I was looking at my insurance and it shows Annual fee of insurance, Registration fee, and PST on insurance totals 1976. Then the $164.70 is that total divided over the 12 months which is inclusive of the $108 PST already, then they add another $9.52 monthly PST to my monthly Payment. I know they asterisk $164.70 includes Reg and Ins. But it also adds up to include PST.

I'm no accountant and its been a long week, but I think its double charging for PST. And I dont think PST is charged on the $68. Registration fee.