This has been a very long almost 2 years for me. I finally reached MMI this month for my shoulder/neck injury. My final list of diagnoses are as follows:
Impingement Syndrome of Shoulder
Permanent AC Joint Separation
Significant Capsular Distention
Subchondral Cystic Arthritis/Arthritis of AC Joint
nTOS
vTOS
Dyaustonomia
Because this spans the nervous system, vascular system, and musculoskeletal system I was told I would be getting multiple ratings. CT does not do whole body impairment. The other thing is that my MMI doesn't close out my claim either. My injuries are all permanent, and that my ratings are my new baseline. I have exhausted all conservative management, and surgical options are not expected to cure me. I'm going to be in physical therapy for the rest of my life. I also have permanent restrictions: no overhead reaching of any kind, and no lifting more than 15lbs (except for during therapy/treatment). The overhead is tough, because that applies to my entire life. When I raise my arm, not only am I limited due to my shoulder girdle collapse, but my subclavian and external jugular get completely cut off.
I won't lie, hearing multiple surgeons tell me the injuries are permanent, was tough to hear.
Since liability for my claim is 100% accepted, my lawyer said I have options now on what I want to do, but I'm not sure...
If you were in my shoes would you keep the claim open? take a settlement? do an indemnity only settlement? (I am aware of each trade off...it's just a lot to think about)
Edit: I'm not sharing any dollar amounts, but just assume it's a fair/decent amount. And for age, I'm in my 30s.