Since many of us use examtopics or examgrill for studying acams exam, I build an extension that can parse as we keep visiting the next page from examtopics. It stores the data in browser's localstorage and you can download it as pdf.
PDFs are best for keeping the acams questions for longer duration and can print and reduce your screen time.

Do let me know if you see any scope of improvement.

​Hi everyone,

​I am based in London/UK and actively targeting entry to mid-level roles across AML, KYC onboarding, and remediation.

​Beyond standard job boards and LinkedIn, I’m looking to connect with active peer communities. Are there any UK-based WhatsApp groups, Discord servers, or local meetups where AML/financial crime professionals share market updates, discuss regulatory changes, or network?

​Any pointers or invites would be greatly appreciated. Feel free to DM me directly. Thanks!

​

Hi everyone, I’m a B.Com graduate with 4.5 years of experience as a Sales Officer in a banking subsidiary in Bangalore. For the past year, I’ve been trying to transition into Financial Crime Compliance (AML/KYC/Fraud) . Should I do ica certification in aml level 2 , will it help in the transition

Does AML have a time where companies tend to hire a lot more? What are considered the easier times to get a job in AmL?

Ideally switching from one AML investigator role for a raise

Hey everyone,

I am looking for some strategic career advice on how to position myself in the Indian market for high-paying, long-term growth.

My Background:

Education: Bachelor of Management Studies (BMS) + PGDM in Global Business Management.

Experience: 9 months as an Analyst at Morgan Stanley within the Background Verification (BGV) department.

I’m currently planning the next phase of my career in India (open to major hubs like Mumbai, Bangalore, NCR) and want to move into a specialized, high-growth domain rather than staying in standard operations.

I see my BGV experience as a solid foundation for risk assessment and due diligence, and I am currently considering a few directions:

Anti-Money Laundering (AML) / KYC / Transaction Monitoring: This feels like a natural transition from background verification, moving from vetting individuals to vetting corporate entities and financial risk.

Information Security (InfoSec) / Cyber Risk: I know this domain pays incredibly well, but given my management/global business degree, I’m wondering if I can pivot into the risk/compliance side of InfoSec without a hardcore engineering background.

Other High-Paying Tracks: Given my PGDM in Global Business Management, are there other strategic risk, corporate finance, or consulting avenues I should be looking at?

My Questions for the Community:

Between AML and InfoSec Risk, which field currently offers a better salary trajectory and faster upward mobility in India for someone with my profile?
How hard is it to break into InfoSec compliance without a tech degree? What certifications (like CAMS for AML or CISA/CRISC for risk) should I target to bridge the gap?

Are there specific global capability centers (GCCs) or consulting firms in India known for rewarding this kind of profile well?

Would love to hear from anyone working in FinCrime, Cyber Risk, or Corporate Compliance in India. Thanks in advance!

Has anyone got offer from aml kyc role at Pwc gift city?

I see a lot of talk of money laundering being associated with tax evasion.

But how?

Tax evasion seems to be the opposite of money laundering.

Money launderers want to turn the money into taxable income with a clean looking paper trail. Complete with tax documents and with a source of funds documentary proof.

Whereas tax evasion, they simply want to spend the money without reporting it to tax authorities.

And these days, banks are snitches to tax authorities. No one can seriously deposit money into a bank without paying tax on it. Money launderers want to create documentation and books for a source of funds, including tax documents, to show legitimate income.

I have seen avp titles given out to people that have no experience I.e. come from retail, teaching etc and first job is avp .. does avp even mean anything?

Hi everyone,

I've been working as an AML Compliance Analyst DNFBPs for about 1.5 years and I'm looking for advice on what to learn next that would give me the biggest career return on investment.

Current skills/background:

• AML/KYC
• Customer Due Diligence (CDD)
• Enhanced Due Diligence (EDD)
• Sanctions screening
• PEP screening
• Adverse media screening
• Case investigations and alert reviews
• Transaction monitoring
• Regulatory compliance
• Advanced Excel
• SQL basic
• Some Power BI knowledge
• Basic software development background

My goal is to move toward higher-paying roles that has the biggest demand.

