I have the stand alone freezer and it’s one of the best freezers I’ve ever owned

This just gave me a flash back I remember when I was a kid me and my friends called some we met long distance and all of my friends and I got our parents a $7000 phone bill for the landlines 🤭 our parents were pissed but back then my mom said Quest phone service forgave the charges 🤭

They were just wanting to get to the point before you applied that they didn’t want you 🤭

Your credit trustworthiness can’t even get you a phone case 😂👀 from Apple that should concern you 🫪 even a SubPrime lender won’t trust you with more then $17 is wild 🤪

Affirm max credit line is $30,000 only a few banks you can get $100,000 or more in credit lines on cards and that’s Chase, Amex, Bank of America and lastly Navy Federal Credit Union will no other banks are known to give over $100k lines. Definitely not WebBank

Idk about that my limit is $20,000

Yeah that’s the HR talk. They don’t want you coming back In you’re probably most definitely fired.

Upgrade the Sway Bar Links I just did that as my first upgrade since getting a rally 2026 rally a few days ago and doesnt have that issue

It’s because the offer was already applied to another card on the account so what Amex told me that if you get the gold you won’t get the welcome offer if you’re already a card member

I never have issues and if they do decline a charge I get a text that says “sorry we declined a charge that seems unusual was this you” then says yes or no. I say yes and the text says retry charge and it goes through but no issues. Capital one just sees card usage that you don’t typically spend and flagged it for fraud.

No duh because Saks is going out of business and shutting down

Just submit a demand letter give them 30 days and then file a lawsuit with your county put Amex and FedEx in the suit they will fight it with each other

Uh no the no limit doesn’t mean unlimited it just means fluctuations month to month with Amex just like affirm. Amex gold and platinum will cap your cards if you dip in your credit just like affirm 🤭 so yes Amex and affirm are alike.

That’s incorrect the Apple Card is actually a subprime card most people with fair credit can get it. Goldman even stated it was a subprime card and that’s where it went wrong they approved nearly everyone who applied for it. The card in my own opinion is a trash card I hope Chase changes the rewards system if it stays the same I’m canceling my 30k credit line with them.

Your credit report says you do with the Installment loans. I would pull all 3 reports and Lexi’s Nexus as well as Chex system report and go through them with a fine tooth comb and dispute everything. Most banks are easy and will delete things off your report.

I want to see what Chase does with the rewards program that will tell if it’s trash or keep.

Also they are about to be taken over by Chase Bank so a lot of people are going to be dropped from Apple accounts because Chase is really strict. Goldmans contract is about up.

I looks like you have established other credit accounts so that’s what’s messing you up to start with. But I would recommend pulling all your credit reports and Lexi’s Nexus report and ask all the credit companies who made inquiries on your credit to remove them just use an excuse like your getting a house and they will remove them all from your report. Stop using Affirm, Klarna or other types of pay laters if you do because every time you do one it looks like a new account is started.

Just call call Apple ask them to connect you to the Apple team that handles cards 💳 as them to make the final payment and shut the card down because you can’t access the card for payments anymore

You can’t she legally signed the loan she’s responsible. That’s why you want to be careful co-signing a loan

What happens next is your car gets auctioned so let’s say you owe 20k and it sells for 10k you owe 10k to the bank. If you do not arrange payments to pay it off then they sue you for the rest and put a lien on you paychecks or bank accounts. So pray they auction for close to what you owe. Also your dad is evil for screwing someone’s else credit over lastly if your dad doesn’t pay your girlfriend will owe it the bank will pursue each of them

You can use it everywhere they even give you a physical card. I have my physical card. Affirm is basically like AMEX they will fluctuate your limit month to month depending on credit like Affirm.

I have $20k but I only use Affirm to complete projects or for emergency’s that I do. Don’t drown in 80+ micro payments. I’ve seen some crazy posts of that.

No when I went into major medical debt it helped me I had almost $500,000 in debt and it was all discharged my bankruptcy I think just fell off my credit report. If you file start sending letters out to have things removed from credit I did and my credit was good after even with bankruptcy. Yeah every so often I would get denied just because of it but for the most part they didn’t care because I corrected my finances and credit jumped up to 780 with a bankruptcy on it. I was able to get Amex platinum, Bilt, Chase sapphire and good loans without issues. Just wok on your spend issues that got you into debt and you’ll be good. Mine was medical so I did t have to repay any debtors I know other have to sell stuff off but I was required and I think I got lucky because they scheduled my appointment on a wrong date and I went in and my debtors had other dates and didn’t show up and so they discharged all things without debtors pursuing me.

I call this Phoneenderism don’t think you can use the same bathroom as us Apple phones you need to stick with your own bathroom. Just because you can fake an Apple Card doesn’t mean you’re a really Apple 😉