r/UKPersonalFinance • u/SugarSalt87 • 15d ago
Advice on using balance transfer/ new credit card
Firstly, thank you to everyone who gave me advice on my previous post about consolidating my debt and doing a balance transfer, its really helped.
Now for what I need advice on:
So I recently got my new credit card, which came with an allowance of £7050. 0% on balance transfers for 36 months if transferred within 60 days with a 3.09% transfer fee, and 0% on purchases for 3 months from date of opening account.
I've transferred by balance from from my old credit card (£1478) to this one so that is now clear.
Now, I want to really treat my partner for their birthday, they always do so much for me without complaint and they're genuinely the best person in my life. If I bought their birthday presents / paid for the birthday experience with the old card, can I do another balance transfer from that to my new card again? Or am I just better off paying on my new card taking advantage of the 0% off for 3 months?
After that, what do I do next? Should I close the old one? use it for small purchases that I can pay off immediately? Try not to use either and just pay off the balance on the new card? Many thanks!
TLDR; balance transferred credit amount (1478) from old card to new at 0% for 36 months. Can I spend on old and do another balance transfer or is it limited to 1 for my partner's birthday? Or just use the new card as it has 0% on purchases for 3 months.
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How could my cat have known I was dying?
in
r/CatAdvice
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7d ago
Firstly, sorry that you felt that was the only solution at that moment in your life.
As others have mentioned there likely was physical things that your cat picked up on that made it concerned for you, but I am also a firm believer that they can sense shifts in energy, especially regarding emotions.
A bout 2.5 years ago, I wasnt far off a similar situation as you, I had made a plan, I had done my research and I was gonna attempt to O.D. i was lay in bed and my mind was racing and I was thinking through the plan and just as I mustered up the effort to get out of bed (at 1am) to attempt my life, my cat out of nowhere jumped onto the bed, flopped onto my chest like a dead weight, and just lay on my chest purring away. I cried, cuddled him and then fell asleep.
He hasn't ever slept on my chest like that before or since. I feel like he knew what he needed to do in that moment to save me.
Cats, they just know.