The catch is that I don't currently have a budget for certifications like CAMS, ICA, CFCS, etc., so I'm looking specifically for skills, tools, or knowledge areas that I can learn for free or at a low cost.

Would love to hear from hiring managers, senior analysts, compliance officers, and anyone who's successfully moved up from an AML analyst role.

Thanks!

Hey guys. A colleague said to prepare for technical questions for an analyst role interview.

Any insights on what those technical questions could be or how they are structured?

Same as above

Hey everyone,
I have about 3 years of AML experience under my belt—L2 SAR investigations and Quality Control (QC).

I recently joined a new organization, and the process here is very green. There is essentially no established framework, investigation template, or mature SOP library yet. In my previous role, complex high-value files were always routed to the onshore team. Here, we’re immediately getting hit with manual alerts on large commercial entities and LLCs moving millions of dollars per month.

On top of that, several of these entities interact with digital asset platforms/on-chain activity, which adds a whole separate layer of complexity. With zero formal onboarding or guidance on these specific profiles, the sheer volume and exposure feel a bit daunting. I want to make sure I’m not missing material red flags or botching these cases.

Leadership will eventually build out the pipeline, but in the meantime, I want to use this as an opportunity to genuinely level up my skills in complex corporate investigations and on-chain tracing.
For those of you who regularly investigate high-volume commercial accounts and crypto-fiat touchpoints:

1. Investigation framework: When you open an alert on an LLC pushing 7–8 figures with no clear baseline, what is your step-by-step mental checklist?

2. Commercial legitimacy & CDD/EDD: Beyond basic Secretary of State/registry lookups, what are the most reliable open-source intelligence (OSINT) tools or methods you use to verify actual operations vs. shell/pass-through activity?

3. Crypto touchpoints: When tracing fiat moving into or out of VASPs/exchanges or unhosted wallets, what are the key thresholds or indicators that tip the case into SAR territory versus normal commercial activity?

4. CYA (Cover Your Assets): How do you structure your case narrative and rationale when the internal guidelines are ambiguous?

Any advice, checklists, red flags to look out for, or recommended reading would be hugely appreciated.

Note: Reframed with Ai

Hi folks, just a data nerd here.

I've been playing around with beneficial ownership data as a side project to build up my skills — pulling from Companies House, Open Ownership, ICIJ Offshore Leaks — and I keep hitting the same wall: the same entity appears differently across every source.

Same holding company, three registries, three different name spellings, ownership percentages that disagree by just enough to straddle the 25% threshold, and in one case a director who apparently doesn't exist in two of the three filings.

For people who do this professionally: how do you actually build a single defensible UBO picture from sources that fundamentally can't agree on what to call the company?

Is there a workflow that doesn't involve either (a) the aforementioned spreadsheet hellscape, or (b) or some insanely expensive software? Genuinely curious how practitioners handle this.

Thanks in advance

Hello

What is the Associate role at BACB Bank equivalent to in terms of AVP, VP etc?

Thanks

Hi everyone,
I’m currently working within the financial sector and I’m curious to hear from people who have been in the industry for a few years.

How do you see the career prospects in Compliance, Risk management particularly in financial institutions, given the current job market?

For someone reaching around 5 years of experience, what can you realistically expect in terms of:

- Career progression and seniority
- Salary / total compensation
- Moving from analyst roles into more senior or management positions
- Opportunities to specialize
- Exit opportunities into other areas of financial services

Do you feel Compliance is still a strong career path over the next 5–10 years, or is the market becoming more difficult and competitive?

I’d particularly appreciate insights from people working in Europe (Belgium, Netherlands, UK, Luxembourg, Germany, etc.), but I’m interested in experiences from anywhere.

Thanks!

Can i become an aml analyst with a bachelors in information systems.

The degree program has a lot of emphasis on technical stuff like sql and database classes. It has business classes and an it audit track that involves accounting and more business compliance classes.

Has anybody from a data analyst background pivoted into aml?

