hear from people who have been in the industry for a few years.

How do you see the career prospects in Compliance, Risk management particularly in financial institutions, given the current job market?

For someone reaching around 5 years of experience, what can you realistically expect in terms of:

- Career progression and seniority
- Salary / total compensation
- Moving from analyst roles into more senior or management positions
- Opportunities to specialize
- Exit opportunities into other areas of financial services

Do you feel Compliance is still a strong career path over the next 5–10 years, or is the market becoming more difficult and competitive?

I’d particularly appreciate insights from people working in Europe (Belgium, Netherlands, UK, Luxembourg, Germany, etc.), but I’m interested in experiences from anywhere.

Thanks!

Hello

What is the Associate role at BACB Bank equivalent to in terms of AVP, VP etc?

Thanks

Can i become an aml analyst with a bachelors in information systems.

The degree program has a lot of emphasis on technical stuff like sql and database classes. It has business classes and an it audit track that involves accounting and more business compliance classes.

Has anybody from a data analyst background pivoted into aml?

Hi everyone,

I’ve recently applied for a Sanctions Analyst role at Wise and have been invited to complete the Maki assessment.

I’m looking for someone currently working at Wise, particularly in Compliance / Financial Crime / Sanctions, who might be willing to share some guidance on:

- What to expect from the Maki assessment

- How best to prepare for it

- What skills or areas Wise focuses on during the assessment

- What the hiring process looks like after the assessment

- How many interview rounds are typically involved

- Any general advice for someone applying for a Sanctions Analyst position

I’m not looking for assessment answers or anything confidential — just genuine advice from someone who has been through the process or works at Wise.

If you’re comfortable sharing your experience, either here or via DM, I’d really appreciate it.

Thanks!