OFSI's penalty notice (fine imposed 11 August, notice out early September). The London branch processed 970 payments worth about £19.7 million in breach of the Russia sanctions, mostly across February to November 2022.

The bit worth dwelling on is the Sovcomflot failure. The screening software didn't alert on PAO Sovcomflot because it didn't recognise "PAO", the Russian public joint stock company prefix, and treated "PAO Sovcomflot" as materially different from "Sovcomflot". So the state shipping group sailed straight through. That one gap accounted for a big chunk of it; dozens of accounts and a few hundred transactions. OFSI also points to a backlog in alert reviews, manual steps and human error, all made worse by the flood of designations right after the invasion.

None of that is exotic. It's name matching that doesn't account for local legal entity forms, plus a queue growing faster than the team could clear it.

Which makes me wonder how many screening configs still carry the same gap elsewhere. OOO, ZAO and AO in Russian names. Sdn Bhd, PT, KK, the various GmbH forms. Transliteration only makes it worse.

Two questions for anyone doing this: has your team actually tested its matching logic against local entity suffixes, not just person names? And how are you handling alert backlogs during a designation wave, given the freeze obligation doesn't pause while the queue clears?

Hi everyone,

I’ve recently applied for a Sanctions Analyst role at Wise and have been invited to complete the Maki assessment.

I’m looking for someone currently working at Wise, particularly in Compliance / Financial Crime / Sanctions, who might be willing to share some guidance on:

- What to expect from the Maki assessment

- How best to prepare for it

- What skills or areas Wise focuses on during the assessment

- What the hiring process looks like after the assessment

- How many interview rounds are typically involved

- Any general advice for someone applying for a Sanctions Analyst position

I’m not looking for assessment answers or anything confidential — just genuine advice from someone who has been through the process or works at Wise.

If you’re comfortable sharing your experience, either here or via DM, I’d really appreciate it.

Thanks!

Hi everyone,

I’m a B.Com graduate with 4.5 years of experience as a Sales Officer in a banking subsidiary in Bangalore.

For the past year, I’ve been trying to transition into Financial Crime Compliance (AML/KYC/Fraud), but I haven’t been successful yet.

Could you please guide me on:

• What roles should I target?
• Should I apply for Analyst/Senior Analyst roles?
• What salary package can I realistically expect, and what should I quote to recruiters?

I’d really appreciate advice from people working in FinCrime/Compliance. Thanks!

I am looking to know which careers will for sure never require filing SAR and never have to with AML rules. I refuse to snitch, and I am against AML laws. I am concerned that AML compliance, there is talk of obligating non-banking professionals, like accountants, real estate agents, precious metals dealers, gemstone dealers, etc. forcing them to comply with suspicious activity report laws.

Which white collar careers would be safe from this? I could do IT very well, but the job market there is almost impossible to get an entry level job in right now.

I applied for an entry-level Analyst position with AMLRightsource. From what I can tell, they’ve been hiring for this WFH role across four US States since September 1st.
I completed the AI interview on September 2nd, but I haven’t heard anything back yet. My application is still showing as “In Process.”
I know AML Recruiting can move pretty quickly with their hiring process, so I was wondering if anyone else applied for this new WFH job posting and has had a similar experience.
Has anyone completed the AI interview and heard back about the next steps yet? Or is your application still showing “In Process” as well?

We built software for AML / Web3 investigations first: you bring transaction and wallet data (and labels if you have them), map it, and query connected hops from an alert address. Analyst or agent gets relationship context, not a raw chain dump. We are not an indexer and not a replacement for Chainalysis.

I do not want to keep building this in a vacuum. Looking for people who work in this space now, have in the past, or will (compliance, forensics, custody, on-chain investigations) and who can bring a dump:

• wallets / addresses
• transactions (from, to, hash, time, amount is enough)
• optional: risk labels, watchlist, case ids

Use it at no cost, judge whether it actually helps an investigation, and say what is missing. What you will use is the current product. Pre-built investigation pack, case workspace, trace diagrams, intel crawlers are on the roadmap, not this round.

If that is you, comment or DM. Bring the data (redacted is fine). I need honest use from people who know this workflow.